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CNB FINANCIAL CORP（CCNE）与CANTALOUPE, INC.（CTLP）财务数据对比。点击上方公司名可切换其他公司
CNB FINANCIAL CORP的季度营收约是CANTALOUPE, INC.的1.1倍（$86.4M vs $78.7M），CNB FINANCIAL CORP净利率更高（24.0% vs -0.1%，领先24.1%），CNB FINANCIAL CORP同比增速更快（45.5% vs 6.8%），CNB FINANCIAL CORP自由现金流更多（$58.7M vs $-614.0K），过去两年CNB FINANCIAL CORP的营收复合增速更高（26.3% vs 7.7%）
CNB金融集团（宾夕法尼亚州）是美国区域性银行控股企业，总部位于宾州，提供零售及商业银行服务，涵盖储蓄账户、个人及商业贷款、财富管理等产品，服务区域覆盖宾州、俄亥俄州及西弗吉尼亚州，客户包括个人消费者和中小微企业。
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
CCNE vs CTLP — 直观对比
营收规模更大
CCNE
是对方的1.1倍
$78.7M
营收增速更快
CCNE
高出38.7%
6.8%
净利率更高
CCNE
高出24.1%
-0.1%
自由现金流更多
CCNE
多$59.3M
$-614.0K
两年增速更快
CCNE
近两年复合增速
7.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $78.7M |
| 净利润 | $20.7M | $-70.0K |
| 毛利率 | — | — |
| 营业利润率 | 48.4% | 2.0% |
| 净利率 | 24.0% | -0.1% |
| 营收同比 | 45.5% | 6.8% |
| 净利润同比 | 37.4% | -101.4% |
| 每股收益（稀释后） | $0.69 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCNECTLP
| Q4 25 | $86.4M | $78.7M | ||
| Q3 25 | $77.7M | $80.9M | ||
| Q2 25 | $61.2M | $82.6M | ||
| Q1 25 | $56.9M | $75.4M | ||
| Q4 24 | $59.4M | $73.7M | ||
| Q3 24 | $58.5M | $70.8M | ||
| Q2 24 | $54.6M | $72.7M | ||
| Q1 24 | $54.2M | $67.9M |
净利润CCNECTLP
| Q4 25 | $20.7M | $-70.0K | ||
| Q3 25 | $20.0M | $-919.0K | ||
| Q2 25 | $14.0M | $6.8M | ||
| Q1 25 | $11.5M | $49.2M | ||
| Q4 24 | $15.1M | $5.0M | ||
| Q3 24 | $14.0M | $3.6M | ||
| Q2 24 | $13.0M | $2.2M | ||
| Q1 24 | $12.6M | $4.7M |
毛利率CCNECTLP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 39.6% |
营业利润率CCNECTLP
| Q4 25 | 48.4% | 2.0% | ||
| Q3 25 | 11.7% | 2.0% | ||
| Q2 25 | 28.2% | 6.3% | ||
| Q1 25 | 25.2% | 9.1% | ||
| Q4 24 | 31.4% | 8.4% | ||
| Q3 24 | 29.6% | 5.8% | ||
| Q2 24 | 29.3% | 4.9% | ||
| Q1 24 | 28.5% | 6.3% |
净利率CCNECTLP
| Q4 25 | 24.0% | -0.1% | ||
| Q3 25 | 25.7% | -1.1% | ||
| Q2 25 | 22.8% | 8.3% | ||
| Q1 25 | 20.2% | 65.2% | ||
| Q4 24 | 25.4% | 6.7% | ||
| Q3 24 | 23.9% | 5.0% | ||
| Q2 24 | 23.7% | 3.0% | ||
| Q1 24 | 23.3% | 6.9% |
每股收益（稀释后）CCNECTLP
| Q4 25 | $0.69 | $0.00 | ||
| Q3 25 | $0.69 | $-0.02 | ||
| Q2 25 | $0.61 | $0.10 | ||
| Q1 25 | $0.50 | $0.65 | ||
| Q4 24 | $0.67 | $0.07 | ||
| Q3 24 | $0.61 | $0.04 | ||
| Q2 24 | $0.56 | $0.03 | ||
| Q1 24 | $0.55 | $0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $527.9M | $53.0M |
| 总债务越低越好 | $84.9M | $37.7M |
| 股东权益账面价值 | $872.1M | $252.5M |
| 总资产 | $8.4B | $381.9M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资CCNECTLP
| Q4 25 | $527.9M | $53.0M | ||
| Q3 25 | $438.1M | $55.0M | ||
| Q2 25 | $425.4M | $51.1M | ||
| Q1 25 | $520.2M | $46.3M | ||
| Q4 24 | $443.0M | $27.7M | ||
| Q3 24 | $360.9M | $33.1M | ||
