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Consensus Cloud Solutions, Inc.（CCSI）与HERITAGE COMMERCE CORP（HTBK）财务数据对比。点击上方公司名可切换其他公司
Consensus Cloud Solutions, Inc.的季度营收约是HERITAGE COMMERCE CORP的1.6倍（$88.5M vs $53.6M），HERITAGE COMMERCE CORP净利率更高（28.2% vs 27.9%，领先0.3%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs 1.5%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $38.5M），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs 0.6%）
Consensus Cloud Solutions是一家云解决方案提供商，核心产品包括加密数字传真、安全文档交换、工作流程自动化工具，主要面向医疗、法律、金融服务等领域的北美企业客户提供相关服务。
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
CCSI vs HTBK — 直观对比
营收规模更大
CCSI
是对方的1.6倍
$53.6M
营收增速更快
HTBK
高出14.1%
1.5%
净利率更高
HTBK
高出0.3%
27.9%
自由现金流更多
HTBK
多$22.8M
$38.5M
两年增速更快
HTBK
近两年复合增速
0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $53.6M |
| 净利润 | $24.7M | $15.1M |
| 毛利率 | 80.9% | — |
| 营业利润率 | 42.7% | 41.0% |
| 净利率 | 27.9% | 28.2% |
| 营收同比 | 1.5% | 15.6% |
| 净利润同比 | 16.7% | 42.3% |
| 每股收益（稀释后） | $1.30 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCSIHTBK
| Q1 26 | $88.5M | — | ||
| Q4 25 | $87.1M | $53.6M | ||
| Q3 25 | $87.8M | $50.0M | ||
| Q2 25 | $87.7M | $47.8M | ||
| Q1 25 | $87.1M | $46.1M | ||
| Q4 24 | $87.0M | $46.4M | ||
| Q3 24 | $87.8M | $42.2M | ||
| Q2 24 | $87.5M | $41.7M |
净利润CCSIHTBK
| Q1 26 | $24.7M | — | ||
| Q4 25 | $20.5M | $15.1M | ||
| Q3 25 | $22.1M | $14.7M | ||
| Q2 25 | $20.8M | $6.4M | ||
| Q1 25 | $21.2M | $11.6M | ||
| Q4 24 | $18.1M | $10.6M | ||
| Q3 24 | $21.1M | $10.5M | ||
| Q2 24 | $23.9M | $9.2M |
毛利率CCSIHTBK
| Q1 26 | 80.9% | — | ||
| Q4 25 | 80.0% | — | ||
| Q3 25 | 80.0% | — | ||
| Q2 25 | 79.9% | — | ||
| Q1 25 | 79.3% | — | ||
| Q4 24 | 79.5% | — | ||
| Q3 24 | 79.9% | — | ||
| Q2 24 | 80.4% | — |
营业利润率CCSIHTBK
| Q1 26 | 42.7% | — | ||
| Q4 25 | 41.1% | 41.0% | ||
| Q3 25 | 43.2% | 41.1% | ||
| Q2 25 | 44.5% | 18.7% | ||
| Q1 25 | 43.0% | 35.4% | ||
| Q4 24 | 38.4% | 31.8% | ||
| Q3 24 | 43.8% | 34.3% | ||
| Q2 24 | 45.6% | 31.3% |
净利率CCSIHTBK
| Q1 26 | 27.9% | — | ||
| Q4 25 | 23.5% | 28.2% | ||
| Q3 25 | 25.2% | 29.4% | ||
| Q2 25 | 23.7% | 13.4% | ||
| Q1 25 | 24.3% | 25.2% | ||
| Q4 24 | 20.8% | 22.9% | ||
| Q3 24 | 24.1% | 24.9% | ||
| Q2 24 | 27.3% | 22.1% |
每股收益（稀释后）CCSIHTBK
| Q1 26 | $1.30 | — | ||
| Q4 25 | $1.06 | $0.25 | ||
| Q3 25 | $1.15 | $0.24 | ||
| Q2 25 | $1.07 | $0.10 | ||
| Q1 25 | $1.07 | $0.19 | ||
| Q4 24 | $0.92 | $0.17 | ||
| Q3 24 | $1.09 | $0.17 | ||
| Q2 24 | $1.24 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $92.3M | — |
| 总债务越低越好 | $556.8M | — |
| 股东权益账面价值 | $22.0M | $708.6M |
