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Consensus Cloud Solutions, Inc.（CCSI）与合众银行（WASH）财务数据对比。点击上方公司名可切换其他公司
Consensus Cloud Solutions, Inc.的季度营收约是合众银行的1.5倍（$87.1M vs $57.8M），Consensus Cloud Solutions, Inc.净利率更高（23.5% vs 21.8%，领先1.8%），过去两年合众银行的营收复合增速更高（9.5% vs -0.6%）
Consensus Cloud Solutions是一家云解决方案提供商，核心产品包括加密数字传真、安全文档交换、工作流程自动化工具，主要面向医疗、法律、金融服务等领域的北美企业客户提供相关服务。
美国合众银行是一家美国跨国金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，该银行为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等多元金融业务。
CCSI vs WASH — 直观对比
营收规模更大
CCSI
是对方的1.5倍
$57.8M
净利率更高
CCSI
高出1.8%
21.8%
两年增速更快
WASH
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $87.1M | $57.8M |
| 净利润 | $20.5M | $12.6M |
| 毛利率 | 80.0% | — |
| 营业利润率 | 41.1% | — |
| 净利率 | 23.5% | 21.8% |
| 营收同比 | 0.1% | — |
| 净利润同比 | 13.5% | 473.4% |
| 每股收益（稀释后） | $1.06 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCSIWASH
| Q1 26 | — | $57.8M | ||
| Q4 25 | $87.1M | $59.3M | ||
| Q3 25 | $87.8M | $56.5M | ||
| Q2 25 | $87.7M | $54.3M | ||
| Q1 25 | $87.1M | $59.1M | ||
| Q4 24 | $87.0M | $12.4M | ||
| Q3 24 | $87.8M | $48.5M | ||
| Q2 24 | $87.5M | $48.2M |
净利润CCSIWASH
| Q1 26 | — | $12.6M | ||
| Q4 25 | $20.5M | $16.0M | ||
| Q3 25 | $22.1M | $10.8M | ||
| Q2 25 | $20.8M | $13.2M | ||
| Q1 25 | $21.2M | $12.2M | ||
| Q4 24 | $18.1M | $-60.8M | ||
| Q3 24 | $21.1M | $11.0M | ||
| Q2 24 | $23.9M | $10.8M |
毛利率CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 80.0% | — | ||
| Q3 25 | 80.0% | — | ||
| Q2 25 | 79.9% | — | ||
| Q1 25 | 79.3% | — | ||
| Q4 24 | 79.5% | — | ||
| Q3 24 | 79.9% | — | ||
| Q2 24 | 80.4% | — |
营业利润率CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 41.1% | 34.9% | ||
| Q3 25 | 43.2% | 24.7% | ||
| Q2 25 | 44.5% | 31.6% | ||
| Q1 25 | 43.0% | 26.5% | ||
| Q4 24 | 38.4% | -648.7% | ||
| Q3 24 | 43.8% | 28.5% | ||
| Q2 24 | 45.6% | 28.7% |
净利率CCSIWASH
| Q1 26 | — | 21.8% | ||
| Q4 25 | 23.5% | 27.0% | ||
| Q3 25 | 25.2% | 19.2% | ||
| Q2 25 | 23.7% | 24.4% | ||
| Q1 25 | 24.3% | 20.6% | ||
| Q4 24 | 20.8% | -491.4% | ||
| Q3 24 | 24.1% | 22.6% | ||
| Q2 24 | 27.3% | 22.4% |
每股收益（稀释后）CCSIWASH
| Q1 26 | — | $0.66 | ||
| Q4 25 | $1.06 | $0.84 | ||
| Q3 25 | $1.15 | $0.56 | ||
| Q2 25 | $1.07 | $0.68 | ||
| Q1 25 | $1.07 | $0.63 | ||
| Q4 24 | $0.92 | $-3.54 | ||
| Q3 24 | $1.09 | $0.64 | ||
| Q2 24 | $1.24 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $74.7M | $12.3M |
| 总债务越低越好 | $558.4M | — |
| 股东权益账面价值 | $13.8M | $546.8M |
| 总资产 | $663.8M | $6.5B |
| 负债/权益比越低杠杆越低 | 40.54× | — |
8季度趋势，按日历期对齐
现金及短期投资CCSIWASH
| Q1 26 | — | $12.3M | ||
| Q4 25 | $74.7M | — | ||
