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Citizens Financial Group（CFG）与NEWELL BRANDS INC.（NWL）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是NEWELL BRANDS INC.的1.1倍（$2.2B vs $1.9B），Citizens Financial Group净利率更高（24.5% vs -16.6%，领先41.1%），Citizens Financial Group同比增速更快（8.6% vs -2.7%），过去两年NEWELL BRANDS INC.的营收复合增速更高（7.1% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
纽威品牌公司（Newell Brands）是美国知名消费品与商用产品集团，旗下拥有多个广受欢迎的品牌，涵盖乐柏美（Rubbermaid）收纳及废弃物处理容器、家居收纳与可重复使用容器，Contigo、Bubba运动水杯，Coleman户外用品，文具胶水、儿童用品、炊具、小家电以及香氛产品等多元品类，覆盖日常生活多场景需求。
CFG vs NWL — 直观对比
营收规模更大
CFG
是对方的1.1倍
$1.9B
营收增速更快
CFG
高出11.3%
-2.7%
净利率更高
CFG
高出41.1%
-16.6%
两年增速更快
NWL
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.9B |
| 净利润 | $528.0M | $-315.0M |
| 毛利率 | — | 33.1% |
| 营业利润率 | 31.4% | -14.3% |
| 净利率 | 24.5% | -16.6% |
| 营收同比 | 8.6% | -2.7% |
| 净利润同比 | 31.7% | -483.3% |
| 每股收益（稀释后） | $1.12 | $-0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGNWL
| Q4 25 | $2.2B | $1.9B | ||
| Q3 25 | $2.1B | $1.8B | ||
| Q2 25 | $2.0B | $1.9B | ||
| Q1 25 | $1.9B | $1.6B | ||
| Q4 24 | $2.0B | $1.9B | ||
| Q3 24 | $1.9B | $1.9B | ||
| Q2 24 | $2.0B | $2.0B | ||
| Q1 24 | $2.0B | $1.7B |
净利润CFGNWL
| Q4 25 | $528.0M | $-315.0M | ||
| Q3 25 | $494.0M | $21.0M | ||
| Q2 25 | $436.0M | $46.0M | ||
| Q1 25 | $373.0M | $-37.0M | ||
| Q4 24 | $401.0M | $-54.0M | ||
| Q3 24 | $382.0M | $-198.0M | ||
| Q2 24 | $392.0M | $45.0M | ||
| Q1 24 | $334.0M | $-9.0M |
毛利率CFGNWL
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 34.1% | ||
| Q2 25 | — | 35.4% | ||
| Q1 25 | — | 32.1% | ||
| Q4 24 | — | 34.2% | ||
| Q3 24 | — | 34.9% | ||
| Q2 24 | — | 34.4% | ||
| Q1 24 | — | 30.5% |
营业利润率CFGNWL
| Q4 25 | 31.4% | -14.3% | ||
| Q3 25 | 29.7% | 6.6% | ||
| Q2 25 | 27.2% | 8.8% | ||
| Q1 25 | 24.2% | 1.3% | ||
| Q4 24 | 25.6% | 0.5% | ||
| Q3 24 | 24.7% | -6.2% | ||
| Q2 24 | 24.5% | 8.0% | ||
| Q1 24 | 21.9% | 1.0% |
净利率CFGNWL
| Q4 25 | 24.5% | -16.6% | ||
| Q3 25 | 23.3% | 1.2% | ||
| Q2 25 | 21.4% | 2.4% | ||
| Q1 25 | 19.3% | -2.4% | ||
| Q4 24 | 20.2% | -2.8% | ||
| Q3 24 | 20.1% | -10.2% | ||
| Q2 24 | 20.0% | 2.2% | ||
| Q1 24 | 17.0% | -0.5% |
每股收益（稀释后）CFGNWL
| Q4 25 | $1.12 | $-0.75 | ||
| Q3 25 | $1.05 | $0.05 | ||
| Q2 25 | $0.92 | $0.11 | ||
| Q1 25 | $0.77 | $-0.09 | ||
| Q4 24 | $0.83 | $-0.13 | ||
| Q3 24 | $0.77 | $-0.48 | ||
| Q2 24 | $0.78 | $0.11 | ||
| Q1 24 | $0.65 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $203.0M |
| 总债务越低越好 | $11.2B | — |
| 股东权益账面价值 | $26.3B | $2.4B |
| 总资产 | $226.4B | $10.7B |