| Q2 24 | $331.1M | $58.9M | ||
| Q1 24 | $301.5M | $50.2M |
总债务CCNECTLP
| Q4 25 | $84.9M | $37.7M | ||
| Q3 25 | $84.8M | $38.3M | ||
| Q2 25 | $84.7M | $38.7M | ||
| Q1 25 | $84.6M | $39.2M | ||
| Q4 24 | $84.6M | $37.0M | ||
| Q3 24 | $84.5M | $37.3M | ||
| Q2 24 | $84.4M | $37.5M | ||
| Q1 24 | $84.3M | $38.1M |
股东权益CCNECTLP
| Q4 25 | $872.1M | $252.5M | ||
| Q3 25 | $844.2M | $251.8M | ||
| Q2 25 | $637.3M | $251.0M | ||
| Q1 25 | $624.5M | $240.7M | ||
| Q4 24 | $610.7M | $190.1M | ||
| Q3 24 | $606.4M | $186.2M | ||
| Q2 24 | $586.7M | $181.7M | ||
| Q1 24 | $578.6M | $178.8M |
总资产CCNECTLP
| Q4 25 | $8.4B | $381.9M | ||
| Q3 25 | $8.3B | $389.5M | ||
| Q2 25 | $6.3B | $381.9M | ||
| Q1 25 | $6.3B | $370.5M | ||
| Q4 24 | $6.2B | $303.0M | ||
| Q3 24 | $6.0B | $312.1M | ||
| Q2 24 | $5.9B | $335.6M | ||
| Q1 24 | $5.8B | $319.9M |
负债/权益比CCNECTLP
| Q4 25 | 0.10× | 0.15× | ||
| Q3 25 | 0.10× | 0.15× | ||
| Q2 25 | 0.13× | 0.15× | ||
| Q1 25 | 0.14× | 0.16× | ||
| Q4 24 | 0.14× | 0.19× | ||
| Q3 24 | 0.14× | 0.20× | ||
| Q2 24 | 0.14× | 0.21× | ||
| Q1 24 | 0.15× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $65.0M | $3.1M |
| 自由现金流经营现金流 - 资本支出 | $58.7M | $-614.0K |
| 自由现金流率自由现金流/营收 | 67.9% | -0.8% |
| 资本支出强度资本支出/营收 | 7.3% | 4.8% |
| 现金转化率经营现金流/净利润 | 3.14× | — |
| 过去12个月自由现金流最近4个季度 | $91.3M | $25.8M |
8季度趋势，按日历期对齐
经营现金流CCNECTLP
| Q4 25 | $65.0M | $3.1M | ||
| Q3 25 | $7.0M | $7.0M | ||
| Q2 25 | $20.2M | $9.4M | ||
| Q1 25 | $11.6M | $22.4M | ||
| Q4 24 | $71.5M | $522.0K | ||
| Q3 24 | $26.4M | $-12.0M | ||
| Q2 24 | $10.4M | $14.3M | ||
| Q1 24 | $12.5M | $14.7M |
自由现金流CCNECTLP
| Q4 25 | $58.7M | $-614.0K | ||
| Q3 25 | $4.9M | $3.5M | ||
| Q2 25 | $17.9M | $4.3M | ||
| Q1 25 | $9.9M | $18.6M | ||
| Q4 24 | $55.2M | $-3.8M | ||
| Q3 24 | $22.2M | $-15.8M | ||
| Q2 24 | $4.1M | $8.5M | ||
| Q1 24 | $10.0M | $11.4M |
自由现金流率CCNECTLP
| Q4 25 | 67.9% | -0.8% | ||
| Q3 25 | 6.4% | 4.4% | ||
| Q2 25 | 29.2% | 5.3% | ||
| Q1 25 | 17.3% | 24.6% | ||
| Q4 24 | 93.0% | -5.1% | ||
| Q3 24 | 38.0% | -22.3% | ||
| Q2 24 | 7.6% | 11.7% | ||
| Q1 24 | 18.5% | 16.9% |
资本支出强度CCNECTLP
| Q4 25 | 7.3% | 4.8% | ||
| Q3 25 | 2.7% | 4.2% | ||
| Q2 25 | 3.9% | 6.2% | ||
| Q1 25 | 3.0% | 5.1% | ||
| Q4 24 | 27.4% | 5.8% | ||
| Q3 24 | 7.1% | 5.4% | ||
| Q2 24 | 11.6% | 7.9% | ||
| Q1 24 | 4.5% | 4.8% |
现金转化率CCNECTLP
| Q4 25 | 3.14× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 1.45× | 1.38× | ||
| Q1 25 | 1.01× | 0.46× | ||
| Q4 24 | 4.75× | 0.10× | ||
| Q3 24 | 1.89× | -3.36× | ||
| Q2 24 | 0.81× | 6.47× | ||
| Q1 24 | 0.99× | 3.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCNE
暂无分部数据
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
