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COASTAL FINANCIAL CORP（CCB）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
COASTAL FINANCIAL CORP的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.9倍（$138.0M vs $70.9M），RCI HOSPITALITY HOLDINGS, INC.同比增速更快（-3.1% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $11.5M），过去两年RCI HOSPITALITY HOLDINGS, INC.的营收复合增速更高（-2.0% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
CCB vs RICK — 直观对比
营收规模更大
CCB
是对方的1.9倍
$70.9M
营收增速更快
RICK
高出2.6%
-5.8%
自由现金流更多
CCB
多$234.7M
$11.5M
两年增速更快
RICK
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $70.9M |
| 净利润 | — | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 12.4% | -0.7% |
| 净利率 | — | -7.8% |
| 营收同比 | -5.8% | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $0.84 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBRICK
| Q4 25 | $138.0M | — | ||
| Q3 25 | $144.7M | $70.9M | ||
| Q2 25 | $119.4M | $71.1M | ||
| Q1 25 | $139.5M | $65.9M | ||
| Q4 24 | $146.5M | $71.5M | ||
| Q3 24 | $151.1M | $73.2M | ||
| Q2 24 | $135.3M | $76.2M | ||
| Q1 24 | $148.4M | $72.3M |
净利润CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $-5.5M | ||
| Q2 25 | $11.0M | $4.1M | ||
| Q1 25 | $9.7M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $13.5M | $244.0K | ||
| Q2 24 | $11.6M | $-5.2M | ||
| Q1 24 | $6.8M | $774.0K |
营业利润率CCBRICK
| Q4 25 | 12.4% | — | ||
| Q3 25 | 12.4% | -0.7% | ||
| Q2 25 | 12.0% | 12.2% | ||
| Q1 25 | 8.4% | 12.4% | ||
| Q4 24 | 11.7% | 19.5% | ||
| Q3 24 | 10.8% | 4.8% | ||
| Q2 24 | 11.1% | -3.3% | ||
| Q1 24 | 5.9% | 6.4% |
净利率CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | -7.8% | ||
| Q2 25 | 9.2% | 5.7% | ||
| Q1 25 | 7.0% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 8.9% | 0.3% | ||
| Q2 24 | 8.6% | -6.9% | ||
| Q1 24 | 4.6% | 1.1% |
每股收益（稀释后）CCBRICK
| Q4 25 | $0.84 | — | ||
| Q3 25 | $0.88 | $-0.60 | ||
| Q2 25 | $0.71 | $0.46 | ||
| Q1 25 | $0.63 | $0.36 | ||
| Q4 24 | $0.95 | $1.01 | ||
| Q3 24 | $0.97 | $0.04 | ||
| Q2 24 | $0.84 | $-0.56 | ||
| Q1 24 | $0.50 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $491.0M | $261.1M |
| 总资产 | $4.7B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M | ||
| Q1 24 | — | $20.0M |
总债务CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CCBRICK
| Q4 25 | $491.0M | — | ||
| Q3 25 | $475.3M | $261.1M | ||
| Q2 25 | $461.7M | $269.5M | ||
| Q1 25 | $449.9M | $268.8M | ||
| Q4 24 | $438.7M | $269.0M | ||
| Q3 24 | $331.9M | $263.4M | ||
| Q2 24 | $316.7M | $271.2M | ||
| Q1 24 | $303.7M | $285.8M |
总资产CCBRICK
| Q4 25 | $4.7B | — | ||
| Q3 25 | $4.6B | $596.9M | ||
| Q2 25 | $4.5B | $597.4M | ||
| Q1 25 | $4.3B | $589.8M | ||
| Q4 24 | $4.1B | $586.2M | ||
| Q3 24 | $4.1B | $584.4M | ||
| Q2 24 | $4.0B | $601.0M | ||
| Q1 24 | $3.9B | $609.9M |
负债/权益比CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $11.5M |
| 自由现金流率自由现金流/营收 | 178.3% | 16.2% |
| 资本支出强度资本支出/营收 | 6.1% | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $34.9M |
8季度趋势，按日历期对齐
经营现金流CCBRICK
| Q4 25 | $254.6M | — | ||
| Q3 25 | $59.0M | $13.7M | ||
| Q2 25 | $66.0M | $13.8M | ||
| Q1 25 | $71.7M | $8.5M | ||
| Q4 24 | $259.8M | $13.3M | ||
| Q3 24 | $62.6M | $15.7M | ||
| Q2 24 | $72.1M | $15.8M | ||
| Q1 24 | $56.8M | $10.8M |
自由现金流CCBRICK
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | $11.5M | ||
| Q2 25 | $64.0M | $10.1M | ||
| Q1 25 | $68.9M | $5.7M | ||
| Q4 24 | $249.9M | $7.6M | ||
| Q3 24 | $60.2M | $10.3M | ||
| Q2 24 | $69.5M | $9.3M | ||
| Q1 24 | $55.0M | $3.2M |
自由现金流率CCBRICK
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | 16.2% | ||
| Q2 25 | 53.6% | 14.2% | ||
| Q1 25 | 49.4% | 8.6% | ||
| Q4 24 | 170.6% | 10.6% | ||
| Q3 24 | 39.8% | 14.0% | ||
| Q2 24 | 51.3% | 12.3% | ||
| Q1 24 | 37.1% | 4.4% |
资本支出强度CCBRICK
| Q4 25 | 6.1% | — | ||
| Q3 25 | 1.2% | 3.2% | ||
| Q2 25 | 1.7% | 5.2% | ||
| Q1 25 | 2.0% | 4.3% | ||
| Q4 24 | 6.8% | 8.0% | ||
| Q3 24 | 1.6% | 7.3% | ||
| Q2 24 | 1.9% | 8.4% | ||
| Q1 24 | 1.2% | 10.6% |
现金转化率CCBRICK
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | 3.40× | ||
| Q1 25 | 7.37× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | 4.65× | 64.14× | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
