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COASTAL FINANCIAL CORP（CCB）与通用动力（PLOW）财务数据对比。点击上方公司名可切换其他公司
通用动力的季度营收约是COASTAL FINANCIAL CORP的1.3倍（$184.5M vs $138.0M），通用动力同比增速更快（28.6% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $92.8M），过去两年通用动力的营收复合增速更高（38.9% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
通用动力公司是总部位于美国弗吉尼亚州雷斯顿的工业与科技企业，核心业务是研发制造各类先进军用装备，产品包括核潜艇、主战坦克、装甲战车等，同时也生产民用湾流公务机，并提供信息技术服务，是美国联邦政府前五大国防承包商之一。
CCB vs PLOW — 直观对比
营收规模更大
PLOW
是对方的1.3倍
$138.0M
营收增速更快
PLOW
高出34.3%
-5.8%
自由现金流更多
CCB
多$153.3M
$92.8M
两年增速更快
PLOW
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $184.5M |
| 净利润 | — | $12.8M |
| 毛利率 | — | 26.1% |
| 营业利润率 | 12.4% | 10.5% |
| 净利率 | — | 7.0% |
| 营收同比 | -5.8% | 28.6% |
| 净利润同比 | — | 62.3% |
| 每股收益（稀释后） | $0.84 | $0.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBPLOW
| Q4 25 | $138.0M | $184.5M | ||
| Q3 25 | $144.7M | $162.1M | ||
| Q2 25 | $119.4M | $194.3M | ||
| Q1 25 | $139.5M | $115.1M | ||
| Q4 24 | $146.5M | $143.5M | ||
| Q3 24 | $151.1M | $129.4M | ||
| Q2 24 | $135.3M | $199.9M | ||
| Q1 24 | $148.4M | $95.7M |
净利润CCBPLOW
| Q4 25 | — | $12.8M | ||
| Q3 25 | $13.6M | $8.0M | ||
| Q2 25 | $11.0M | $26.0M | ||
| Q1 25 | $9.7M | $148.0K | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | $13.5M | $32.3M | ||
| Q2 24 | $11.6M | $24.3M | ||
| Q1 24 | $6.8M | $-8.4M |
毛利率CCBPLOW
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 30.7% | ||
| Q1 24 | — | 19.8% |
营业利润率CCBPLOW
| Q4 25 | 12.4% | 10.5% | ||
| Q3 25 | 12.4% | 8.7% | ||
| Q2 25 | 12.0% | 19.0% | ||
| Q1 25 | 8.4% | 2.8% | ||
| Q4 24 | 11.7% | 9.0% | ||
| Q3 24 | 10.8% | 35.4% | ||
| Q2 24 | 11.1% | 18.2% | ||
| Q1 24 | 5.9% | -6.7% |
净利率CCBPLOW
| Q4 25 | — | 7.0% | ||
| Q3 25 | 9.4% | 4.9% | ||
| Q2 25 | 9.2% | 13.4% | ||
| Q1 25 | 7.0% | 0.1% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | 8.9% | 24.9% | ||
| Q2 24 | 8.6% | 12.2% | ||
| Q1 24 | 4.6% | -8.7% |
每股收益（稀释后）CCBPLOW
| Q4 25 | $0.84 | $0.54 | ||
| Q3 25 | $0.88 | $0.33 | ||
| Q2 25 | $0.71 | $1.09 | ||
| Q1 25 | $0.63 | $0.00 | ||
| Q4 24 | $0.95 | $0.35 | ||
| Q3 24 | $0.97 | $1.36 | ||
| Q2 24 | $0.84 | $1.02 | ||
| Q1 24 | $0.50 | $-0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $144.0M |
| 股东权益账面价值 | $491.0M | $281.4M |
| 总资产 | $4.7B | $626.7M |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
总债务CCBPLOW
