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CF BANKSHARES INC.（CFBK）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
LIGHTPATH TECHNOLOGIES INC的季度营收约是CF BANKSHARES INC.的1.0倍（$16.4M vs $15.7M），CF BANKSHARES INC.净利率更高（40.0% vs -57.5%，领先97.6%），LIGHTPATH TECHNOLOGIES INC同比增速更快（120.2% vs 12.6%），CF BANKSHARES INC.自由现金流更多（$18.2M vs $2.0M），过去两年LIGHTPATH TECHNOLOGIES INC的营收复合增速更高（45.7% vs 13.7%）
CF BANKSHARES INC.是一家美国区域性银行控股企业，通过旗下社区银行子公司运营，提供全方位个人及商业银行解决方案，包括存款产品、各类贷款、财富管理服务及数字银行工具，主要服务美国中西部地区的个人消费者和中小企客户。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
CFBK vs LPTH — 直观对比
营收规模更大
LPTH
是对方的1.0倍
$15.7M
营收增速更快
LPTH
高出107.6%
12.6%
净利率更高
CFBK
高出97.6%
-57.5%
自由现金流更多
CFBK
多$16.2M
$2.0M
两年增速更快
LPTH
近两年复合增速
13.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $15.7M | $16.4M |
| 净利润 | $5.7M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | 43.4% | -52.6% |
| 净利率 | 40.0% | -57.5% |
| 营收同比 | 12.6% | 120.2% |
| 净利润同比 | 29.9% | -260.1% |
| 每股收益（稀释后） | $0.88 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFBKLPTH
| Q4 25 | $15.7M | $16.4M | ||
| Q3 25 | $15.5M | $15.1M | ||
| Q2 25 | $15.6M | $12.2M | ||
| Q1 25 | $14.1M | $9.2M | ||
| Q4 24 | $14.0M | $7.4M | ||
| Q3 24 | $13.1M | $8.4M | ||
| Q2 24 | $12.6M | $8.6M | ||
| Q1 24 | $12.2M | $7.7M |
净利润CFBKLPTH
| Q4 25 | $5.7M | $-9.4M | ||
| Q3 25 | $2.3M | $-2.9M | ||
| Q2 25 | $5.0M | $-7.1M | ||
| Q1 25 | $4.4M | $-3.6M | ||
| Q4 24 | $4.4M | $-2.6M | ||
| Q3 24 | $4.2M | $-1.6M | ||
| Q2 24 | $1.7M | $-2.4M | ||
| Q1 24 | $3.1M | $-2.6M |
毛利率CFBKLPTH
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% | ||
| Q1 24 | — | 20.9% |
营业利润率CFBKLPTH
| Q4 25 | 43.4% | -52.6% | ||
| Q3 25 | 17.5% | -16.6% | ||
| Q2 25 | 41.1% | -38.0% | ||
| Q1 25 | 39.5% | -36.3% | ||
| Q4 24 | 36.9% | -33.5% | ||
| Q3 24 | 40.4% | -16.4% | ||
| Q2 24 | 15.4% | -25.6% | ||
| Q1 24 | 30.9% | -33.6% |
净利率CFBKLPTH
| Q4 25 | 40.0% | -57.5% | ||
| Q3 25 | 15.1% | -19.2% | ||
| Q2 25 | 32.3% | -57.8% | ||
| Q1 25 | 31.4% | -39.1% | ||
| Q4 24 | 35.2% | -35.2% | ||
| Q3 24 | 32.2% | -19.3% | ||
| Q2 24 | 13.5% | -27.3% | ||
| Q1 24 | 25.2% | -33.7% |
每股收益（稀释后）CFBKLPTH
| Q4 25 | $0.88 | $-0.20 | ||
| Q3 25 | $0.36 | $-0.07 | ||
| Q2 25 | $0.77 | $0.19 | ||
| Q1 25 | $0.68 | $-0.44 | ||
| Q4 24 | $0.68 | $-0.07 | ||
| Q3 24 | $0.65 | $-0.04 | ||
| Q2 24 | $0.26 | $-0.15 | ||
