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Certara, Inc.（CERT）与TOMPKINS FINANCIAL CORP（TMP）财务数据对比。点击上方公司名可切换其他公司
TOMPKINS FINANCIAL CORP的季度营收约是Certara, Inc.的1.8倍（$194.8M vs $106.9M），TOMPKINS FINANCIAL CORP净利率更高（49.4% vs -8.2%，领先57.6%），TOMPKINS FINANCIAL CORP同比增速更快（152.7% vs 0.8%），过去两年TOMPKINS FINANCIAL CORP的营收复合增速更高（63.6% vs 7.0%）
Certara是全球领先的生物制药软件及咨询服务提供商，专注于建模模拟、监管科学领域的解决方案，服务药企、生物技术企业及医疗相关方，覆盖药物研发全周期，助力加快新疗法上市，降低研发风险与综合成本。
汤普金斯金融公司是一家小型多元化金融服务企业，总部位于纽约州伊萨卡，是汤普金斯信托银行及其他多家银行、一家保险代理机构和财富管理部门的母公司。
CERT vs TMP — 直观对比
营收规模更大
TMP
是对方的1.8倍
$106.9M
营收增速更快
TMP
高出151.8%
0.8%
净利率更高
TMP
高出57.6%
-8.2%
两年增速更快
TMP
近两年复合增速
7.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $106.9M | $194.8M |
| 净利润 | $-8.8M | $96.2M |
| 毛利率 | 61.1% | — |
| 营业利润率 | 34.9% | 71.7% |
| 净利率 | -8.2% | 49.4% |
| 营收同比 | 0.8% | 152.7% |
| 净利润同比 | -287.2% | 388.9% |
| 每股收益（稀释后） | $-0.06 | $6.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CERTTMP
| Q1 26 | $106.9M | — | ||
| Q4 25 | $103.6M | $194.8M | ||
| Q3 25 | $104.6M | $87.4M | ||
| Q2 25 | $104.6M | $82.6M | ||
| Q1 25 | $106.0M | $81.7M | ||
| Q4 24 | $100.4M | $77.1M | ||
| Q3 24 | $94.8M | $76.6M | ||
| Q2 24 | $93.3M | $72.7M |
净利润CERTTMP
| Q1 26 | $-8.8M | — | ||
| Q4 25 | $-5.9M | $96.2M | ||
| Q3 25 | $1.5M | $23.7M | ||
| Q2 25 | $-2.0M | $21.5M | ||
| Q1 25 | $4.7M | $19.7M | ||
| Q4 24 | $6.6M | $19.7M | ||
| Q3 24 | $-1.4M | $18.6M | ||
| Q2 24 | $-12.6M | $15.7M |
毛利率CERTTMP
| Q1 26 | 61.1% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率CERTTMP
| Q1 26 | 34.9% | — | ||
| Q4 25 | 0.8% | 71.7% | ||
| Q3 25 | 2.9% | 35.6% | ||
| Q2 25 | 9.1% | 34.2% | ||
| Q1 25 | 7.2% | 31.6% | ||
| Q4 24 | 6.0% | 33.4% | ||
| Q3 24 | 2.7% | 32.0% | ||
| Q2 24 | -9.7% | 28.3% |
净利率CERTTMP
| Q1 26 | -8.2% | — | ||
| Q4 25 | -5.7% | 49.4% | ||
| Q3 25 | 1.5% | 27.1% | ||
| Q2 25 | -1.9% | 26.0% | ||
| Q1 25 | 4.5% | 24.1% | ||
| Q4 24 | 6.6% | 25.5% | ||
| Q3 24 | -1.4% | 24.3% | ||
| Q2 24 | -13.5% | 21.6% |
每股收益（稀释后）CERTTMP
| Q1 26 | $-0.06 | — | ||
| Q4 25 | $-0.04 | $6.72 | ||
| Q3 25 | $0.01 | $1.65 | ||
| Q2 25 | $-0.01 | $1.50 | ||
| Q1 25 | $0.03 | $1.37 | ||
| Q4 24 | $0.04 | $1.39 | ||
| Q3 24 | $-0.01 | $1.30 | ||
| Q2 24 | $-0.08 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $149.5M | $132.8M |
| 总债务越低越好 | $3.0M | — |
| 股东权益账面价值 | $1.0B | $938.4M |
| 总资产 | $1.5B | $8.7B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资CERTTMP
| Q1 26 | $149.5M | — | ||
| Q4 25 | $189.4M | $132.8M | ||
| Q3 25 | $172.7M | $193.5M | ||
