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CNB FINANCIAL CORP（CCNE）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
CNB FINANCIAL CORP的季度营收约是Planet Labs PBC的1.1倍（$86.4M vs $81.3M），CNB FINANCIAL CORP净利率更高（24.0% vs -72.8%，领先96.8%），CNB FINANCIAL CORP同比增速更快（45.5% vs 32.6%），CNB FINANCIAL CORP自由现金流更多（$58.7M vs $1.9M），过去两年CNB FINANCIAL CORP的营收复合增速更高（26.3% vs 17.5%）
CNB金融集团（宾夕法尼亚州）是美国区域性银行控股企业，总部位于宾州，提供零售及商业银行服务，涵盖储蓄账户、个人及商业贷款、财富管理等产品，服务区域覆盖宾州、俄亥俄州及西弗吉尼亚州，客户包括个人消费者和中小微企业。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
CCNE vs PL — 直观对比
营收规模更大
CCNE
是对方的1.1倍
$81.3M
营收增速更快
CCNE
高出12.9%
32.6%
净利率更高
CCNE
高出96.8%
-72.8%
自由现金流更多
CCNE
多$56.8M
$1.9M
两年增速更快
CCNE
近两年复合增速
17.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $81.3M |
| 净利润 | $20.7M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 48.4% | -22.6% |
| 净利率 | 24.0% | -72.8% |
| 营收同比 | 45.5% | 32.6% |
| 净利润同比 | 37.4% | -194.7% |
| 每股收益（稀释后） | $0.69 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCNEPL
| Q4 25 | $86.4M | $81.3M | ||
| Q3 25 | $77.7M | $73.4M | ||
| Q2 25 | $61.2M | $66.3M | ||
| Q1 25 | $56.9M | $61.6M | ||
| Q4 24 | $59.4M | $61.3M | ||
| Q3 24 | $58.5M | $61.1M | ||
| Q2 24 | $54.6M | $60.4M | ||
| Q1 24 | $54.2M | $58.9M |
净利润CCNEPL
| Q4 25 | $20.7M | $-59.2M | ||
| Q3 25 | $20.0M | $-22.6M | ||
| Q2 25 | $14.0M | $-12.6M | ||
| Q1 25 | $11.5M | $-35.2M | ||
| Q4 24 | $15.1M | $-20.1M | ||
| Q3 24 | $14.0M | $-38.7M | ||
| Q2 24 | $13.0M | $-29.3M | ||
| Q1 24 | $12.6M | $-30.1M |
毛利率CCNEPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率CCNEPL
| Q4 25 | 48.4% | -22.6% | ||
| Q3 25 | 11.7% | -24.5% | ||
| Q2 25 | 28.2% | -34.4% | ||
| Q1 25 | 25.2% | -31.5% | ||
| Q4 24 | 31.4% | -36.9% | ||
| Q3 24 | 29.6% | -64.8% | ||
| Q2 24 | 29.3% | -57.2% | ||
| Q1 24 | 28.5% | -57.6% |
净利率CCNEPL
| Q4 25 | 24.0% | -72.8% | ||
| Q3 25 | 25.7% | -30.8% | ||
| Q2 25 | 22.8% | -19.1% | ||
| Q1 25 | 20.2% | -57.1% | ||
| Q4 24 | 25.4% | -32.8% | ||
| Q3 24 | 23.9% | -63.3% | ||
| Q2 24 | 23.7% | -48.5% | ||
| Q1 24 | 23.3% | -51.1% |
每股收益（稀释后）CCNEPL
| Q4 25 | $0.69 | $-0.19 | ||
| Q3 25 | $0.69 | $-0.07 | ||
| Q2 25 | $0.61 | $-0.04 | ||
| Q1 25 | $0.50 | $-0.12 | ||
| Q4 24 | $0.67 | $-0.07 | ||
| Q3 24 | $0.61 | $-0.13 | ||
| Q2 24 | $0.56 | $-0.10 | ||
| Q1 24 | $0.55 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $527.9M | $443.3M |
| 总债务越低越好 | $84.9M | — |
| 股东权益账面价值 | $872.1M | $349.6M |
| 总资产 | $8.4B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资CCNEPL
| Q4 25 | $527.9M | $443.3M | ||
| Q3 25 | $438.1M | $181.1M | ||
| Q2 25 | $425.4M | $133.5M | ||
