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Cardlytics, Inc.（CDLX）与REDWOOD TRUST INC（RWT）财务数据对比。点击上方公司名可切换其他公司
Cardlytics, Inc.的季度营收约是REDWOOD TRUST INC的2.0倍（$50.9M vs $25.9M），REDWOOD TRUST INC同比增速更快（-6.1% vs -25.5%），过去两年Cardlytics, Inc.的营收复合增速更高（-9.6% vs -41.0%）
Cardlytics是一家领先的购买智能与广告技术企业，与多家大型银行合作分析匿名消费者交易数据，为消费品牌、零售商及服务商提供基于真实消费行为的精准效果广告投放服务，核心业务覆盖北美与英国地区。
Redwood Trust Inc是总部位于美国的专业房地产投资信托公司，主营住宅与商业抵押贷款、抵押贷款支持证券及房地产信贷类资产的投资管理，核心业务覆盖住宅抵押贷款发放、商业地产信贷和投资服务，客户以机构投资者和房地产市场参与者为主。
CDLX vs RWT — 直观对比
营收规模更大
CDLX
是对方的2.0倍
$25.9M
营收增速更快
RWT
高出19.4%
-25.5%
两年增速更快
CDLX
近两年复合增速
-41.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $50.9M | $25.9M |
| 净利润 | — | $20.0M |
| 毛利率 | — | — |
| 营业利润率 | -12.0% | — |
| 净利率 | — | 77.2% |
| 营收同比 | -25.5% | -6.1% |
| 净利润同比 | — | 402.6% |
| 每股收益（稀释后） | $-0.15 | $0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CDLXRWT
| Q4 25 | $50.9M | $25.9M | ||
| Q3 25 | $47.0M | $15.0M | ||
| Q2 25 | $58.0M | $13.8M | ||
| Q1 25 | $56.4M | $27.9M | ||
| Q4 24 | $68.3M | $27.6M | ||
| Q3 24 | $61.1M | $25.5M | ||
| Q2 24 | $64.0M | $67.4M | ||
| Q1 24 | $62.2M | $74.5M |
净利润CDLXRWT
| Q4 25 | — | $20.0M | ||
| Q3 25 | $-72.7M | $-7.7M | ||
| Q2 25 | $-9.3M | $-98.5M | ||
| Q1 25 | $-13.3M | $16.1M | ||
| Q4 24 | — | $-6.6M | ||
| Q3 24 | $-145.2M | $14.8M | ||
| Q2 24 | $-4.3M | $15.5M | ||
| Q1 24 | $-24.3M | $30.3M |
营业利润率CDLXRWT
| Q4 25 | -12.0% | — | ||
| Q3 25 | -146.6% | -9.0% | ||
| Q2 25 | -22.0% | -679.0% | ||
| Q1 25 | -24.9% | 80.2% | ||
| Q4 24 | -12.2% | -1.3% | ||
| Q3 24 | -243.1% | 86.1% | ||
| Q2 24 | -24.7% | 30.3% | ||
| Q1 24 | -36.7% | 41.3% |
净利率CDLXRWT
| Q4 25 | — | 77.2% | ||
| Q3 25 | -154.7% | -51.4% | ||
| Q2 25 | -16.0% | -712.0% | ||
| Q1 25 | -23.5% | 57.8% | ||
| Q4 24 | — | -24.0% | ||
| Q3 24 | -237.6% | 58.1% | ||
| Q2 24 | -6.7% | 23.0% | ||
| Q1 24 | -39.0% | 40.6% |
每股收益（稀释后）CDLXRWT
| Q4 25 | $-0.15 | $0.11 | ||
| Q3 25 | $-1.36 | $-0.08 | ||
| Q2 25 | $-0.18 | $-0.76 | ||
| Q1 25 | $-0.26 | $0.10 | ||
| Q4 24 | $-0.36 | $-0.08 | ||
| Q3 24 | $-2.90 | $0.09 | ||
| Q2 24 | $-0.09 | $0.10 | ||
| Q1 24 | $-0.56 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $48.7M | $255.7M |
| 总债务越低越好 | $212.6M | — |
| 股东权益账面价值 | $-6.5M | $982.6M |
| 总资产 | $285.6M | $23.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CDLXRWT
| Q4 25 | $48.7M | $255.7M | ||
| Q3 25 | $44.0M | $226.3M | ||