| 总资产 | $678.7M | $5.8B |
| 负债/权益比越低杠杆越低 | 25.31× | — |
8季度趋势，按日历期对齐
现金及短期投资CCSIHTBK
| Q1 26 | $92.3M | — | ||
| Q4 25 | $74.7M | — | ||
| Q3 25 | $97.6M | — | ||
| Q2 25 | $57.9M | — | ||
| Q1 25 | $53.4M | — | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $54.6M | — | ||
| Q2 24 | $49.2M | — |
总债务CCSIHTBK
| Q1 26 | $556.8M | — | ||
| Q4 25 | $558.4M | — | ||
| Q3 25 | $578.6M | — | ||
| Q2 25 | $578.2M | — | ||
| Q1 25 | $583.7M | — | ||
| Q4 24 | $593.0M | — | ||
| Q3 24 | $612.5M | — | ||
| Q2 24 | $642.8M | — |
股东权益CCSIHTBK
| Q1 26 | $22.0M | — | ||
| Q4 25 | $13.8M | $708.6M | ||
| Q3 25 | $-2.6M | $700.0M | ||
| Q2 25 | $-26.5M | $694.7M | ||
| Q1 25 | $-49.4M | $696.2M | ||
| Q4 24 | $-79.5M | $689.7M | ||
| Q3 24 | $-93.2M | $685.4M | ||
| Q2 24 | $-124.4M | $679.2M |
总资产CCSIHTBK
| Q1 26 | $678.7M | — | ||
| Q4 25 | $663.8M | $5.8B | ||
| Q3 25 | $675.0M | $5.6B | ||
| Q2 25 | $641.5M | $5.5B | ||
| Q1 25 | $629.6M | $5.5B | ||
| Q4 24 | $602.2M | $5.6B | ||
| Q3 24 | $622.5M | $5.6B | ||
| Q2 24 | $608.5M | $5.3B |
负债/权益比CCSIHTBK
| Q1 26 | 25.31× | — | ||
| Q4 25 | 40.54× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.8M | $61.7M |
| 自由现金流经营现金流 - 资本支出 | $38.5M | $61.3M |
| 自由现金流率自由现金流/营收 | 43.5% | 114.3% |
| 资本支出强度资本支出/营收 | — | 0.7% |
| 现金转化率经营现金流/净利润 | 1.86× | 4.08× |
| 过去12个月自由现金流最近4个季度 | $110.6M | — |
8季度趋势，按日历期对齐
经营现金流CCSIHTBK
| Q1 26 | $45.8M | — | ||
| Q4 25 | $15.2M | $61.7M | ||
| Q3 25 | $51.6M | $18.9M | ||
| Q2 25 | $28.3M | $8.0M | ||
| Q1 25 | $40.9M | $14.8M | ||
| Q4 24 | $11.1M | $39.0M | ||
| Q3 24 | $41.6M | $5.3M | ||
| Q2 24 | $24.4M | $10.5M |
自由现金流CCSIHTBK
| Q1 26 | $38.5M | — | ||
| Q4 25 | $7.3M | $61.3M | ||
| Q3 25 | $44.4M | $18.8M | ||
| Q2 25 | $20.3M | — | ||
| Q1 25 | $33.7M | — | ||
| Q4 24 | $3.1M | $37.3M | ||
| Q3 24 | $33.6M | $4.9M | ||
| Q2 24 | $15.8M | $9.9M |
自由现金流率CCSIHTBK
| Q1 26 | 43.5% | — | ||
| Q4 25 | 8.4% | 114.3% | ||
| Q3 25 | 50.6% | 37.7% | ||
| Q2 25 | 23.2% | — | ||
| Q1 25 | 38.7% | — | ||
| Q4 24 | 3.6% | 80.5% | ||
| Q3 24 | 38.3% | 11.6% | ||
| Q2 24 | 18.1% | 23.6% |
资本支出强度CCSIHTBK
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 0.7% | ||
| Q3 25 | 8.2% | 0.1% | ||
| Q2 25 | 9.1% | — | ||
| Q1 25 | 8.3% | — | ||
| Q4 24 | 9.2% | 3.5% | ||
| Q3 24 | 9.1% | 1.0% | ||
| Q2 24 | 9.8% | 1.6% |
现金转化率CCSIHTBK
| Q1 26 | 1.86× | — | ||
| Q4 25 | 0.74× | 4.08× | ||
| Q3 25 | 2.34× | 1.28× | ||
| Q2 25 | 1.36× | 1.25× | ||
| Q1 25 | 1.94× | 1.28× | ||
| Q4 24 | 0.62× | 3.67× | ||
| Q3 24 | 1.97× | 0.50× | ||
| Q2 24 | 1.02× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