| Q1 24 | $0.47 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $259.0M | $73.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $184.4M | $77.9M |
| 总资产 | $2.1B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFBKLPTH
| Q4 25 | $259.0M | $73.6M | ||
| Q3 25 | $272.4M | — | ||
| Q2 25 | $275.7M | $4.9M | ||
| Q1 25 | $241.0M | — | ||
| Q4 24 | $235.3M | — | ||
| Q3 24 | $233.5M | — | ||
| Q2 24 | $241.8M | — | ||
| Q1 24 | $236.9M | — |
总债务CFBKLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K | ||
| Q1 24 | — | $599.4K |
股东权益CFBKLPTH
| Q4 25 | $184.4M | $77.9M | ||
| Q3 25 | $179.3M | $21.4M | ||
| Q2 25 | $177.0M | $15.6M | ||
| Q1 25 | $172.7M | $15.7M | ||
| Q4 24 | $168.4M | $26.7M | ||
| Q3 24 | $164.0M | $29.4M | ||
| Q2 24 | $159.6M | $30.2M | ||
| Q1 24 | $158.0M | $31.7M |
总资产CFBKLPTH
| Q4 25 | $2.1B | $148.6M | ||
| Q3 25 | $2.1B | $87.3M | ||
| Q2 25 | $2.1B | $81.5M | ||
| Q1 25 | $2.1B | $81.4M | ||
| Q4 24 | $2.1B | $45.8M | ||
| Q3 24 | $2.1B | $48.4M | ||
| Q2 24 | $2.0B | $48.1M | ||
| Q1 24 | $2.0B | $49.7M |
负债/权益比CFBKLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $18.7M | $2.8M |
| 自由现金流经营现金流 - 资本支出 | $18.2M | $2.0M |
| 自由现金流率自由现金流/营收 | 115.6% | 12.0% |
| 资本支出强度资本支出/营收 | 3.1% | 5.3% |
| 现金转化率经营现金流/净利润 | 3.26× | — |
| 过去12个月自由现金流最近4个季度 | $33.4M | $-6.3M |
8季度趋势，按日历期对齐
经营现金流CFBKLPTH
| Q4 25 | $18.7M | $2.8M | ||
| Q3 25 | $5.5M | $-1.1M | ||
| Q2 25 | $8.0M | $-2.6M | ||
| Q1 25 | $2.2M | $-3.2M | ||
| Q4 24 | $14.2M | $-737.4K | ||
| Q3 24 | $-1.3M | $-1.7M | ||
| Q2 24 | $4.0M | $64.7K | ||
| Q1 24 | $-1.2M | $-394.2K |
自由现金流CFBKLPTH
| Q4 25 | $18.2M | $2.0M | ||
| Q3 25 | $5.2M | $-1.2M | ||
| Q2 25 | $7.8M | $-3.3M | ||
| Q1 25 | $2.2M | $-3.7M | ||
| Q4 24 | $13.9M | $-817.8K | ||
| Q3 24 | $-1.3M | $-1.8M | ||
| Q2 24 | $4.0M | $-225.5K | ||
| Q1 24 | $-1.2M | $-802.5K |
自由现金流率CFBKLPTH
| Q4 25 | 115.6% | 12.0% | ||
| Q3 25 | 33.6% | -8.1% | ||
| Q2 25 | 50.3% | -27.3% | ||
| Q1 25 | 15.2% | -40.0% | ||
| Q4 24 | 99.6% | -11.0% | ||
| Q3 24 | -9.9% | -21.2% | ||
| Q2 24 | 31.6% | -2.6% | ||
| Q1 24 | -9.5% | -10.4% |
资本支出强度CFBKLPTH
| Q4 25 | 3.1% | 5.3% | ||
| Q3 25 | 1.7% | 0.5% | ||
| Q2 25 | 0.7% | 5.6% | ||
| Q1 25 | 0.4% | 4.6% | ||
| Q4 24 | 1.9% | 1.1% | ||
| Q3 24 | 0.2% | 0.9% | ||
| Q2 24 | 0.1% | 3.4% | ||
| Q1 24 | 0.0% | 5.3% |
现金转化率CFBKLPTH
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFBK
暂无分部数据
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