| Q2 25 | $46.7M | $302.0M | ||
| Q1 25 | $52.0M | $259.9M | ||
| Q4 24 | $65.6M | $245.2M | ||
| Q3 24 | $67.0M | $253.7M | ||
| Q2 24 | $71.2M | $275.6M | ||
| Q1 24 | $97.8M | $275.4M |
总债务CDLXRWT
| Q4 25 | $212.6M | — | ||
| Q3 25 | $214.6M | — | ||
| Q2 25 | $214.3M | — | ||
| Q1 25 | $213.9M | — | ||
| Q4 24 | $213.6M | — | ||
| Q3 24 | $213.2M | — | ||
| Q2 24 | $212.9M | — | ||
| Q1 24 | $257.9M | $1.7B |
股东权益CDLXRWT
| Q4 25 | $-6.5M | $982.6M | ||
| Q3 25 | $-4.7M | $999.0M | ||
| Q2 25 | $58.7M | $1.1B | ||
| Q1 25 | $64.1M | $1.2B | ||
| Q4 24 | $70.0M | $1.2B | ||
| Q3 24 | $69.7M | $1.2B | ||
| Q2 24 | $210.0M | $1.2B | ||
| Q1 24 | $199.1M | $1.2B |
总资产CDLXRWT
| Q4 25 | $285.6M | $23.7B | ||
| Q3 25 | $292.8M | $22.6B | ||
| Q2 25 | $361.1M | $21.3B | ||
| Q1 25 | $369.1M | $19.9B | ||
| Q4 24 | $392.7M | $18.3B | ||
| Q3 24 | $399.4M | $18.4B | ||
| Q2 24 | $534.4M | $16.5B | ||
| Q1 24 | $569.0M | $15.1B |
负债/权益比CDLXRWT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 3.65× | — | ||
| Q1 25 | 3.34× | — | ||
| Q4 24 | 3.05× | — | ||
| Q3 24 | 3.06× | — | ||
| Q2 24 | 1.01× | — | ||
| Q1 24 | 1.29× | 1.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $13.0M | $-10.1B |
| 自由现金流经营现金流 - 资本支出 | $13.0M | — |
| 自由现金流率自由现金流/营收 | 25.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | -504.15× |
| 过去12个月自由现金流最近4个季度 | $8.8M | — |
8季度趋势，按日历期对齐
经营现金流CDLXRWT
| Q4 25 | $13.0M | $-10.1B | ||
| Q3 25 | $1.8M | $-2.7B | ||
| Q2 25 | $1.2M | $-2.1B | ||
| Q1 25 | $-6.7M | $-2.0B | ||
| Q4 24 | $3.0M | $-5.9B | ||
| Q3 24 | $1.4M | $-2.1B | ||
| Q2 24 | $4.4M | $-2.0B | ||
| Q1 24 | $-17.6M | $-954.2M |
自由现金流CDLXRWT
| Q4 25 | $13.0M | — | ||
| Q3 25 | $1.7M | — | ||
| Q2 25 | $903.0K | — | ||
| Q1 25 | $-6.8M | — | ||
| Q4 24 | $2.9M | — | ||
| Q3 24 | $878.0K | — | ||
| Q2 24 | $4.1M | — | ||
| Q1 24 | $-18.3M | — |
自由现金流率CDLXRWT
| Q4 25 | 25.5% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | -12.1% | — | ||
| Q4 24 | 4.2% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 6.5% | — | ||
| Q1 24 | -29.4% | — |
资本支出强度CDLXRWT
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 1.0% | — |
现金转化率CDLXRWT
| Q4 25 | — | -504.15× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -120.92× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -140.86× | ||
| Q2 24 | — | -126.56× | ||
| Q1 24 | — | -31.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
