vs
Citizens Financial Group（CFG）与Martin Marietta Materials（MLM）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是Martin Marietta Materials的1.6倍（$2.2B vs $1.4B），Martin Marietta Materials净利率更高（111.1% vs 23.8%，领先87.2%），Martin Marietta Materials同比增速更快（17.0% vs 12.0%），过去两年Citizens Financial Group的营收复合增速更高（5.1% vs -12.1%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
马丁·玛丽埃塔材料公司是美国大型集料及重型建筑材料供应商，业务覆盖美国26个州、加拿大及加勒比地区，主要为道路、人行道、地基等各类基建项目提供所需原材料。
CFG vs MLM — 直观对比
营收规模更大
CFG
是对方的1.6倍
$1.4B
营收增速更快
MLM
高出5.0%
12.0%
净利率更高
MLM
高出87.2%
23.8%
两年增速更快
CFG
近两年复合增速
-12.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.4B |
| 净利润 | $517.0M | $1.5B |
| 毛利率 | — | 22.8% |
| 营业利润率 | — | 11.9% |
| 净利率 | 23.8% | 111.1% |
| 营收同比 | 12.0% | 17.0% |
| 净利润同比 | 38.6% | — |
| 每股收益（稀释后） | $1.13 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGMLM
| Q1 26 | $2.2B | $1.4B | ||
| Q4 25 | $2.2B | $1.1B | ||
| Q3 25 | $2.1B | $1.8B | ||
| Q2 25 | $2.0B | $1.8B | ||
| Q1 25 | $1.9B | $1.4B | ||
| Q4 24 | $2.0B | $1.6B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.0B | $1.8B |
净利润CFGMLM
| Q1 26 | $517.0M | $1.5B | ||
| Q4 25 | $528.0M | $279.0M | ||
| Q3 25 | $494.0M | $414.0M | ||
| Q2 25 | $436.0M | $328.0M | ||
| Q1 25 | $373.0M | $116.0M | ||
| Q4 24 | $401.0M | $293.0M | ||
| Q3 24 | $382.0M | $363.0M | ||
| Q2 24 | $392.0M | $294.0M |
毛利率CFGMLM
| Q1 26 | — | 22.8% | ||
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 29.3% |
营业利润率CFGMLM
| Q1 26 | — | 11.9% | ||
| Q4 25 | 31.4% | 24.6% | ||
| Q3 25 | 29.7% | 27.4% | ||
| Q2 25 | 27.2% | 25.3% | ||
| Q1 25 | 24.2% | 14.3% | ||
| Q4 24 | 25.6% | 24.4% | ||
| Q3 24 | 24.7% | 25.9% | ||
| Q2 24 | 24.5% | 22.6% |
净利率CFGMLM
| Q1 26 | 23.8% | 111.1% | ||
| Q4 25 | 24.5% | 24.5% | ||
| Q3 25 | 23.3% | 22.4% | ||
| Q2 25 | 21.4% | 18.1% | ||
| Q1 25 | 19.3% | 8.6% | ||
| Q4 24 | 20.2% | 18.0% | ||
| Q3 24 | 20.1% | 19.2% | ||
| Q2 24 | 20.0% | 16.7% |
每股收益（稀释后）CFGMLM
| Q1 26 | $1.13 | — | ||
| Q4 25 | $1.12 | $4.59 | ||
| Q3 25 | $1.05 | $6.85 | ||
| Q2 25 | $0.92 | $5.43 | ||
| Q1 25 | $0.77 | $1.90 | ||
| Q4 24 | $0.83 | $4.87 | ||
| Q3 24 | $0.77 | $5.91 | ||
| Q2 24 | $0.78 | $4.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $273.0M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $26.2B | $11.3B |
| 总资产 | $227.9B | $20.5B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CFGMLM
| Q1 26 | — | $273.0M | ||
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $57.0M | ||
