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CNB FINANCIAL CORP（CCNE）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是CNB FINANCIAL CORP的1.2倍（$100.0M vs $86.4M），CNB FINANCIAL CORP净利率更高（24.0% vs -7.0%，领先31.0%），CNB FINANCIAL CORP同比增速更快（45.5% vs 14.5%），CNB FINANCIAL CORP自由现金流更多（$58.7M vs $14.1M），过去两年CNB FINANCIAL CORP的营收复合增速更高（26.3% vs -4.9%）
CNB金融集团（宾夕法尼亚州）是美国区域性银行控股企业，总部位于宾州，提供零售及商业银行服务，涵盖储蓄账户、个人及商业贷款、财富管理等产品，服务区域覆盖宾州、俄亥俄州及西弗吉尼亚州，客户包括个人消费者和中小微企业。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
CCNE vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.2倍
$86.4M
营收增速更快
CCNE
高出31.0%
14.5%
净利率更高
CCNE
高出31.0%
-7.0%
自由现金流更多
CCNE
多$44.6M
$14.1M
两年增速更快
CCNE
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $100.0M |
| 净利润 | $20.7M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 48.4% | -10.7% |
| 净利率 | 24.0% | -7.0% |
| 营收同比 | 45.5% | 14.5% |
| 净利润同比 | 37.4% | 76.0% |
| 每股收益（稀释后） | $0.69 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCNESWIM
| Q4 25 | $86.4M | $100.0M | ||
| Q3 25 | $77.7M | $161.9M | ||
| Q2 25 | $61.2M | $172.6M | ||
| Q1 25 | $56.9M | $111.4M | ||
| Q4 24 | $59.4M | $87.3M | ||
| Q3 24 | $58.5M | $150.5M | ||
| Q2 24 | $54.6M | $160.1M | ||
| Q1 24 | $54.2M | $110.6M |
净利润CCNESWIM
| Q4 25 | $20.7M | $-7.0M | ||
| Q3 25 | $20.0M | $8.1M | ||
| Q2 25 | $14.0M | $16.0M | ||
| Q1 25 | $11.5M | $-6.0M | ||
| Q4 24 | $15.1M | $-29.2M | ||
| Q3 24 | $14.0M | $5.9M | ||
| Q2 24 | $13.0M | $13.3M | ||
| Q1 24 | $12.6M | $-7.9M |
毛利率CCNESWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率CCNESWIM
| Q4 25 | 48.4% | -10.7% | ||
| Q3 25 | 11.7% | 13.3% | ||
| Q2 25 | 28.2% | 14.3% | ||
| Q1 25 | 25.2% | -4.4% | ||
| Q4 24 | 31.4% | -14.9% | ||
| Q3 24 | 29.6% | 8.9% | ||
| Q2 24 | 29.3% | 12.5% | ||
| Q1 24 | 28.5% | -1.9% |
净利率CCNESWIM
| Q4 25 | 24.0% | -7.0% | ||
| Q3 25 | 25.7% | 5.0% | ||
| Q2 25 | 22.8% | 9.3% | ||
| Q1 25 | 20.2% | -5.4% | ||
| Q4 24 | 25.4% | -33.4% | ||
| Q3 24 | 23.9% | 3.9% | ||
| Q2 24 | 23.7% | 8.3% | ||
| Q1 24 | 23.3% | -7.1% |
每股收益（稀释后）CCNESWIM
| Q4 25 | $0.69 | $-0.06 | ||
| Q3 25 | $0.69 | $0.07 | ||
| Q2 25 | $0.61 | $0.13 | ||
| Q1 25 | $0.50 | $-0.05 | ||
| Q4 24 | $0.67 | $-0.24 | ||
| Q3 24 | $0.61 | $0.05 | ||
| Q2 24 | $0.56 | $0.11 | ||
| Q1 24 | $0.55 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $527.9M | — |
| 总债务越低越好 | $84.9M | $279.8M |
| 股东权益账面价值 | $872.1M | $405.9M |
| 总资产 | $8.4B | $823.2M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资CCNESWIM
| Q4 25 | $527.9M | — | ||
| Q3 25 | $438.1M | — | ||
| Q2 25 | $425.4M | — | ||
| Q1 25 | $520.2M | — | ||
| Q4 24 | $443.0M | — | ||
| Q3 24 | $360.9M | — | ||
| Q2 24 | $331.1M | — | ||