| 负债/权益比越低杠杆越低 | 0.43× | — |
8季度趋势，按日历期对齐
现金及短期投资CFGNWL
| Q4 25 | — | $203.0M | ||
| Q3 25 | — | $229.0M | ||
| Q2 25 | — | $219.0M | ||
| Q1 25 | — | $233.0M | ||
| Q4 24 | — | $198.0M | ||
| Q3 24 | — | $494.0M | ||
| Q2 24 | — | $382.0M | ||
| Q1 24 | — | $372.0M |
总债务CFGNWL
| Q4 25 | $11.2B | — | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | — | ||
| Q3 24 | $13.9B | — | ||
| Q2 24 | $13.1B | — | ||
| Q1 24 | $13.8B | — |
股东权益CFGNWL
| Q4 25 | $26.3B | $2.4B | ||
| Q3 25 | $25.8B | $2.7B | ||
| Q2 25 | $25.2B | $2.7B | ||
| Q1 25 | $24.9B | $2.7B | ||
| Q4 24 | $24.3B | $2.8B | ||
| Q3 24 | $24.9B | $2.9B | ||
| Q2 24 | $23.9B | $3.1B | ||
| Q1 24 | $23.8B | $3.1B |
总资产CFGNWL
| Q4 25 | $226.4B | $10.7B | ||
| Q3 25 | $222.7B | $11.3B | ||
| Q2 25 | $218.3B | $11.5B | ||
| Q1 25 | $220.1B | $11.3B | ||
| Q4 24 | $217.5B | $11.0B | ||
| Q3 24 | $219.7B | $11.8B | ||
| Q2 24 | $219.9B | $12.0B | ||
| Q1 24 | $220.4B | $12.1B |
负债/权益比CFGNWL
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — | ||
| Q1 24 | 0.58× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $161.0M |
| 自由现金流经营现金流 - 资本支出 | — | $91.0M |
| 自由现金流率自由现金流/营收 | — | 4.8% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | $17.0M |
8季度趋势，按日历期对齐
经营现金流CFGNWL
| Q4 25 | $2.2B | $161.0M | ||
| Q3 25 | $1.7B | $374.0M | ||
| Q2 25 | $886.0M | $-58.0M | ||
| Q1 25 | $-213.0M | $-213.0M | ||
| Q4 24 | $2.0B | $150.0M | ||
| Q3 24 | $130.0M | $282.0M | ||
| Q2 24 | $834.0M | $32.0M | ||
| Q1 24 | $554.0M | $32.0M |
自由现金流CFGNWL
| Q4 25 | — | $91.0M | ||
| Q3 25 | — | $315.0M | ||
| Q2 25 | — | $-117.0M | ||
| Q1 25 | — | $-272.0M | ||
| Q4 24 | — | $54.0M | ||
| Q3 24 | — | $231.0M | ||
| Q2 24 | — | $-21.0M | ||
| Q1 24 | — | $-27.0M |
自由现金流率CFGNWL
| Q4 25 | — | 4.8% | ||
| Q3 25 | — | 17.4% | ||
| Q2 25 | — | -6.0% | ||
| Q1 25 | — | -17.4% | ||
| Q4 24 | — | 2.8% | ||
| Q3 24 | — | 11.9% | ||
| Q2 24 | — | -1.0% | ||
| Q1 24 | — | -1.6% |
资本支出强度CFGNWL
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | 4.9% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 3.6% |
现金转化率CFGNWL
| Q4 25 | 4.19× | — | ||
| Q3 25 | 3.43× | 17.81× | ||
| Q2 25 | 2.03× | -1.26× | ||
| Q1 25 | -0.57× | — | ||
| Q4 24 | 4.99× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 2.13× | 0.71× | ||
| Q1 24 | 1.66× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
NWL
| Kitchen | $538.0M | 28% |
| Writing | $370.0M | 20% |
| Commercial | $320.0M | 17% |
| Financial Institution Two | $286.0M | 15% |
| Baby | $259.0M | 14% |
| Outdoor And Recreation | $142.0M | 7% |
