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COASTAL FINANCIAL CORP（CCB）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是COASTAL FINANCIAL CORP的1.1倍（$151.1M vs $138.0M），STURM RUGER & CO INC同比增速更快（3.6% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $12.3M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
CCB vs RGR — 直观对比
营收规模更大
RGR
是对方的1.1倍
$138.0M
营收增速更快
RGR
高出9.4%
-5.8%
自由现金流更多
CCB
多$233.8M
$12.3M
两年增速更快
RGR
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $151.1M |
| 净利润 | — | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 12.4% | 2.3% |
| 净利率 | — | — |
| 营收同比 | -5.8% | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.84 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRGR
| Q4 25 | $138.0M | $151.1M | ||
| Q3 25 | $144.7M | $126.8M | ||
| Q2 25 | $119.4M | $132.5M | ||
| Q1 25 | $139.5M | $135.7M | ||
| Q4 24 | $146.5M | $145.8M | ||
| Q3 24 | $151.1M | $122.3M | ||
| Q2 24 | $135.3M | $130.8M | ||
| Q1 24 | $148.4M | $136.8M |
净利润CCBRGR
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $1.6M | ||
| Q2 25 | $11.0M | $-17.2M | ||
| Q1 25 | $9.7M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $4.7M | ||
| Q2 24 | $11.6M | $8.3M | ||
| Q1 24 | $6.8M | $7.1M |
毛利率CCBRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率CCBRGR
| Q4 25 | 12.4% | 2.3% | ||
| Q3 25 | 12.4% | -2.7% | ||
| Q2 25 | 12.0% | -15.6% | ||
| Q1 25 | 8.4% | 6.2% | ||
| Q4 24 | 11.7% | 7.8% | ||
| Q3 24 | 10.8% | 3.1% | ||
| Q2 24 | 11.1% | 6.9% | ||
| Q1 24 | 5.9% | 5.5% |
净利率CCBRGR
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | 1.2% | ||
| Q2 25 | 9.2% | -13.0% | ||
| Q1 25 | 7.0% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | 3.9% | ||
| Q2 24 | 8.6% | 6.3% | ||
| Q1 24 | 4.6% | 5.2% |
每股收益（稀释后）CCBRGR
| Q4 25 | $0.84 | $0.22 | ||
| Q3 25 | $0.88 | $0.10 | ||
| Q2 25 | $0.71 | $-1.05 | ||
| Q1 25 | $0.63 | $0.46 | ||
| Q4 24 | $0.95 | $0.62 | ||
| Q3 24 | $0.97 | $0.28 | ||
| Q2 24 | $0.84 | $0.47 | ||
| Q1 24 | $0.50 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $491.0M | $283.8M |
| 总资产 | $4.7B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
股东权益CCBRGR
| Q4 25 | $491.0M | $283.8M | ||
| Q3 25 | $475.3M | $279.6M | ||
| Q2 25 | $461.7M | $289.3M | ||
| Q1 25 | $449.9M | $321.5M | ||
| Q4 24 | $438.7M | $319.6M | ||
| Q3 24 | $331.9M | $314.9M | ||
| Q2 24 | $316.7M | $321.5M | ||
| Q1 24 | $303.7M | $332.0M |
总资产CCBRGR
| Q4 25 | $4.7B | $342.0M | ||
| Q3 25 | $4.6B | $342.3M | ||
| Q2 25 | $4.5B | $349.5M | ||
| Q1 25 | $4.3B | $379.0M | ||
| Q4 24 | $4.1B | $384.0M | ||
| Q3 24 | $4.1B | $373.5M | ||
| Q2 24 | $4.0B | $376.7M | ||
| Q1 24 | $3.9B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $12.3M |
| 自由现金流率自由现金流/营收 | 178.3% | 8.2% |
| 资本支出强度资本支出/营收 | 6.1% | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $38.5M |
8季度趋势，按日历期对齐
经营现金流CCBRGR
| Q4 25 | $254.6M | $15.5M | ||
| Q3 25 | $59.0M | $12.9M | ||
| Q2 25 | $66.0M | $14.7M | ||
| Q1 25 | $71.7M | $11.1M | ||
| Q4 24 | $259.8M | $20.0M | ||
| Q3 24 | $62.6M | $9.4M | ||
| Q2 24 | $72.1M | $18.7M | ||
| Q1 24 | $56.8M | $7.3M |
自由现金流CCBRGR
| Q4 25 | $246.1M | $12.3M | ||
| Q3 25 | $57.4M | $7.0M | ||
| Q2 25 | $64.0M | $9.1M | ||
| Q1 25 | $68.9M | $10.0M | ||
| Q4 24 | $249.9M | $16.4M | ||
| Q3 24 | $60.2M | $2.6M | ||
| Q2 24 | $69.5M | $10.1M | ||
| Q1 24 | $55.0M | $5.6M |
自由现金流率CCBRGR
| Q4 25 | 178.3% | 8.2% | ||
| Q3 25 | 39.7% | 5.5% | ||
| Q2 25 | 53.6% | 6.9% | ||
| Q1 25 | 49.4% | 7.4% | ||
| Q4 24 | 170.6% | 11.2% | ||
| Q3 24 | 39.8% | 2.1% | ||
| Q2 24 | 51.3% | 7.7% | ||
| Q1 24 | 37.1% | 4.1% |
资本支出强度CCBRGR
| Q4 25 | 6.1% | 2.1% | ||
| Q3 25 | 1.2% | 4.6% | ||
| Q2 25 | 1.7% | 4.2% | ||
| Q1 25 | 2.0% | 0.8% | ||
| Q4 24 | 6.8% | 2.5% | ||
| Q3 24 | 1.6% | 5.5% | ||
| Q2 24 | 1.9% | 6.6% | ||
| Q1 24 | 1.2% | 1.3% |
现金转化率CCBRGR
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 8.15× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 1.98× | ||
| Q2 24 | 6.22× | 2.27× | ||
| Q1 24 | 8.35× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