| Q1 25 | $520.2M | $118.0M | ||
| Q4 24 | $443.0M | $139.0M | ||
| Q3 24 | $360.9M | $148.3M | ||
| Q2 24 | $331.1M | $107.4M | ||
| Q1 24 | $301.5M | $83.9M |
总债务CCNEPL
| Q4 25 | $84.9M | — | ||
| Q3 25 | $84.8M | — | ||
| Q2 25 | $84.7M | — | ||
| Q1 25 | $84.6M | — | ||
| Q4 24 | $84.6M | — | ||
| Q3 24 | $84.5M | — | ||
| Q2 24 | $84.4M | — | ||
| Q1 24 | $84.3M | — |
股东权益CCNEPL
| Q4 25 | $872.1M | $349.6M | ||
| Q3 25 | $844.2M | $435.7M | ||
| Q2 25 | $637.3M | $444.8M | ||
| Q1 25 | $624.5M | $441.3M | ||
| Q4 24 | $610.7M | $464.6M | ||
| Q3 24 | $606.4M | $473.2M | ||
| Q2 24 | $586.7M | $500.3M | ||
| Q1 24 | $578.6M | $518.0M |
总资产CCNEPL
| Q4 25 | $8.4B | $1.1B | ||
| Q3 25 | $8.3B | $696.4M | ||
| Q2 25 | $6.3B | $658.4M | ||
| Q1 25 | $6.3B | $633.8M | ||
| Q4 24 | $6.2B | $630.8M | ||
| Q3 24 | $6.0B | $658.4M | ||
| Q2 24 | $5.9B | $674.6M | ||
| Q1 24 | $5.8B | $702.0M |
负债/权益比CCNEPL
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.13× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $65.0M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $58.7M | $1.9M |
| 自由现金流率自由现金流/营收 | 67.9% | 2.3% |
| 资本支出强度资本支出/营收 | 7.3% | 32.9% |
| 现金转化率经营现金流/净利润 | 3.14× | — |
| 过去12个月自由现金流最近4个季度 | $91.3M | $40.7M |
8季度趋势，按日历期对齐
经营现金流CCNEPL
| Q4 25 | $65.0M | $28.6M | ||
| Q3 25 | $7.0M | $67.8M | ||
| Q2 25 | $20.2M | $17.3M | ||
| Q1 25 | $11.6M | $-6.3M | ||
| Q4 24 | $71.5M | $4.1M | ||
| Q3 24 | $26.4M | $-7.9M | ||
| Q2 24 | $10.4M | $-4.3M | ||
| Q1 24 | $12.5M | $-6.8M |
自由现金流CCNEPL
| Q4 25 | $58.7M | $1.9M | ||
| Q3 25 | $4.9M | $47.5M | ||
| Q2 25 | $17.9M | $9.2M | ||
| Q1 25 | $9.9M | $-17.9M | ||
| Q4 24 | $55.2M | $-3.6M | ||
| Q3 24 | $22.2M | $-23.0M | ||
| Q2 24 | $4.1M | $-14.2M | ||
| Q1 24 | $10.0M | $-15.7M |
自由现金流率CCNEPL
| Q4 25 | 67.9% | 2.3% | ||
| Q3 25 | 6.4% | 64.7% | ||
| Q2 25 | 29.2% | 13.9% | ||
| Q1 25 | 17.3% | -29.1% | ||
| Q4 24 | 93.0% | -5.8% | ||
| Q3 24 | 38.0% | -37.6% | ||
| Q2 24 | 7.6% | -23.6% | ||
| Q1 24 | 18.5% | -26.7% |
资本支出强度CCNEPL
| Q4 25 | 7.3% | 32.9% | ||
| Q3 25 | 2.7% | 27.6% | ||
| Q2 25 | 3.9% | 12.3% | ||
| Q1 25 | 3.0% | 18.9% | ||
| Q4 24 | 27.4% | 12.5% | ||
| Q3 24 | 7.1% | 24.8% | ||
| Q2 24 | 11.6% | 16.4% | ||
| Q1 24 | 4.5% | 15.1% |
现金转化率CCNEPL
| Q4 25 | 3.14× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 1.45× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 4.75× | — | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 0.81× | — | ||
| Q1 24 | 0.99× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCNE
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
