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永明金融（CFFI）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是永明金融的1.9倍（$66.7M vs $35.9M），牛津地产净利率更高（47.8% vs 18.7%，领先29.1%），永明金融同比增速更快（12.0% vs -13.1%），过去两年永明金融的营收复合增速更高（8.2% vs -6.0%）
永明金融是一家总部位于加拿大安大略省多伦多市的金融服务公司，创立于1865年，业务遍及全球，主要提供人寿保险、财富管理以及资产管理服务。截至2024年，公司管理资产规模超过1.3万亿加元，服务网络覆盖加拿大、美国、亚洲及多个其他市场。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
CFFI vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.9倍
$35.9M
营收增速更快
CFFI
高出25.1%
-13.1%
净利率更高
IIPR
高出29.1%
18.7%
两年增速更快
CFFI
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $35.9M | $66.7M |
| 净利润 | $6.7M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 22.6% | 47.8% |
| 净利率 | 18.7% | 47.8% |
| 营收同比 | 12.0% | -13.1% |
| 净利润同比 | 11.0% | -20.4% |
| 每股收益（稀释后） | $2.08 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFFIIIPR
| Q4 25 | $35.9M | $66.7M | ||
| Q3 25 | $36.0M | $64.7M | ||
| Q2 25 | $36.4M | $62.9M | ||
| Q1 25 | $32.6M | $71.7M | ||
| Q4 24 | $32.0M | $76.7M | ||
| Q3 24 | $33.5M | $76.5M | ||
| Q2 24 | $31.2M | $79.8M | ||
| Q1 24 | $30.6M | $75.5M |
净利润CFFIIIPR
| Q4 25 | $6.7M | $31.8M | ||
| Q3 25 | $7.1M | $29.3M | ||
| Q2 25 | $7.7M | $26.0M | ||
| Q1 25 | $5.4M | $31.1M | ||
| Q4 24 | $6.0M | $40.0M | ||
| Q3 24 | $5.4M | $40.2M | ||
| Q2 24 | $5.0M | $42.0M | ||
| Q1 24 | $3.4M | $39.4M |
营业利润率CFFIIIPR
| Q4 25 | 22.6% | 47.8% | ||
| Q3 25 | 24.5% | 45.5% | ||
| Q2 25 | 26.5% | 45.9% | ||
| Q1 25 | 20.0% | 47.4% | ||
| Q4 24 | 22.6% | 54.7% | ||
| Q3 24 | 19.9% | 54.8% | ||
| Q2 24 | 20.0% | 53.1% | ||
| Q1 24 | 13.1% | 55.7% |
净利率CFFIIIPR
| Q4 25 | 18.7% | 47.8% | ||
| Q3 25 | 19.6% | 45.3% | ||
| Q2 25 | 21.2% | 41.4% | ||
| Q1 25 | 16.5% | 43.3% | ||
| Q4 24 | 18.8% | 52.2% | ||
| Q3 24 | 16.1% | 52.6% | ||
| Q2 24 | 16.1% | 52.6% | ||
| Q1 24 | 11.1% | 52.3% |
每股收益（稀释后）CFFIIIPR
| Q4 25 | $2.08 | $1.07 | ||
| Q3 25 | $2.18 | $0.97 | ||
| Q2 25 | $2.37 | $0.86 | ||
| Q1 25 | $1.66 | $1.03 | ||
| Q4 24 | $1.85 | $1.35 | ||
| Q3 24 | $1.65 | $1.37 | ||
| Q2 24 | $1.50 | $1.44 | ||
| Q1 24 | $1.01 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $261.8M | $1.8B |
| 总资产 | $2.8B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资CFFIIIPR
| Q4 25 | — | $47.6M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | — | $104.9M | ||
| Q1 25 | — | $133.3M | ||
| Q4 24 | — | $151.2M | ||
| Q3 24 | — | $172.4M | ||
| Q2 24 | — | $160.9M | ||
| Q1 24 | — | $173.5M |
总债务CFFIIIPR
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CFFIIIPR
| Q4 25 | $261.8M | $1.8B | ||
| Q3 25 | $253.3M | $1.9B | ||
| Q2 25 | $240.3M | $1.9B | ||
| Q1 25 | $234.6M | $1.9B | ||
| Q4 24 | $226.4M | $1.9B | ||
| Q3 24 | $227.3M | $1.9B | ||
| Q2 24 | $218.5M | $1.9B | ||
| Q1 24 | $216.3M | $2.0B |
总资产CFFIIIPR
| Q4 25 | $2.8B | $2.4B | ||
| Q3 25 | $2.7B | $2.3B | ||
| Q2 25 | $2.7B | $2.3B | ||
| Q1 25 | $2.6B | $2.4B | ||
| Q4 24 | $2.6B | $2.4B | ||
| Q3 24 | $2.6B | $2.4B | ||
| Q2 24 | $2.5B | $2.4B | ||
| Q1 24 | $2.5B | $2.4B |
负债/权益比CFFIIIPR
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $24.5M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $22.2M | — |
| 自由现金流率自由现金流/营收 | 61.8% | — |
| 资本支出强度资本支出/营收 | 6.5% | — |
| 现金转化率经营现金流/净利润 | 3.65× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $42.8M | — |
8季度趋势，按日历期对齐
经营现金流CFFIIIPR
| Q4 25 | $24.5M | $198.2M | ||
| Q3 25 | $23.4M | $45.6M | ||
| Q2 25 | $-4.4M | $48.4M | ||
| Q1 25 | $3.2M | $54.2M | ||
| Q4 24 | $36.8M | $258.4M | ||
| Q3 24 | $404.0K | $64.9M | ||
| Q2 24 | $1.7M | $64.2M | ||
| Q1 24 | $895.0K | $71.6M |
自由现金流CFFIIIPR
| Q4 25 | $22.2M | — | ||
| Q3 25 | $22.7M | — | ||
| Q2 25 | $-5.0M | — | ||
| Q1 25 | $2.9M | — | ||
| Q4 24 | $33.3M | — | ||
| Q3 24 | $-1.6M | — | ||
| Q2 24 | $1.2M | — | ||
| Q1 24 | $410.0K | — |
自由现金流率CFFIIIPR
| Q4 25 | 61.8% | — | ||
| Q3 25 | 63.0% | — | ||
| Q2 25 | -13.6% | — | ||
| Q1 25 | 9.0% | — | ||
| Q4 24 | 103.8% | — | ||
| Q3 24 | -4.9% | — | ||
| Q2 24 | 3.7% | — | ||
| Q1 24 | 1.3% | — |
资本支出强度CFFIIIPR
| Q4 25 | 6.5% | — | ||
| Q3 25 | 2.1% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 10.9% | — | ||
| Q3 24 | 6.1% | — | ||
| Q2 24 | 1.7% | — | ||
| Q1 24 | 1.6% | — |
现金转化率CFFIIIPR
| Q4 25 | 3.65× | 6.22× | ||
| Q3 25 | 3.31× | 1.56× | ||
| Q2 25 | -0.57× | 1.86× | ||
| Q1 25 | 0.60× | 1.75× | ||
| Q4 24 | 6.09× | 6.46× | ||
| Q3 24 | 0.07× | 1.61× | ||
| Q2 24 | 0.34× | 1.53× | ||
| Q1 24 | 0.26× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
IIPR
暂无分部数据
