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COASTAL FINANCIAL CORP（CCB）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是MP Materials Corp.的1.5倍（$138.0M vs $90.6M），MP Materials Corp.同比增速更快（49.1% vs -5.8%），过去两年MP Materials Corp.的营收复合增速更高（70.3% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
CCB vs MP — 直观对比
营收规模更大
CCB
是对方的1.5倍
$90.6M
营收增速更快
MP
高出54.8%
-5.8%
两年增速更快
MP
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $90.6M |
| 净利润 | — | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | 12.4% | — |
| 净利率 | — | -8.8% |
| 营收同比 | -5.8% | 49.1% |
| 净利润同比 | — | 64.8% |
| 每股收益（稀释后） | $0.84 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBMP
| Q1 26 | — | $90.6M | ||
| Q4 25 | $138.0M | $52.7M | ||
| Q3 25 | $144.7M | $53.6M | ||
| Q2 25 | $119.4M | $57.4M | ||
| Q1 25 | $139.5M | $60.8M | ||
| Q4 24 | $146.5M | $61.0M | ||
| Q3 24 | $151.1M | $62.9M | ||
| Q2 24 | $135.3M | $31.3M |
净利润CCBMP
| Q1 26 | — | $-8.0M | ||
| Q4 25 | — | $9.4M | ||
| Q3 25 | $13.6M | $-41.8M | ||
| Q2 25 | $11.0M | $-30.9M | ||
| Q1 25 | $9.7M | $-22.6M | ||
| Q4 24 | — | $-22.3M | ||
| Q3 24 | $13.5M | $-25.5M | ||
| Q2 24 | $11.6M | $-34.1M |
营业利润率CCBMP
| Q1 26 | — | — | ||
| Q4 25 | 12.4% | -7.0% | ||
| Q3 25 | 12.4% | -125.2% | ||
| Q2 25 | 12.0% | -76.5% | ||
| Q1 25 | 8.4% | -57.2% | ||
| Q4 24 | 11.7% | -72.1% | ||
| Q3 24 | 10.8% | -62.8% | ||
| Q2 24 | 11.1% | -171.1% |
净利率CCBMP
| Q1 26 | — | -8.8% | ||
| Q4 25 | — | 17.9% | ||
| Q3 25 | 9.4% | -78.0% | ||
| Q2 25 | 9.2% | -53.8% | ||
| Q1 25 | 7.0% | -37.2% | ||
| Q4 24 | — | -36.6% | ||
| Q3 24 | 8.9% | -40.5% | ||
| Q2 24 | 8.6% | -108.9% |
每股收益（稀释后）CCBMP
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.84 | $0.07 | ||
| Q3 25 | $0.88 | $-0.24 | ||
| Q2 25 | $0.71 | $-0.19 | ||
| Q1 25 | $0.63 | $-0.14 | ||
| Q4 24 | $0.95 | $-0.12 | ||
| Q3 24 | $0.97 | $-0.16 | ||
| Q2 24 | $0.84 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.7B |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $491.0M | $2.0B |
| 总资产 | $4.7B | $3.8B |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资CCBMP
| Q1 26 | — | $1.7B | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $261.5M | ||
| Q1 25 | — | $198.3M | ||
| Q4 24 | — | $282.4M | ||
| Q3 24 | — | $284.4M | ||
| Q2 24 | — | $295.6M |
总债务CCBMP
| Q1 26 | — | $1.0B | ||
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CCBMP
| Q1 26 | — | $2.0B | ||
| Q4 25 | $491.0M | $2.0B | ||
| Q3 25 | $475.3M | $2.0B | ||
| Q2 25 | $461.7M | $1.0B | ||
| Q1 25 | $449.9M | $1.0B | ||
| Q4 24 | $438.7M | $1.1B | ||
| Q3 24 | $331.9M | $1.1B | ||
| Q2 24 | $316.7M | $1.1B |
总资产CCBMP
| Q1 26 | — | $3.8B | ||
| Q4 25 | $4.7B | $3.9B | ||
| Q3 25 | $4.6B | $3.8B | ||
| Q2 25 | $4.5B | $2.3B | ||
| Q1 25 | $4.3B | $2.4B | ||
| Q4 24 | $4.1B | $2.3B | ||
| Q3 24 | $4.1B | $2.3B | ||
| Q2 24 | $4.0B | $2.4B |
负债/权益比CCBMP
| Q1 26 | — | 0.51× | ||
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $-1.9M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | — |
| 自由现金流率自由现金流/营收 | 178.3% | — |
| 资本支出强度资本支出/营收 | 6.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | — |
8季度趋势，按日历期对齐
经营现金流CCBMP
| Q1 26 | — | $-1.9M | ||
| Q4 25 | $254.6M | $-46.9M | ||
| Q3 25 | $59.0M | $-42.0M | ||
| Q2 25 | $66.0M | $-3.7M | ||
| Q1 25 | $71.7M | $-63.2M | ||
| Q4 24 | $259.8M | $30.5M | ||
| Q3 24 | $62.6M | $-6.8M | ||
| Q2 24 | $72.1M | $30.8M |
自由现金流CCBMP
| Q1 26 | — | — | ||
| Q4 25 | $246.1M | $-109.3M | ||
| Q3 25 | $57.4M | $-92.5M | ||
| Q2 25 | $64.0M | $-32.7M | ||
| Q1 25 | $68.9M | $-93.7M | ||
| Q4 24 | $249.9M | $-11.2M | ||
| Q3 24 | $60.2M | $-53.3M | ||
| Q2 24 | $69.5M | $-15.6M |
自由现金流率CCBMP
| Q1 26 | — | — | ||
| Q4 25 | 178.3% | -207.4% | ||
| Q3 25 | 39.7% | -172.8% | ||
| Q2 25 | 53.6% | -56.9% | ||
| Q1 25 | 49.4% | -154.0% | ||
| Q4 24 | 170.6% | -18.3% | ||
| Q3 24 | 39.8% | -84.7% | ||
| Q2 24 | 51.3% | -50.1% |
资本支出强度CCBMP
| Q1 26 | — | — | ||
| Q4 25 | 6.1% | 118.5% | ||
| Q3 25 | 1.2% | 94.3% | ||
| Q2 25 | 1.7% | 50.5% | ||
| Q1 25 | 2.0% | 50.1% | ||
| Q4 24 | 6.8% | 68.3% | ||
| Q3 24 | 1.6% | 73.8% | ||
| Q2 24 | 1.9% | 148.7% |
现金转化率CCBMP
| Q1 26 | — | — | ||
| Q4 25 | — | -4.97× | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
MP
| Materials Segment | $72.2M | 80% |
| Magnetics Segment | $21.1M | 23% |