| Q1 24 | $301.5M | — |
总债务CCNESWIM
| Q4 25 | $84.9M | $279.8M | ||
| Q3 25 | $84.8M | $281.1M | ||
| Q2 25 | $84.7M | $281.5M | ||
| Q1 25 | $84.6M | $306.9M | ||
| Q4 24 | $84.6M | $281.5M | ||
| Q3 24 | $84.5M | $282.8M | ||
| Q2 24 | $84.4M | $282.4M | ||
| Q1 24 | $84.3M | $282.8M |
股东权益CCNESWIM
| Q4 25 | $872.1M | $405.9M | ||
| Q3 25 | $844.2M | $408.4M | ||
| Q2 25 | $637.3M | $398.4M | ||
| Q1 25 | $624.5M | $381.1M | ||
| Q4 24 | $610.7M | $387.2M | ||
| Q3 24 | $606.4M | $416.6M | ||
| Q2 24 | $586.7M | $408.1M | ||
| Q1 24 | $578.6M | $391.8M |
总资产CCNESWIM
| Q4 25 | $8.4B | $823.2M | ||
| Q3 25 | $8.3B | $844.4M | ||
| Q2 25 | $6.3B | $822.1M | ||
| Q1 25 | $6.3B | $824.6M | ||
| Q4 24 | $6.2B | $794.2M | ||
| Q3 24 | $6.0B | $853.4M | ||
| Q2 24 | $5.9B | $830.0M | ||
| Q1 24 | $5.8B | $808.6M |
负债/权益比CCNESWIM
| Q4 25 | 0.10× | 0.69× | ||
| Q3 25 | 0.10× | 0.69× | ||
| Q2 25 | 0.13× | 0.71× | ||
| Q1 25 | 0.14× | 0.81× | ||
| Q4 24 | 0.14× | 0.73× | ||
| Q3 24 | 0.14× | 0.68× | ||
| Q2 24 | 0.14× | 0.69× | ||
| Q1 24 | 0.15× | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $65.0M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $58.7M | $14.1M |
| 自由现金流率自由现金流/营收 | 67.9% | 14.1% |
| 资本支出强度资本支出/营收 | 7.3% | 9.2% |
| 现金转化率经营现金流/净利润 | 3.14× | — |
| 过去12个月自由现金流最近4个季度 | $91.3M | $38.0M |
8季度趋势，按日历期对齐
经营现金流CCNESWIM
| Q4 25 | $65.0M | $23.3M | ||
| Q3 25 | $7.0M | $51.0M | ||
| Q2 25 | $20.2M | $36.0M | ||
| Q1 25 | $11.6M | $-46.9M | ||
| Q4 24 | $71.5M | $6.2M | ||
| Q3 24 | $26.4M | $37.2M | ||
| Q2 24 | $10.4M | $52.4M | ||
| Q1 24 | $12.5M | $-34.5M |
自由现金流CCNESWIM
| Q4 25 | $58.7M | $14.1M | ||
| Q3 25 | $4.9M | $45.2M | ||
| Q2 25 | $17.9M | $29.1M | ||
| Q1 25 | $9.9M | $-50.3M | ||
| Q4 24 | $55.2M | $-98.0K | ||
| Q3 24 | $22.2M | $33.2M | ||
| Q2 24 | $4.1M | $47.9M | ||
| Q1 24 | $10.0M | $-39.9M |
自由现金流率CCNESWIM
| Q4 25 | 67.9% | 14.1% | ||
| Q3 25 | 6.4% | 27.9% | ||
| Q2 25 | 29.2% | 16.8% | ||
| Q1 25 | 17.3% | -45.2% | ||
| Q4 24 | 93.0% | -0.1% | ||
| Q3 24 | 38.0% | 22.1% | ||
| Q2 24 | 7.6% | 29.9% | ||
| Q1 24 | 18.5% | -36.0% |
资本支出强度CCNESWIM
| Q4 25 | 7.3% | 9.2% | ||
| Q3 25 | 2.7% | 3.6% | ||
| Q2 25 | 3.9% | 4.0% | ||
| Q1 25 | 3.0% | 3.1% | ||
| Q4 24 | 27.4% | 7.2% | ||
| Q3 24 | 7.1% | 2.7% | ||
| Q2 24 | 11.6% | 2.8% | ||
| Q1 24 | 4.5% | 4.8% |
现金转化率CCNESWIM
| Q4 25 | 3.14× | — | ||
| Q3 25 | 0.35× | 6.29× | ||
| Q2 25 | 1.45× | 2.25× | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 4.75× | — | ||
| Q3 24 | 1.89× | 6.32× | ||
| Q2 24 | 0.81× | 3.95× | ||
| Q1 24 | 0.99× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCNE
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
