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COASTAL FINANCIAL CORP（CCB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是COASTAL FINANCIAL CORP的1.5倍（$212.2M vs $138.0M），LiveRamp Holdings, Inc.同比增速更快（8.6% vs -5.8%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
CCB vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.5倍
$138.0M
营收增速更快
RAMP
高出14.4%
-5.8%
两年增速更快
RAMP
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $212.2M |
| 净利润 | — | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 12.4% | 18.6% |
| 净利率 | — | 18.8% |
| 营收同比 | -5.8% | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $0.84 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRAMP
| Q4 25 | $138.0M | $212.2M | ||
| Q3 25 | $144.7M | $199.8M | ||
| Q2 25 | $119.4M | $194.8M | ||
| Q1 25 | $139.5M | $188.7M | ||
| Q4 24 | $146.5M | $195.4M | ||
| Q3 24 | $151.1M | $185.5M | ||
| Q2 24 | $135.3M | $176.0M | ||
| Q1 24 | $148.4M | $171.9M |
净利润CCBRAMP
| Q4 25 | — | $39.9M | ||
| Q3 25 | $13.6M | $27.4M | ||
| Q2 25 | $11.0M | $7.7M | ||
| Q1 25 | $9.7M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $13.5M | $1.7M | ||
| Q2 24 | $11.6M | $-7.5M | ||
| Q1 24 | $6.8M | $-5.4M |
毛利率CCBRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率CCBRAMP
| Q4 25 | 12.4% | 18.6% | ||
| Q3 25 | 12.4% | 10.7% | ||
| Q2 25 | 12.0% | 3.7% | ||
| Q1 25 | 8.4% | -6.1% | ||
| Q4 24 | 11.7% | 7.5% | ||
| Q3 24 | 10.8% | 4.0% | ||
| Q2 24 | 11.1% | -3.0% | ||
| Q1 24 | 5.9% | -8.3% |
净利率CCBRAMP
| Q4 25 | — | 18.8% | ||
| Q3 25 | 9.4% | 13.7% | ||
| Q2 25 | 9.2% | 4.0% | ||
| Q1 25 | 7.0% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 8.9% | 0.9% | ||
| Q2 24 | 8.6% | -4.3% | ||
| Q1 24 | 4.6% | -3.1% |
每股收益（稀释后）CCBRAMP
| Q4 25 | $0.84 | $0.62 | ||
| Q3 25 | $0.88 | $0.42 | ||
| Q2 25 | $0.71 | $0.12 | ||
| Q1 25 | $0.63 | $-0.10 | ||
| Q4 24 | $0.95 | $0.17 | ||
| Q3 24 | $0.97 | $0.03 | ||
| Q2 24 | $0.84 | $-0.11 | ||
| Q1 24 | $0.50 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $491.0M | $962.3M |
| 总资产 | $4.7B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBRAMP
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M | ||
| Q1 24 | — | $368.9M |
股东权益CCBRAMP
| Q4 25 | $491.0M | $962.3M | ||
| Q3 25 | $475.3M | $943.8M | ||
| Q2 25 | $461.7M | $947.8M | ||
| Q1 25 | $449.9M | $948.9M | ||
| Q4 24 | $438.7M | $957.7M | ||
| Q3 24 | $331.9M | $932.1M | ||
| Q2 24 | $316.7M | $951.9M | ||
| Q1 24 | $303.7M | $949.1M |
总资产CCBRAMP
| Q4 25 | $4.7B | $1.3B | ||
| Q3 25 | $4.6B | $1.2B | ||
| Q2 25 | $4.5B | $1.2B | ||
| Q1 25 | $4.3B | $1.3B | ||
| Q4 24 | $4.1B | $1.3B | ||
| Q3 24 | $4.1B | $1.2B | ||
| Q2 24 | $4.0B | $1.2B | ||
| Q1 24 | $3.9B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | — |
| 自由现金流经营现金流 - 资本支出 | $246.1M | — |
| 自由现金流率自由现金流/营收 | 178.3% | — |
| 资本支出强度资本支出/营收 | 6.1% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | — |
8季度趋势，按日历期对齐
经营现金流CCBRAMP
| Q4 25 | $254.6M | — | ||
| Q3 25 | $59.0M | $57.4M | ||
| Q2 25 | $66.0M | $-15.8M | ||
| Q1 25 | $71.7M | — | ||
| Q4 24 | $259.8M | $45.1M | ||
| Q3 24 | $62.6M | $55.6M | ||
| Q2 24 | $72.1M | $-9.3M | ||
| Q1 24 | $56.8M | — |
自由现金流CCBRAMP
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | $56.8M | ||
| Q2 25 | $64.0M | $-16.2M | ||
| Q1 25 | $68.9M | — | ||
| Q4 24 | $249.9M | $44.8M | ||
| Q3 24 | $60.2M | $55.4M | ||
| Q2 24 | $69.5M | $-9.6M | ||
| Q1 24 | $55.0M | — |
自由现金流率CCBRAMP
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | 28.4% | ||
| Q2 25 | 53.6% | -8.3% | ||
| Q1 25 | 49.4% | — | ||
| Q4 24 | 170.6% | 22.9% | ||
| Q3 24 | 39.8% | 29.8% | ||
| Q2 24 | 51.3% | -5.4% | ||
| Q1 24 | 37.1% | — |
资本支出强度CCBRAMP
| Q4 25 | 6.1% | 0.1% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.0% | 0.2% | ||
| Q4 24 | 6.8% | 0.1% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 1.0% |
现金转化率CCBRAMP
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 2.09× | ||
| Q2 25 | 5.99× | -2.04× | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | 4.65× | 32.10× | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RAMP
暂无分部数据
