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COASTAL FINANCIAL CORP（CCB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是RESOURCES CONNECTION, INC.的1.2倍（$138.0M vs $117.7M），COASTAL FINANCIAL CORP同比增速更快（-5.8% vs -19.2%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $15.6M），过去两年COASTAL FINANCIAL CORP的营收复合增速更高（-3.6% vs -11.8%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
CCB vs RGP — 直观对比
营收规模更大
CCB
是对方的1.2倍
$117.7M
营收增速更快
CCB
高出13.4%
-19.2%
自由现金流更多
CCB
多$230.6M
$15.6M
两年增速更快
CCB
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $117.7M |
| 净利润 | — | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 12.4% | -10.3% |
| 净利率 | — | -10.8% |
| 营收同比 | -5.8% | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.84 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRGP
| Q4 25 | $138.0M | $117.7M | ||
| Q3 25 | $144.7M | $120.2M | ||
| Q2 25 | $119.4M | $139.3M | ||
| Q1 25 | $139.5M | $129.4M | ||
| Q4 24 | $146.5M | $145.6M | ||
| Q3 24 | $151.1M | $136.9M | ||
| Q2 24 | $135.3M | $148.2M | ||
| Q1 24 | $148.4M | $151.3M |
净利润CCBRGP
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $13.6M | $-2.4M | ||
| Q2 25 | $11.0M | $-73.3M | ||
| Q1 25 | $9.7M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $13.5M | $-5.7M | ||
| Q2 24 | $11.6M | $10.5M | ||
| Q1 24 | $6.8M | $2.5M |
毛利率CCBRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率CCBRGP
| Q4 25 | 12.4% | -10.3% | ||
| Q3 25 | 12.4% | -1.7% | ||
| Q2 25 | 12.0% | -47.0% | ||
| Q1 25 | 8.4% | -38.4% | ||
| Q4 24 | 11.7% | -52.7% | ||
| Q3 24 | 10.8% | -3.5% | ||
| Q2 24 | 11.1% | 7.6% | ||
| Q1 24 | 5.9% | 2.8% |
净利率CCBRGP
| Q4 25 | — | -10.8% | ||
| Q3 25 | 9.4% | -2.0% | ||
| Q2 25 | 9.2% | -52.6% | ||
| Q1 25 | 7.0% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 8.9% | -4.2% | ||
| Q2 24 | 8.6% | 7.1% | ||
| Q1 24 | 4.6% | 1.7% |
每股收益（稀释后）CCBRGP
| Q4 25 | $0.84 | $-0.38 | ||
| Q3 25 | $0.88 | $-0.07 | ||
| Q2 25 | $0.71 | $-2.21 | ||
| Q1 25 | $0.63 | $-1.34 | ||
| Q4 24 | $0.95 | $-2.08 | ||
| Q3 24 | $0.97 | $-0.17 | ||
| Q2 24 | $0.84 | $0.31 | ||
| Q1 24 | $0.50 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $491.0M | $194.6M |
| 总资产 | $4.7B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBRGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
股东权益CCBRGP
| Q4 25 | $491.0M | $194.6M | ||
| Q3 25 | $475.3M | $206.4M | ||
| Q2 25 | $461.7M | $207.1M | ||
| Q1 25 | $449.9M | $277.8M | ||
| Q4 24 | $438.7M | $325.7M | ||
| Q3 24 | $331.9M | $407.2M | ||
| Q2 24 | $316.7M | $418.8M | ||
| Q1 24 | $303.7M | $414.9M |
总资产CCBRGP
| Q4 25 | $4.7B | $289.3M | ||
| Q3 25 | $4.6B | $287.2M | ||
| Q2 25 | $4.5B | $304.7M | ||
| Q1 25 | $4.3B | $375.6M | ||
| Q4 24 | $4.1B | $424.9M | ||
| Q3 24 | $4.1B | $512.9M | ||
| Q2 24 | $4.0B | $510.9M | ||
| Q1 24 | $3.9B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $15.6M |
| 自由现金流率自由现金流/营收 | 178.3% | 13.2% |
| 资本支出强度资本支出/营收 | 6.1% | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $24.3M |
8季度趋势，按日历期对齐
经营现金流CCBRGP
| Q4 25 | $254.6M | $15.9M | ||
| Q3 25 | $59.0M | $-7.8M | ||
| Q2 25 | $66.0M | $16.8M | ||
| Q1 25 | $71.7M | $659.0K | ||
| Q4 24 | $259.8M | $1.8M | ||
| Q3 24 | $62.6M | $-309.0K | ||
| Q2 24 | $72.1M | $3.2M | ||
| Q1 24 | $56.8M | $20.5M |
自由现金流CCBRGP
| Q4 25 | $246.1M | $15.6M | ||
| Q3 25 | $57.4M | $-8.0M | ||
| Q2 25 | $64.0M | $16.5M | ||
| Q1 25 | $68.9M | $238.0K | ||
| Q4 24 | $249.9M | $61.0K | ||
| Q3 24 | $60.2M | $-575.0K | ||
| Q2 24 | $69.5M | $3.0M | ||
| Q1 24 | $55.0M | $20.4M |
自由现金流率CCBRGP
| Q4 25 | 178.3% | 13.2% | ||
| Q3 25 | 39.7% | -6.6% | ||
| Q2 25 | 53.6% | 11.8% | ||
| Q1 25 | 49.4% | 0.2% | ||
| Q4 24 | 170.6% | 0.0% | ||
| Q3 24 | 39.8% | -0.4% | ||
| Q2 24 | 51.3% | 2.1% | ||
| Q1 24 | 37.1% | 13.5% |
资本支出强度CCBRGP
| Q4 25 | 6.1% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 6.8% | 1.2% | ||
| Q3 24 | 1.6% | 0.2% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 0.1% |
现金转化率CCBRGP
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 0.30× | ||
| Q1 24 | 8.35× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
