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Citizens Financial Group（CFG）与味好美（MKC）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是味好美的1.2倍（$2.2B vs $1.9B），Citizens Financial Group净利率更高（24.5% vs 12.2%，领先12.2%），Citizens Financial Group同比增速更快（8.6% vs 2.9%），过去两年味好美的营收复合增速更高（7.5% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
味好美是美国知名食品企业，专业生产、营销并配送香辛料、复合调味料、调味酱及各类风味产品，客户覆盖零售终端、食品生产商及餐饮服务企业，是全球领先的风味产品供应商。
CFG vs MKC — 直观对比
营收规模更大
CFG
是对方的1.2倍
$1.9B
营收增速更快
CFG
高出5.7%
2.9%
净利率更高
CFG
高出12.2%
12.2%
两年增速更快
MKC
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.9B |
| 净利润 | $528.0M | $226.6M |
| 毛利率 | — | 38.9% |
| 营业利润率 | 31.4% | 16.8% |
| 净利率 | 24.5% | 12.2% |
| 营收同比 | 8.6% | 2.9% |
| 净利润同比 | 31.7% | 5.3% |
| 每股收益（稀释后） | $1.12 | $0.84 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGMKC
| Q4 25 | $2.2B | $1.9B | ||
| Q3 25 | $2.1B | $1.7B | ||
| Q2 25 | $2.0B | $1.7B | ||
| Q1 25 | $1.9B | $1.6B | ||
| Q4 24 | $2.0B | $1.8B | ||
| Q3 24 | $1.9B | $1.7B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $2.0B | $1.6B |
净利润CFGMKC
| Q4 25 | $528.0M | $226.6M | ||
| Q3 25 | $494.0M | $225.5M | ||
| Q2 25 | $436.0M | $175.0M | ||
| Q1 25 | $373.0M | $162.3M | ||
| Q4 24 | $401.0M | $215.2M | ||
| Q3 24 | $382.0M | $223.1M | ||
| Q2 24 | $392.0M | $184.2M | ||
| Q1 24 | $334.0M | $166.0M |
毛利率CFGMKC
| Q4 25 | — | 38.9% | ||
| Q3 25 | — | 37.4% | ||
| Q2 25 | — | 37.5% | ||
| Q1 25 | — | 37.6% | ||
| Q4 24 | — | 40.2% | ||
| Q3 24 | — | 38.7% | ||
| Q2 24 | — | 37.7% | ||
| Q1 24 | — | 37.4% |
营业利润率CFGMKC
| Q4 25 | 31.4% | 16.8% | ||
| Q3 25 | 29.7% | 16.7% | ||
| Q2 25 | 27.2% | 14.8% | ||
| Q1 25 | 24.2% | 14.0% | ||
| Q4 24 | 25.6% | 17.0% | ||
| Q3 24 | 24.7% | 17.1% | ||
| Q2 24 | 24.5% | 14.2% | ||
| Q1 24 | 21.9% | 14.6% |
净利率CFGMKC
| Q4 25 | 24.5% | 12.2% | ||
| Q3 25 | 23.3% | 13.1% | ||
| Q2 25 | 21.4% | 10.5% | ||
| Q1 25 | 19.3% | 10.1% | ||
| Q4 24 | 20.2% | 12.0% | ||
| Q3 24 | 20.1% | 13.3% | ||
| Q2 24 | 20.0% | 11.2% | ||
| Q1 24 | 17.0% | 10.4% |
每股收益（稀释后）CFGMKC
| Q4 25 | $1.12 | $0.84 | ||
| Q3 25 | $1.05 | $0.84 | ||
| Q2 25 | $0.92 | $0.65 | ||
| Q1 25 | $0.77 | $0.60 | ||
| Q4 24 | $0.83 | $0.79 | ||
| Q3 24 | $0.77 | $0.83 | ||
| Q2 24 | $0.78 | $0.68 | ||
| Q1 24 | $0.65 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $95.9M |
| 总债务越低越好 | $11.2B | $3.6B |
| 股东权益账面价值 | $26.3B | $5.7B |
| 总资产 | $226.4B | $13.2B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资CFGMKC
| Q4 25 | — | $95.9M | ||