| Q3 25 | $97.6M | — | ||
| Q2 25 | $57.9M | — | ||
| Q1 25 | $53.4M | — | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $54.6M | — | ||
| Q2 24 | $49.2M | — |
总债务CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | $558.4M | — | ||
| Q3 25 | $578.6M | — | ||
| Q2 25 | $578.2M | — | ||
| Q1 25 | $583.7M | — | ||
| Q4 24 | $593.0M | — | ||
| Q3 24 | $612.5M | — | ||
| Q2 24 | $642.8M | — |
股东权益CCSIWASH
| Q1 26 | — | $546.8M | ||
| Q4 25 | $13.8M | $543.6M | ||
| Q3 25 | $-2.6M | $533.0M | ||
| Q2 25 | $-26.5M | $527.5M | ||
| Q1 25 | $-49.4M | $521.7M | ||
| Q4 24 | $-79.5M | $499.7M | ||
| Q3 24 | $-93.2M | $502.2M | ||
| Q2 24 | $-124.4M | $471.0M |
总资产CCSIWASH
| Q1 26 | — | $6.5B | ||
| Q4 25 | $663.8M | $6.6B | ||
| Q3 25 | $675.0M | $6.7B | ||
| Q2 25 | $641.5M | $6.7B | ||
| Q1 25 | $629.6M | $6.6B | ||
| Q4 24 | $602.2M | $6.9B | ||
| Q3 24 | $622.5M | $7.1B | ||
| Q2 24 | $608.5M | $7.2B |
负债/权益比CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 40.54× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $15.2M | — |
| 自由现金流经营现金流 - 资本支出 | $7.3M | — |
| 自由现金流率自由现金流/营收 | 8.4% | — |
| 资本支出强度资本支出/营收 | 9.1% | — |
| 现金转化率经营现金流/净利润 | 0.74× | — |
| 过去12个月自由现金流最近4个季度 | $105.9M | — |
8季度趋势，按日历期对齐
经营现金流CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | $15.2M | $80.3M | ||
| Q3 25 | $51.6M | $39.6M | ||
| Q2 25 | $28.3M | $11.3M | ||
| Q1 25 | $40.9M | $8.4M | ||
| Q4 24 | $11.1M | $57.7M | ||
| Q3 24 | $41.6M | $25.7M | ||
| Q2 24 | $24.4M | $11.2M |
自由现金流CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | $7.3M | $78.3M | ||
| Q3 25 | $44.4M | $39.3M | ||
| Q2 25 | $20.3M | $10.9M | ||
| Q1 25 | $33.7M | $8.4M | ||
| Q4 24 | $3.1M | $53.7M | ||
| Q3 24 | $33.6M | $24.4M | ||
| Q2 24 | $15.8M | $9.6M |
自由现金流率CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 132.2% | ||
| Q3 25 | 50.6% | 69.6% | ||
| Q2 25 | 23.2% | 20.2% | ||
| Q1 25 | 38.7% | 14.2% | ||
| Q4 24 | 3.6% | 433.8% | ||
| Q3 24 | 38.3% | 50.4% | ||
| Q2 24 | 18.1% | 19.8% |
资本支出强度CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 3.4% | ||
| Q3 25 | 8.2% | 0.6% | ||
| Q2 25 | 9.1% | 0.7% | ||
| Q1 25 | 8.3% | 0.1% | ||
| Q4 24 | 9.2% | 32.3% | ||
| Q3 24 | 9.1% | 2.6% | ||
| Q2 24 | 9.8% | 3.4% |
现金转化率CCSIWASH
| Q1 26 | — | — | ||
| Q4 25 | 0.74× | 5.03× | ||
| Q3 25 | 2.34× | 3.65× | ||
| Q2 25 | 1.36× | 0.86× | ||
| Q1 25 | 1.94× | 0.69× | ||
| Q4 24 | 0.62× | — | ||
| Q3 24 | 1.97× | 2.34× | ||
| Q2 24 | 1.02× | 1.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCSI
暂无分部数据
WASH
| Net Interest Income | $40.5M | 70% |
| Noninterest Income | $17.3M | 30% |
