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COASTAL FINANCIAL CORP（CCB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是COASTAL FINANCIAL CORP的1.6倍（$225.0M vs $138.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $26.2M），过去两年COASTAL FINANCIAL CORP的营收复合增速更高（-3.6% vs -12.3%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
CCB vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.6倍
$138.0M
营收增速更快
ROCK
高出30.7%
-5.8%
自由现金流更多
CCB
多$219.9M
$26.2M
两年增速更快
CCB
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $225.0M |
| 净利润 | — | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 12.4% | 7.9% |
| 净利率 | — | — |
| 营收同比 | -5.8% | 24.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.84 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBROCK
| Q4 25 | $138.0M | $225.0M | ||
| Q3 25 | $144.7M | $310.9M | ||
| Q2 25 | $119.4M | $309.5M | ||
| Q1 25 | $139.5M | $290.0M | ||
| Q4 24 | $146.5M | $180.1M | ||
| Q3 24 | $151.1M | $277.1M | ||
| Q2 24 | $135.3M | $273.6M | ||
| Q1 24 | $148.4M | $292.5M |
净利润CCBROCK
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $-89.1M | ||
| Q2 25 | $11.0M | $26.0M | ||
| Q1 25 | $9.7M | $21.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $34.0M | ||
| Q2 24 | $11.6M | $32.2M | ||
| Q1 24 | $6.8M | $24.9M |
毛利率CCBROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率CCBROCK
| Q4 25 | 12.4% | 7.9% | ||
| Q3 25 | 12.4% | 12.8% | ||
| Q2 25 | 12.0% | 12.8% | ||
| Q1 25 | 8.4% | 8.8% | ||
| Q4 24 | 11.7% | 13.3% | ||
| Q3 24 | 10.8% | 15.6% | ||
| Q2 24 | 11.1% | 14.9% | ||
| Q1 24 | 5.9% | 10.8% |
净利率CCBROCK
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | -28.6% | ||
| Q2 25 | 9.2% | 8.4% | ||
| Q1 25 | 7.0% | 7.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | 12.3% | ||
| Q2 24 | 8.6% | 11.8% | ||
| Q1 24 | 4.6% | 8.5% |
每股收益（稀释后）CCBROCK
| Q4 25 | $0.84 | — | ||
| Q3 25 | $0.88 | $-2.98 | ||
| Q2 25 | $0.71 | $0.87 | ||
| Q1 25 | $0.63 | — | ||
| Q4 24 | $0.95 | — | ||
| Q3 24 | $0.97 | $1.11 | ||
| Q2 24 | $0.84 | $1.05 | ||
| Q1 24 | $0.50 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $491.0M | $950.4M |
| 总资产 | $4.7B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CCBROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务CCBROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益CCBROCK
| Q4 25 | $491.0M | $950.4M | ||
| Q3 25 | $475.3M | $951.8M | ||
| Q2 25 | $461.7M | $1.0B | ||
| Q1 25 | $449.9M | $1.0B | ||
| Q4 24 | $438.7M | $1.0B | ||
| Q3 24 | $331.9M | $1.0B | ||
| Q2 24 | $316.7M | $975.7M | ||
| Q1 24 | $303.7M | $940.2M |
总资产CCBROCK
| Q4 25 | $4.7B | $1.4B | ||
| Q3 25 | $4.6B | $1.4B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.3B | $1.4B | ||
| Q4 24 | $4.1B | $1.4B | ||
| Q3 24 | $4.1B | $1.4B | ||
| Q2 24 | $4.0B | $1.4B | ||
| Q1 24 | $3.9B | $1.3B |
负债/权益比CCBROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $26.2M |
| 自由现金流率自由现金流/营收 | 178.3% | 11.7% |
| 资本支出强度资本支出/营收 | 6.1% | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $436.4M | $120.6M |
8季度趋势，按日历期对齐
经营现金流CCBROCK
| Q4 25 | $254.6M | $35.5M | ||
| Q3 25 | $59.0M | $73.0M | ||
| Q2 25 | $66.0M | $44.9M | ||
| Q1 25 | $71.7M | $13.7M | ||
| Q4 24 | $259.8M | $19.9M | ||
| Q3 24 | $62.6M | $64.7M | ||
| Q2 24 | $72.1M | $36.5M | ||
| Q1 24 | $56.8M | $53.2M |
自由现金流CCBROCK
| Q4 25 | $246.1M | $26.2M | ||
| Q3 25 | $57.4M | $64.8M | ||
| Q2 25 | $64.0M | $27.3M | ||
| Q1 25 | $68.9M | $2.3M | ||
| Q4 24 | $249.9M | $14.1M | ||
| Q3 24 | $60.2M | $60.5M | ||
| Q2 24 | $69.5M | $33.5M | ||
| Q1 24 | $55.0M | $48.8M |
自由现金流率CCBROCK
| Q4 25 | 178.3% | 11.7% | ||
| Q3 25 | 39.7% | 20.8% | ||
| Q2 25 | 53.6% | 8.8% | ||
| Q1 25 | 49.4% | 0.8% | ||
| Q4 24 | 170.6% | 7.8% | ||
| Q3 24 | 39.8% | 21.8% | ||
| Q2 24 | 51.3% | 12.2% | ||
| Q1 24 | 37.1% | 16.7% |
资本支出强度CCBROCK
| Q4 25 | 6.1% | 4.1% | ||
| Q3 25 | 1.2% | 2.6% | ||
| Q2 25 | 1.7% | 5.7% | ||
| Q1 25 | 2.0% | 3.9% | ||
| Q4 24 | 6.8% | 3.3% | ||
| Q3 24 | 1.6% | 1.5% | ||
| Q2 24 | 1.9% | 1.1% | ||
| Q1 24 | 1.2% | 1.5% |
现金转化率CCBROCK
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | 1.73× | ||
| Q1 25 | 7.37× | 0.65× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 1.90× | ||
| Q2 24 | 6.22× | 1.13× | ||
| Q1 24 | 8.35× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