| Q2 25 | $162.3M | $212.6M | ||
| Q1 25 | $179.1M | $193.1M | ||
| Q4 24 | $179.2M | $134.4M | ||
| Q3 24 | $233.0M | $132.3M | ||
| Q2 24 | $224.6M | $70.9M |
总债务CERTTMP
| Q1 26 | $3.0M | — | ||
| Q4 25 | $293.1M | — | ||
| Q3 25 | $293.5M | — | ||
| Q2 25 | $294.2M | — | ||
| Q1 25 | $294.8M | — | ||
| Q4 24 | $295.4M | — | ||
| Q3 24 | $296.1M | — | ||
| Q2 24 | $296.7M | — |
股东权益CERTTMP
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.1B | $938.4M | ||
| Q3 25 | $1.1B | $788.8M | ||
| Q2 25 | $1.1B | $761.8M | ||
| Q1 25 | $1.1B | $741.4M | ||
| Q4 24 | $1.1B | $713.4M | ||
| Q3 24 | $1.1B | $719.9M | ||
| Q2 24 | $1.0B | $674.6M |
总资产CERTTMP
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.6B | $8.7B | ||
| Q3 25 | $1.5B | $8.5B | ||
| Q2 25 | $1.5B | $8.4B | ||
| Q1 25 | $1.6B | $8.2B | ||
| Q4 24 | $1.6B | $8.1B | ||
| Q3 24 | $1.5B | $8.0B | ||
| Q2 24 | $1.5B | $7.9B |
负债/权益比CERTTMP
| Q1 26 | 0.00× | — | ||
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.27× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.28× | — | ||
| Q2 24 | 0.28× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $38.9M |
| 自由现金流经营现金流 - 资本支出 | — | $31.9M |
| 自由现金流率自由现金流/营收 | — | 16.4% |
| 资本支出强度资本支出/营收 | 0.6% | 3.6% |
| 现金转化率经营现金流/净利润 | — | 0.40× |
| 过去12个月自由现金流最近4个季度 | — | $105.0M |
8季度趋势，按日历期对齐
经营现金流CERTTMP
| Q1 26 | $11.7M | — | ||
| Q4 25 | $28.8M | $38.9M | ||
| Q3 25 | $32.3M | $34.9M | ||
| Q2 25 | $17.8M | $18.9M | ||
| Q1 25 | $17.4M | $22.2M | ||
| Q4 24 | $49.4M | $95.0M | ||
| Q3 24 | $17.0M | $21.2M | ||
| Q2 24 | $9.8M | $27.3M |
自由现金流CERTTMP
| Q1 26 | — | — | ||
| Q4 25 | $27.8M | $31.9M | ||
| Q3 25 | $32.1M | $33.9M | ||
| Q2 25 | $17.8M | $18.3M | ||
| Q1 25 | $16.8M | $20.9M | ||
| Q4 24 | $49.0M | $88.8M | ||
| Q3 24 | $16.8M | $18.9M | ||
| Q2 24 | $9.4M | $26.3M |
自由现金流率CERTTMP
| Q1 26 | — | — | ||
| Q4 25 | 26.8% | 16.4% | ||
| Q3 25 | 30.7% | 38.8% | ||
| Q2 25 | 17.0% | 22.1% | ||
| Q1 25 | 15.8% | 25.5% | ||
| Q4 24 | 48.8% | 115.1% | ||
| Q3 24 | 17.7% | 24.7% | ||
| Q2 24 | 10.1% | 36.2% |
资本支出强度CERTTMP
| Q1 26 | 0.6% | — | ||
| Q4 25 | 1.0% | 3.6% | ||
| Q3 25 | 0.2% | 1.1% | ||
| Q2 25 | 0.1% | 0.8% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 0.4% | 8.1% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 0.5% | 1.3% |
现金转化率CERTTMP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.40× | ||
| Q3 25 | 21.19× | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | 3.66× | 1.13× | ||
| Q4 24 | 7.51× | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