| Q2 25 | — | $225.0M | ||
| Q1 25 | — | $101.0M | ||
| Q4 24 | — | $670.0M | ||
| Q3 24 | — | $52.0M | ||
| Q2 24 | — | $109.0M |
总债务CFGMLM
| Q1 26 | — | $0 | ||
| Q4 25 | $11.2B | $5.3B | ||
| Q3 25 | $10.4B | $5.5B | ||
| Q2 25 | $12.5B | $5.4B | ||
| Q1 25 | $12.3B | $5.4B | ||
| Q4 24 | $12.4B | $5.4B | ||
| Q3 24 | $13.9B | $4.0B | ||
| Q2 24 | $13.1B | $4.3B |
股东权益CFGMLM
| Q1 26 | $26.2B | $11.3B | ||
| Q4 25 | $26.3B | $10.0B | ||
| Q3 25 | $25.8B | $9.7B | ||
| Q2 25 | $25.2B | $9.4B | ||
| Q1 25 | $24.9B | $9.1B | ||
| Q4 24 | $24.3B | $9.5B | ||
| Q3 24 | $24.9B | $9.2B | ||
| Q2 24 | $23.9B | $8.8B |
总资产CFGMLM
| Q1 26 | $227.9B | $20.5B | ||
| Q4 25 | $226.4B | $18.7B | ||
| Q3 25 | $222.7B | $18.7B | ||
| Q2 25 | $218.3B | $18.1B | ||
| Q1 25 | $220.1B | $17.7B | ||
| Q4 24 | $217.5B | $18.2B | ||
| Q3 24 | $219.7B | $16.5B | ||
| Q2 24 | $219.9B | $16.3B |
负债/权益比CFGMLM
| Q1 26 | — | 0.00× | ||
| Q4 25 | 0.43× | 0.53× | ||
| Q3 25 | 0.40× | 0.57× | ||
| Q2 25 | 0.50× | 0.58× | ||
| Q1 25 | 0.49× | 0.60× | ||
| Q4 24 | 0.51× | 0.57× | ||
| Q3 24 | 0.56× | 0.44× | ||
| Q2 24 | 0.55× | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $227.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 40.4% |
| 现金转化率经营现金流/净利润 | — | 0.15× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CFGMLM
| Q1 26 | — | $227.0M | ||
| Q4 25 | $2.2B | $629.0M | ||
| Q3 25 | $1.7B | $551.0M | ||
| Q2 25 | $886.0M | $387.0M | ||
| Q1 25 | $-213.0M | $218.0M | ||
| Q4 24 | $2.0B | $686.0M | ||
| Q3 24 | $130.0M | $600.0M | ||
| Q2 24 | $834.0M | $1.0M |
自由现金流CFGMLM
| Q1 26 | — | — | ||
| Q4 25 | — | $424.0M | ||
| Q3 25 | — | $361.0M | ||
| Q2 25 | — | $208.0M | ||
| Q1 25 | — | $-15.0M | ||
| Q4 24 | — | $453.0M | ||
| Q3 24 | — | $317.0M | ||
| Q2 24 | — | $-138.0M |
自由现金流率CFGMLM
| Q1 26 | — | — | ||
| Q4 25 | — | 37.2% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | — | -1.1% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | -7.8% |
资本支出强度CFGMLM
| Q1 26 | — | 40.4% | ||
| Q4 25 | — | 18.0% | ||
| Q3 25 | — | 10.3% | ||
| Q2 25 | — | 9.9% | ||
| Q1 25 | — | 17.2% | ||
| Q4 24 | — | 14.3% | ||
| Q3 24 | — | 15.0% | ||
| Q2 24 | — | 7.9% |
现金转化率CFGMLM
| Q1 26 | — | 0.15× | ||
| Q4 25 | 4.19× | 2.25× | ||
| Q3 25 | 3.43× | 1.33× | ||
| Q2 25 | 2.03× | 1.18× | ||
| Q1 25 | -0.57× | 1.88× | ||
| Q4 24 | 4.99× | 2.34× | ||
| Q3 24 | 0.34× | 1.65× | ||
| Q2 24 | 2.13× | 0.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