| Q3 25 | — | $94.9M | ||
| Q2 25 | — | $124.1M | ||
| Q1 25 | — | $102.8M | ||
| Q4 24 | — | $186.1M | ||
| Q3 24 | — | $200.8M | ||
| Q2 24 | — | $166.3M | ||
| Q1 24 | — | $178.0M |
总债务CFGMKC
| Q4 25 | $11.2B | $3.6B | ||
| Q3 25 | $10.4B | $3.9B | ||
| Q2 25 | $12.5B | $3.9B | ||
| Q1 25 | $12.3B | $3.9B | ||
| Q4 24 | $12.4B | $3.9B | ||
| Q3 24 | $13.9B | $3.4B | ||
| Q2 24 | $13.1B | $4.1B | ||
| Q1 24 | $13.8B | $4.1B |
股东权益CFGMKC
| Q4 25 | $26.3B | $5.7B | ||
| Q3 25 | $25.8B | $5.8B | ||
| Q2 25 | $25.2B | $5.6B | ||
| Q1 25 | $24.9B | $5.4B | ||
| Q4 24 | $24.3B | $5.3B | ||
| Q3 24 | $24.9B | $5.4B | ||
| Q2 24 | $23.9B | $5.3B | ||
| Q1 24 | $23.8B | $5.2B |
总资产CFGMKC
| Q4 25 | $226.4B | $13.2B | ||
| Q3 25 | $222.7B | $13.2B | ||
| Q2 25 | $218.3B | $13.2B | ||
| Q1 25 | $220.1B | $12.9B | ||
| Q4 24 | $217.5B | $13.1B | ||
| Q3 24 | $219.7B | $13.2B | ||
| Q2 24 | $219.9B | $13.0B | ||
| Q1 24 | $220.4B | $12.9B |
负债/权益比CFGMKC
| Q4 25 | 0.43× | 0.63× | ||
| Q3 25 | 0.40× | 0.67× | ||
| Q2 25 | 0.50× | 0.69× | ||
| Q1 25 | 0.49× | 0.71× | ||
| Q4 24 | 0.51× | 0.73× | ||
| Q3 24 | 0.56× | 0.63× | ||
| Q2 24 | 0.55× | 0.77× | ||
| Q1 24 | 0.58× | 0.79× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $542.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 4.19× | 2.39× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFGMKC
| Q4 25 | $2.2B | $542.0M | ||
| Q3 25 | $1.7B | $258.8M | ||
| Q2 25 | $886.0M | $45.9M | ||
| Q1 25 | $-213.0M | $115.5M | ||
| Q4 24 | $2.0B | $458.7M | ||
| Q3 24 | $130.0M | $161.7M | ||
| Q2 24 | $834.0M | $163.1M | ||
| Q1 24 | $554.0M | $138.4M |
自由现金流CFGMKC
| Q4 25 | — | — | ||
| Q3 25 | — | $206.1M | ||
| Q2 25 | — | $-2.4M | ||
| Q1 25 | — | $78.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $102.7M | ||
| Q2 24 | — | $94.8M | ||
| Q1 24 | — | $76.4M |
自由现金流率CFGMKC
| Q4 25 | — | — | ||
| Q3 25 | — | 11.9% | ||
| Q2 25 | — | -0.1% | ||
| Q1 25 | — | 4.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | 4.8% |
资本支出强度CFGMKC
| Q4 25 | — | — | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.5% | ||
| Q2 24 | — | 4.2% | ||
| Q1 24 | — | 3.9% |
现金转化率CFGMKC
| Q4 25 | 4.19× | 2.39× | ||
| Q3 25 | 3.43× | 1.15× | ||
| Q2 25 | 2.03× | 0.26× | ||
| Q1 25 | -0.57× | 0.71× | ||
| Q4 24 | 4.99× | 2.13× | ||
| Q3 24 | 0.34× | 0.72× | ||
| Q2 24 | 2.13× | 0.89× | ||
| Q1 24 | 1.66× | 0.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
MKC
| Consumer | $1.1B | 61% |
| Flavor Solutions | $723.1M | 39% |
