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COASTAL FINANCIAL CORP（CCB）与Eventbrite, Inc.（EB）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是Eventbrite, Inc.的1.9倍（$138.0M vs $73.5M），Eventbrite, Inc.同比增速更快（-3.9% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $-60.9M），过去两年COASTAL FINANCIAL CORP的营收复合增速更高（-3.6% vs -7.7%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
Eventbrite是源自美国的线下活动服务平台，为用户提供活动浏览、创建与推广服务，支持主办方免费在平台发布不限规模、不限数量的各类活动，是全球范围内活跃度较高的活动交易与推广平台。
CCB vs EB — 直观对比
营收规模更大
CCB
是对方的1.9倍
$73.5M
营收增速更快
EB
高出1.9%
-5.8%
自由现金流更多
CCB
多$307.0M
$-60.9M
两年增速更快
CCB
近两年复合增速
-7.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $73.5M |
| 净利润 | — | $-8.2M |
| 毛利率 | — | 68.1% |
| 营业利润率 | 12.4% | -12.4% |
| 净利率 | — | -11.1% |
| 营收同比 | -5.8% | -3.9% |
| 净利润同比 | — | 2.5% |
| 每股收益（稀释后） | $0.84 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBEB
| Q4 25 | $138.0M | $73.5M | ||
| Q3 25 | $144.7M | $71.7M | ||
| Q2 25 | $119.4M | $72.8M | ||
| Q1 25 | $139.5M | $73.8M | ||
| Q4 24 | $146.5M | $76.5M | ||
| Q3 24 | $151.1M | $77.8M | ||
| Q2 24 | $135.3M | $84.6M | ||
| Q1 24 | $148.4M | $86.3M |
净利润CCBEB
| Q4 25 | — | $-8.2M | ||
| Q3 25 | $13.6M | $6.4M | ||
| Q2 25 | $11.0M | $-2.1M | ||
| Q1 25 | $9.7M | $-6.6M | ||
| Q4 24 | — | $-8.4M | ||
| Q3 24 | $13.5M | $-3.8M | ||
| Q2 24 | $11.6M | $1.1M | ||
| Q1 24 | $6.8M | $-4.5M |
毛利率CCBEB
| Q4 25 | — | 68.1% | ||
| Q3 25 | — | 67.9% | ||
| Q2 25 | — | 67.5% | ||
| Q1 25 | — | 66.9% | ||
| Q4 24 | — | 68.2% | ||
| Q3 24 | — | 68.5% | ||
| Q2 24 | — | 70.9% | ||
| Q1 24 | — | 71.0% |
营业利润率CCBEB
| Q4 25 | 12.4% | -12.4% | ||
| Q3 25 | 12.4% | -1.3% | ||
| Q2 25 | 12.0% | -8.7% | ||
| Q1 25 | 8.4% | -13.2% | ||
| Q4 24 | 11.7% | -10.2% | ||
| Q3 24 | 10.8% | -11.5% | ||
| Q2 24 | 11.1% | -7.6% | ||
| Q1 24 | 5.9% | -8.8% |
净利率CCBEB
| Q4 25 | — | -11.1% | ||
| Q3 25 | 9.4% | 8.9% | ||
| Q2 25 | 9.2% | -2.9% | ||
| Q1 25 | 7.0% | -9.0% | ||
| Q4 24 | — | -11.0% | ||
| Q3 24 | 8.9% | -4.8% | ||
| Q2 24 | 8.6% | 1.3% | ||
| Q1 24 | 4.6% | -5.2% |
每股收益（稀释后）CCBEB
| Q4 25 | $0.84 | $-0.08 | ||
| Q3 25 | $0.88 | $0.06 | ||
| Q2 25 | $0.71 | $-0.02 | ||
| Q1 25 | $0.63 | $-0.07 | ||
| Q4 24 | $0.95 | $-0.09 | ||
| Q3 24 | $0.97 | $-0.04 | ||
| Q2 24 | $0.84 | $0.01 | ||
| Q1 24 | $0.50 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $299.9M |
| 总债务越低越好 | — | $144.4M |
| 股东权益账面价值 | $491.0M | $179.1M |
| 总资产 | $4.7B | $647.2M |
| 负债/权益比越低杠杆越低 | — | 0.81× |
8季度趋势，按日历期对齐
现金及短期投资CCBEB
| Q4 25 | — | $299.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $441.5M | ||
