vs
Citizens Financial Group（CFG）与美泰（MAT）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是美泰的2.5倍（$2.2B vs $862.2M），Citizens Financial Group净利率更高（24.5% vs 7.1%，领先17.4%），Citizens Financial Group同比增速更快（8.6% vs 4.3%），过去两年Citizens Financial Group的营收复合增速更高（4.9% vs -10.6%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
美泰是美国知名玩具及娱乐企业，旗下影视制作部门美泰影业运营时间为2018年9月6日至2025年6月2日。其前身为2013年10月16日成立的美泰Playground Productions，更早可追溯至美泰娱乐、美泰工作室等集团原有娱乐业务品牌。
CFG vs MAT — 直观对比
营收规模更大
CFG
是对方的2.5倍
$862.2M
营收增速更快
CFG
高出4.3%
4.3%
净利率更高
CFG
高出17.4%
7.1%
两年增速更快
CFG
近两年复合增速
-10.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $862.2M |
| 净利润 | $528.0M | $61.0M |
| 毛利率 | — | 44.9% |
| 营业利润率 | 31.4% | — |
| 净利率 | 24.5% | 7.1% |
| 营收同比 | 8.6% | 4.3% |
| 净利润同比 | 31.7% | 251.4% |
| 每股收益（稀释后） | $1.12 | $0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGMAT
| Q1 26 | — | $862.2M | ||
| Q4 25 | $2.2B | $1.8B | ||
| Q3 25 | $2.1B | $1.7B | ||
| Q2 25 | $2.0B | $1.0B | ||
| Q1 25 | $1.9B | $826.6M | ||
| Q4 24 | $2.0B | $1.6B | ||
| Q3 24 | $1.9B | $1.8B | ||
| Q2 24 | $2.0B | $1.1B |
净利润CFGMAT
| Q1 26 | — | $61.0M | ||
| Q4 25 | $528.0M | $106.2M | ||
| Q3 25 | $494.0M | $278.4M | ||
| Q2 25 | $436.0M | $53.4M | ||
| Q1 25 | $373.0M | $-40.3M | ||
| Q4 24 | $401.0M | $140.9M | ||
| Q3 24 | $382.0M | $372.4M | ||
| Q2 24 | $392.0M | $56.9M |
毛利率CFGMAT
| Q1 26 | — | 44.9% | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 50.0% | ||
| Q2 25 | — | 50.9% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.7% | ||
| Q3 24 | — | 53.1% | ||
| Q2 24 | — | 49.2% |
营业利润率CFGMAT
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | 8.0% | ||
| Q3 25 | 29.7% | 21.9% | ||
| Q2 25 | 27.2% | 7.7% | ||
| Q1 25 | 24.2% | -6.4% | ||
| Q4 24 | 25.6% | 9.6% | ||
| Q3 24 | 24.7% | 26.5% | ||
| Q2 24 | 24.5% | 7.7% |
净利率CFGMAT
| Q1 26 | — | 7.1% | ||
| Q4 25 | 24.5% | 6.0% | ||
| Q3 25 | 23.3% | 16.0% | ||
| Q2 25 | 21.4% | 5.2% | ||
| Q1 25 | 19.3% | -4.9% | ||
| Q4 24 | 20.2% | 8.6% | ||
| Q3 24 | 20.1% | 20.2% | ||
| Q2 24 | 20.0% | 5.3% |
每股收益（稀释后）CFGMAT
| Q1 26 | — | $0.20 | ||
| Q4 25 | $1.12 | $0.32 | ||
| Q3 25 | $1.05 | $0.88 | ||
| Q2 25 | $0.92 | $0.16 | ||
| Q1 25 | $0.77 | $-0.12 | ||
| Q4 24 | $0.83 | $0.40 | ||
| Q3 24 | $0.77 | $1.09 | ||
| Q2 24 | $0.78 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $866.0M |
| 总债务越低越好 | $11.2B | $2.3B |
| 股东权益账面价值 | $26.3B | $2.1B |
| 总资产 | $226.4B | $6.3B |
| 负债/权益比越低杠杆越低 | 0.43× | 1.11× |
8季度趋势，按日历期对齐
现金及短期投资CFGMAT
| Q1 26 | — | $866.0M | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $691.9M | ||
| Q2 25 | — | $870.5M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $723.5M | ||
| Q2 24 | — | $722.4M |
总债务CFGMAT
| Q1 26 | — | $2.3B | ||
| Q4 25 | $11.2B | $2.3B | ||
| Q3 25 | $10.4B | $2.3B | ||
| Q2 25 | $12.5B | $2.3B | ||
| Q1 25 | $12.3B | $2.3B | ||
| Q4 24 | $12.4B | $2.3B | ||
| Q3 24 | $13.9B | $2.3B | ||
| Q2 24 | $13.1B | $2.3B |
股东权益CFGMAT
| Q1 26 | — | $2.1B | ||
| Q4 25 | $26.3B | $2.2B | ||
| Q3 25 | $25.8B | $2.3B | ||
| Q2 25 | $25.2B | $2.2B | ||
| Q1 25 | $24.9B | $2.1B | ||
| Q4 24 | $24.3B | $2.3B | ||
| Q3 24 | $24.9B | $2.3B | ||
| Q2 24 | $23.9B | $2.0B |
总资产CFGMAT
| Q1 26 | — | $6.3B | ||
| Q4 25 | $226.4B | $6.6B | ||
| Q3 25 | $222.7B | $6.6B | ||
| Q2 25 | $218.3B | $6.2B | ||
| Q1 25 | $220.1B | $6.2B | ||
| Q4 24 | $217.5B | $6.5B | ||
| Q3 24 | $219.7B | $6.5B | ||
| Q2 24 | $219.9B | $5.9B |
负债/权益比CFGMAT
| Q1 26 | — | 1.11× | ||
| Q4 25 | 0.43× | 1.04× | ||
| Q3 25 | 0.40× | 1.03× | ||
| Q2 25 | 0.50× | 1.08× | ||
| Q1 25 | 0.49× | 1.10× | ||
| Q4 24 | 0.51× | 1.03× | ||
| Q3 24 | 0.56× | 1.01× | ||
| Q2 24 | 0.55× | 1.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | — |
| 自由现金流经营现金流 - 资本支出 | — | $-88.1M |
| 自由现金流率自由现金流/营收 | — | -10.2% |
| 资本支出强度资本支出/营收 | — | 7.6% |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFGMAT
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $796.6M | ||
| Q3 25 | $1.7B | $72.0M | ||
| Q2 25 | $886.0M | $-300.1M | ||
| Q1 25 | $-213.0M | $24.8M | ||
| Q4 24 | $2.0B | $862.1M | ||
| Q3 24 | $130.0M | $155.8M | ||
| Q2 24 | $834.0M | $-252.9M |
自由现金流CFGMAT
| Q1 26 | — | $-88.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率CFGMAT
| Q1 26 | — | -10.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度CFGMAT
| Q1 26 | — | 7.6% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率CFGMAT
| Q1 26 | — | — | ||
| Q4 25 | 4.19× | 7.50× | ||
| Q3 25 | 3.43× | 0.26× | ||
| Q2 25 | 2.03× | -5.62× | ||
| Q1 25 | -0.57× | — | ||
| Q4 24 | 4.99× | 6.12× | ||
| Q3 24 | 0.34× | 0.42× | ||
| Q2 24 | 2.13× | -4.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