| Q4 25 | — | $144.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $147.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CCBPLOW
| Q4 25 | $491.0M | $281.4M | ||
| Q3 25 | $475.3M | $275.3M | ||
| Q2 25 | $461.7M | $273.3M | ||
| Q1 25 | $449.9M | $258.9M | ||
| Q4 24 | $438.7M | $264.2M | ||
| Q3 24 | $331.9M | $260.8M | ||
| Q2 24 | $316.7M | $236.7M | ||
| Q1 24 | $303.7M | $217.2M |
总资产CCBPLOW
| Q4 25 | $4.7B | $626.7M | ||
| Q3 25 | $4.6B | $694.9M | ||
| Q2 25 | $4.5B | $671.5M | ||
| Q1 25 | $4.3B | $621.0M | ||
| Q4 24 | $4.1B | $590.0M | ||
| Q3 24 | $4.1B | $665.6M | ||
| Q2 24 | $4.0B | $617.0M | ||
| Q1 24 | $3.9B | $577.1M |
负债/权益比CCBPLOW
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.56× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $95.9M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $92.8M |
| 自由现金流率自由现金流/营收 | 178.3% | 50.3% |
| 资本支出强度资本支出/营收 | 6.1% | 1.7% |
| 现金转化率经营现金流/净利润 | — | 7.47× |
| 过去12个月自由现金流最近4个季度 | $436.4M | $63.6M |
8季度趋势，按日历期对齐
经营现金流CCBPLOW
| Q4 25 | $254.6M | $95.9M | ||
| Q3 25 | $59.0M | $-8.5M | ||
| Q2 25 | $66.0M | $-11.4M | ||
| Q1 25 | $71.7M | $-1.3M | ||
| Q4 24 | $259.8M | $74.4M | ||
| Q3 24 | $62.6M | $-14.2M | ||
| Q2 24 | $72.1M | $2.5M | ||
| Q1 24 | $56.8M | $-21.6M |
自由现金流CCBPLOW
| Q4 25 | $246.1M | $92.8M | ||
| Q3 25 | $57.4M | $-11.4M | ||
| Q2 25 | $64.0M | $-14.3M | ||
| Q1 25 | $68.9M | $-3.5M | ||
| Q4 24 | $249.9M | $70.2M | ||
| Q3 24 | $60.2M | $-15.2M | ||
| Q2 24 | $69.5M | $836.0K | ||
| Q1 24 | $55.0M | $-22.4M |
自由现金流率CCBPLOW
| Q4 25 | 178.3% | 50.3% | ||
| Q3 25 | 39.7% | -7.1% | ||
| Q2 25 | 53.6% | -7.4% | ||
| Q1 25 | 49.4% | -3.0% | ||
| Q4 24 | 170.6% | 48.9% | ||
| Q3 24 | 39.8% | -11.8% | ||
| Q2 24 | 51.3% | 0.4% | ||
| Q1 24 | 37.1% | -23.4% |
资本支出强度CCBPLOW
| Q4 25 | 6.1% | 1.7% | ||
| Q3 25 | 1.2% | 1.8% | ||
| Q2 25 | 1.7% | 1.5% | ||
| Q1 25 | 2.0% | 1.9% | ||
| Q4 24 | 6.8% | 2.9% | ||
| Q3 24 | 1.6% | 0.8% | ||
| Q2 24 | 1.9% | 0.8% | ||
| Q1 24 | 1.2% | 0.8% |
现金转化率CCBPLOW
| Q4 25 | — | 7.47× | ||
| Q3 25 | 4.34× | -1.07× | ||
| Q2 25 | 5.99× | -0.44× | ||
| Q1 25 | 7.37× | -9.03× | ||
| Q4 24 | — | 9.41× | ||
| Q3 24 | 4.65× | -0.44× | ||
| Q2 24 | 6.22× | 0.10× | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
PLOW
| Work Truck Solutions | $101.5M | 55% |
| Transferred At Point In Time | $83.1M | 45% |