| Q3 24 | — | $24.7M | ||
| Q2 24 | — | $56.7M | ||
| Q1 24 | — | $113.7M |
总债务CCBEB
| Q4 25 | — | $144.4M | ||
| Q3 25 | — | $174.9M | ||
| Q2 25 | — | $241.3M | ||
| Q1 25 | — | $241.0M | ||
| Q4 24 | — | $240.7M | ||
| Q3 24 | — | $240.4M | ||
| Q2 24 | — | $358.7M | ||
| Q1 24 | — | $358.2M |
股东权益CCBEB
| Q4 25 | $491.0M | $179.1M | ||
| Q3 25 | $475.3M | $189.1M | ||
| Q2 25 | $461.7M | $177.2M | ||
| Q1 25 | $449.9M | $173.3M | ||
| Q4 24 | $438.7M | $170.2M | ||
| Q3 24 | $331.9M | $179.8M | ||
| Q2 24 | $316.7M | $176.2M | ||
| Q1 24 | $303.7M | $184.1M |
总资产CCBEB
| Q4 25 | $4.7B | $647.2M | ||
| Q3 25 | $4.6B | $744.6M | ||
| Q2 25 | $4.5B | $784.1M | ||
| Q1 25 | $4.3B | $812.3M | ||
| Q4 24 | $4.1B | $752.3M | ||
| Q3 24 | $4.1B | $817.4M | ||
| Q2 24 | $4.0B | $894.5M | ||
| Q1 24 | $3.9B | $952.2M |
负债/权益比CCBEB
| Q4 25 | — | 0.81× | ||
| Q3 25 | — | 0.92× | ||
| Q2 25 | — | 1.36× | ||
| Q1 25 | — | 1.39× | ||
| Q4 24 | — | 1.41× | ||
| Q3 24 | — | 1.34× | ||
| Q2 24 | — | 2.04× | ||
| Q1 24 | — | 1.95× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $-60.8M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $-60.9M |
| 自由现金流率自由现金流/营收 | 178.3% | -82.8% |
| 资本支出强度资本支出/营收 | 6.1% | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $17.6M |
8季度趋势，按日历期对齐
经营现金流CCBEB
| Q4 25 | $254.6M | $-60.8M | ||
| Q3 25 | $59.0M | $36.7M | ||
| Q2 25 | $66.0M | $-17.5M | ||
| Q1 25 | $71.7M | $59.4M | ||
| Q4 24 | $259.8M | $-45.3M | ||
| Q3 24 | $62.6M | $44.6M | ||
| Q2 24 | $72.1M | $-32.3M | ||
| Q1 24 | $56.8M | $68.6M |
自由现金流CCBEB
| Q4 25 | $246.1M | $-60.9M | ||
| Q3 25 | $57.4M | $36.6M | ||
| Q2 25 | $64.0M | $-17.5M | ||
| Q1 25 | $68.9M | $59.4M | ||
| Q4 24 | $249.9M | $-45.3M | ||
| Q3 24 | $60.2M | $44.4M | ||
| Q2 24 | $69.5M | $-32.4M | ||
| Q1 24 | $55.0M | $68.2M |
自由现金流率CCBEB
| Q4 25 | 178.3% | -82.8% | ||
| Q3 25 | 39.7% | 51.1% | ||
| Q2 25 | 53.6% | -24.1% | ||
| Q1 25 | 49.4% | 80.4% | ||
| Q4 24 | 170.6% | -59.2% | ||
| Q3 24 | 39.8% | 57.1% | ||
| Q2 24 | 51.3% | -38.3% | ||
| Q1 24 | 37.1% | 79.1% |
资本支出强度CCBEB
| Q4 25 | 6.1% | 0.0% | ||
| Q3 25 | 1.2% | 0.0% | ||
| Q2 25 | 1.7% | 0.0% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 6.8% | 0.0% | ||
| Q3 24 | 1.6% | 0.2% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 0.4% |
现金转化率CCBEB
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 5.76× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | -30.37× | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
EB
| US | $52.0M | 71% |
| Other | $21.6M | 29% |
