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COASTAL FINANCIAL CORP（CCB）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是COASTAL FINANCIAL CORP的1.2倍（$162.6M vs $138.0M），COASTAL FINANCIAL CORP同比增速更快（-5.8% vs -10.3%），过去两年COASTAL FINANCIAL CORP的营收复合增速更高（-3.6% vs -8.1%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
CCB vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.2倍
$138.0M
营收增速更快
CCB
高出4.5%
-10.3%
两年增速更快
CCB
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $162.6M |
| 净利润 | — | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 12.4% | 37.6% |
| 净利率 | — | 54.8% |
| 营收同比 | -5.8% | -10.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.84 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $138.0M | $227.3M | ||
| Q3 25 | $144.7M | $215.4M | ||
| Q2 25 | $119.4M | $220.6M | ||
| Q1 25 | $139.5M | $181.3M | ||
| Q4 24 | $146.5M | $251.4M | ||
| Q3 24 | $151.1M | $210.2M | ||
| Q2 24 | $135.3M | $192.6M |
净利润CCBRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $-12.1M | ||
| Q2 25 | $11.0M | $-11.1M | ||
| Q1 25 | $9.7M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $-13.4M | ||
| Q2 24 | $11.6M | $-16.8M |
毛利率CCBRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率CCBRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 12.4% | 4.1% | ||
| Q3 25 | 12.4% | 1.3% | ||
| Q2 25 | 12.0% | 1.9% | ||
| Q1 25 | 8.4% | -10.8% | ||
| Q4 24 | 11.7% | 13.2% | ||
| Q3 24 | 10.8% | -0.4% | ||
| Q2 24 | 11.1% | -1.0% |
净利率CCBRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | -5.6% | ||
| Q2 25 | 9.2% | -5.0% | ||
| Q1 25 | 7.0% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | -6.4% | ||
| Q2 24 | 8.6% | -8.7% |
每股收益（稀释后）CCBRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.84 | $0.50 | ||
| Q3 25 | $0.88 | $-0.07 | ||
| Q2 25 | $0.71 | $-0.06 | ||
| Q1 25 | $0.63 | $-0.15 | ||
| Q4 24 | $0.95 | $0.05 | ||
| Q3 24 | $0.97 | $-0.08 | ||
| Q2 24 | $0.84 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $491.0M | $419.1M |
| 总资产 | $4.7B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益CCBRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $491.0M | $449.0M | ||
| Q3 25 | $475.3M | $360.1M | ||
| Q2 25 | $461.7M | $370.4M | ||
| Q1 25 | $449.9M | $381.8M | ||
| Q4 24 | $438.7M | $404.6M | ||
| Q3 24 | $331.9M | $395.5M | ||
| Q2 24 | $316.7M | $405.0M |
总资产CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | $4.7B | $1.2B | ||
| Q3 25 | $4.6B | $1.1B | ||
| Q2 25 | $4.5B | $1.1B | ||
| Q1 25 | $4.3B | $1.1B | ||
| Q4 24 | $4.1B | $1.2B | ||
| Q3 24 | $4.1B | $1.1B | ||
| Q2 24 | $4.0B | $1.1B |
负债/权益比CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | — |
| 自由现金流经营现金流 - 资本支出 | $246.1M | — |
| 自由现金流率自由现金流/营收 | 178.3% | — |
| 资本支出强度资本支出/营收 | 6.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | — |
8季度趋势，按日历期对齐
经营现金流CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | $254.6M | $29.2M | ||
| Q3 25 | $59.0M | $26.5M | ||
| Q2 25 | $66.0M | $-795.0K | ||
| Q1 25 | $71.7M | $-3.5M | ||
| Q4 24 | $259.8M | $61.8M | ||
| Q3 24 | $62.6M | $-14.8M | ||
| Q2 24 | $72.1M | $-9.8M |
自由现金流CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | $246.1M | $27.3M | ||
| Q3 25 | $57.4M | $21.0M | ||
| Q2 25 | $64.0M | $-6.5M | ||
| Q1 25 | $68.9M | $-15.7M | ||
| Q4 24 | $249.9M | $53.8M | ||
| Q3 24 | $60.2M | $-23.7M | ||
| Q2 24 | $69.5M | $-12.9M |
自由现金流率CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | 178.3% | 12.0% | ||
| Q3 25 | 39.7% | 9.7% | ||
| Q2 25 | 53.6% | -2.9% | ||
| Q1 25 | 49.4% | -8.7% | ||
| Q4 24 | 170.6% | 21.4% | ||
| Q3 24 | 39.8% | -11.3% | ||
| Q2 24 | 51.3% | -6.7% |
资本支出强度CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | 6.1% | 0.9% | ||
| Q3 25 | 1.2% | 2.6% | ||
| Q2 25 | 1.7% | 2.6% | ||
| Q1 25 | 2.0% | 6.7% | ||
| Q4 24 | 6.8% | 3.2% | ||
| Q3 24 | 1.6% | 4.2% | ||
| Q2 24 | 1.9% | 1.6% |
现金转化率CCBRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
