vs
Citizens Financial Group（CFG）与DoorDash（DASH）财务数据对比。点击上方公司名可切换其他公司
DoorDash的季度营收约是Citizens Financial Group的1.8倍（$4.0B vs $2.2B），Citizens Financial Group净利率更高（24.5% vs 5.4%，领先19.1%），DoorDash同比增速更快（37.7% vs 8.6%），过去两年DoorDash的营收复合增速更高（25.5% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
DoorDash是美国头部在线订餐及配送平台，也是美国规模最大的外卖配送服务商，占据当地外卖配送市场56%的份额，便民配送品类市场占比更是高达60%。截至2020年12月31日，平台合作商户超45万家，服务消费者超2000万，注册配送员数量突破100万。
CFG vs DASH — 直观对比
营收规模更大
DASH
是对方的1.8倍
$2.2B
营收增速更快
DASH
高出29.1%
8.6%
净利率更高
CFG
高出19.1%
5.4%
两年增速更快
DASH
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $4.0B |
| 净利润 | $528.0M | $213.0M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | 3.7% |
| 净利率 | 24.5% | 5.4% |
| 营收同比 | 8.6% | 37.7% |
| 净利润同比 | 31.7% | 51.1% |
| 每股收益（稀释后） | $1.12 | $0.49 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGDASH
| Q4 25 | $2.2B | $4.0B | ||
| Q3 25 | $2.1B | $3.4B | ||
| Q2 25 | $2.0B | $3.3B | ||
| Q1 25 | $1.9B | $3.0B | ||
| Q4 24 | $2.0B | $2.9B | ||
| Q3 24 | $1.9B | $2.7B | ||
| Q2 24 | $2.0B | $2.6B | ||
| Q1 24 | $2.0B | $2.5B |
净利润CFGDASH
| Q4 25 | $528.0M | $213.0M | ||
| Q3 25 | $494.0M | $244.0M | ||
| Q2 25 | $436.0M | $285.0M | ||
| Q1 25 | $373.0M | $193.0M | ||
| Q4 24 | $401.0M | $141.0M | ||
| Q3 24 | $382.0M | $162.0M | ||
| Q2 24 | $392.0M | $-157.0M | ||
| Q1 24 | $334.0M | $-23.0M |
营业利润率CFGDASH
| Q4 25 | 31.4% | 3.7% | ||
| Q3 25 | 29.7% | 7.5% | ||
| Q2 25 | 27.2% | 5.0% | ||
| Q1 25 | 24.2% | 5.1% | ||
| Q4 24 | 25.6% | 4.1% | ||
| Q3 24 | 24.7% | 4.0% | ||
| Q2 24 | 24.5% | -7.6% | ||
| Q1 24 | 21.9% | -2.4% |
净利率CFGDASH
| Q4 25 | 24.5% | 5.4% | ||
| Q3 25 | 23.3% | 7.1% | ||
| Q2 25 | 21.4% | 8.7% | ||
| Q1 25 | 19.3% | 6.4% | ||
| Q4 24 | 20.2% | 4.9% | ||
| Q3 24 | 20.1% | 6.0% | ||
| Q2 24 | 20.0% | -6.0% | ||
| Q1 24 | 17.0% | -0.9% |
每股收益（稀释后）CFGDASH
| Q4 25 | $1.12 | $0.49 | ||
| Q3 25 | $1.05 | $0.55 | ||
| Q2 25 | $0.92 | $0.65 | ||
| Q1 25 | $0.77 | $0.44 | ||
| Q4 24 | $0.83 | $0.35 | ||
| Q3 24 | $0.77 | $0.38 | ||
| Q2 24 | $0.78 | $-0.38 | ||
| Q1 24 | $0.65 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.4B |
| 总债务越低越好 | $11.2B | — |
| 股东权益账面价值 | $26.3B | $10.0B |
| 总资产 | $226.4B | $19.7B |
| 负债/权益比越低杠杆越低 | 0.43× | — |
8季度趋势，按日历期对齐
现金及短期投资CFGDASH
| Q4 25 | — | $4.4B | ||
| Q3 25 | — | $3.3B | ||
| Q2 25 | — | $3.9B | ||
| Q1 25 | — | $4.5B | ||
| Q4 24 | — | $4.0B | ||
| Q3 24 | — | $3.7B | ||
| Q2 24 | — | $3.4B | ||
| Q1 24 | — | $3.1B |
总债务CFGDASH
| Q4 25 | $11.2B | — | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | — | ||
| Q3 24 | $13.9B | — | ||
| Q2 24 | $13.1B | — | ||
| Q1 24 | $13.8B | — |
股东权益CFGDASH
| Q4 25 | $26.3B | $10.0B | ||
| Q3 25 | $25.8B | $9.5B | ||
| Q2 25 | $25.2B | $8.9B | ||
| Q1 25 | $24.9B | $8.4B | ||
| Q4 24 | $24.3B | $7.8B | ||
| Q3 24 | $24.9B | $7.6B | ||
| Q2 24 | $23.9B | $7.2B | ||
| Q1 24 | $23.8B | $7.0B |
总资产CFGDASH
| Q4 25 | $226.4B | $19.7B | ||
| Q3 25 | $222.7B | $18.0B | ||
| Q2 25 | $218.3B | $16.9B | ||
| Q1 25 | $220.1B | $13.6B | ||
| Q4 24 | $217.5B | $12.8B | ||
| Q3 24 | $219.7B | $12.3B | ||
| Q2 24 | $219.9B | $11.8B | ||
| Q1 24 | $220.4B | $11.4B |
负债/权益比CFGDASH
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — | ||
| Q1 24 | 0.58× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $421.0M |
| 自由现金流经营现金流 - 资本支出 | — | $367.0M |
| 自由现金流率自由现金流/营收 | — | 9.3% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | 4.19× | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | $2.2B |
8季度趋势，按日历期对齐
经营现金流CFGDASH
| Q4 25 | $2.2B | $421.0M | ||
| Q3 25 | $1.7B | $871.0M | ||
| Q2 25 | $886.0M | $504.0M | ||
| Q1 25 | $-213.0M | $635.0M | ||
| Q4 24 | $2.0B | $518.0M | ||
| Q3 24 | $130.0M | $531.0M | ||
| Q2 24 | $834.0M | $530.0M | ||
| Q1 24 | $554.0M | $553.0M |
自由现金流CFGDASH
| Q4 25 | — | $367.0M | ||
| Q3 25 | — | $808.0M | ||
| Q2 25 | — | $438.0M | ||
| Q1 25 | — | $561.0M | ||
| Q4 24 | — | $486.0M | ||
| Q3 24 | — | $499.0M | ||
| Q2 24 | — | $507.0M | ||
| Q1 24 | — | $536.0M |
自由现金流率CFGDASH
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 23.4% | ||
| Q2 25 | — | 13.3% | ||
| Q1 25 | — | 18.5% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.4% | ||
| Q2 24 | — | 19.3% | ||
| Q1 24 | — | 21.3% |
资本支出强度CFGDASH
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 0.7% |
现金转化率CFGDASH
| Q4 25 | 4.19× | 1.98× | ||
| Q3 25 | 3.43× | 3.57× | ||
| Q2 25 | 2.03× | 1.77× | ||
| Q1 25 | -0.57× | 3.29× | ||
| Q4 24 | 4.99× | 3.67× | ||
| Q3 24 | 0.34× | 3.28× | ||
| Q2 24 | 2.13× | — | ||
| Q1 24 | 1.66× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
