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Citizens Financial Group（CFG）与PPL Corporation（PPL）财务数据对比。点击上方公司名可切换其他公司
PPL Corporation的季度营收约是Citizens Financial Group的1.1倍（$2.3B vs $2.2B），Citizens Financial Group净利率更高（23.8% vs 11.3%，领先12.5%），Citizens Financial Group同比增速更快（12.0% vs 7.2%），过去两年Citizens Financial Group的营收复合增速更高（5.1% vs 1.0%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
PPL公司是总部位于美国宾夕法尼亚州的能源公用事业控股企业，为宾州、肯塔基州、罗德岛州约350万居民及工商业用户提供电力与天然气供应服务，核心业务方向包括电网现代化升级、清洁能源转型、高可靠性可持续能源服务供给。
CFG vs PPL — 直观对比
营收规模更大
PPL
是对方的1.1倍
$2.2B
营收增速更快
CFG
高出4.8%
7.2%
净利率更高
CFG
高出12.5%
11.3%
两年增速更快
CFG
近两年复合增速
1.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.3B |
| 净利润 | $517.0M | $266.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 20.3% |
| 净利率 | 23.8% | 11.3% |
| 营收同比 | 12.0% | 7.2% |
| 净利润同比 | 38.6% | 50.3% |
| 每股收益（稀释后） | $1.13 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGPPL
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $2.3B | ||
| Q3 25 | $2.1B | $2.2B | ||
| Q2 25 | $2.0B | $2.0B | ||
| Q1 25 | $1.9B | $2.5B | ||
| Q4 24 | $2.0B | $2.2B | ||
| Q3 24 | $1.9B | $2.1B | ||
| Q2 24 | $2.0B | $1.9B |
净利润CFGPPL
| Q1 26 | $517.0M | — | ||
| Q4 25 | $528.0M | $266.0M | ||
| Q3 25 | $494.0M | $318.0M | ||
| Q2 25 | $436.0M | $183.0M | ||
| Q1 25 | $373.0M | $414.0M | ||
| Q4 24 | $401.0M | $177.0M | ||
| Q3 24 | $382.0M | $214.0M | ||
| Q2 24 | $392.0M | $190.0M |
营业利润率CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | 31.4% | 20.3% | ||
| Q3 25 | 29.7% | 25.4% | ||
| Q2 25 | 27.2% | 19.9% | ||
| Q1 25 | 24.2% | 26.6% | ||
| Q4 24 | 25.6% | 17.2% | ||
| Q3 24 | 24.7% | 20.6% | ||
| Q2 24 | 24.5% | 20.8% |
净利率CFGPPL
| Q1 26 | 23.8% | — | ||
| Q4 25 | 24.5% | 11.3% | ||
| Q3 25 | 23.3% | 14.2% | ||
| Q2 25 | 21.4% | 9.0% | ||
| Q1 25 | 19.3% | 16.3% | ||
| Q4 24 | 20.2% | 8.1% | ||
| Q3 24 | 20.1% | 10.3% | ||
| Q2 24 | 20.0% | 10.1% |
每股收益（稀释后）CFGPPL
| Q1 26 | $1.13 | — | ||
| Q4 25 | $1.12 | $0.35 | ||
| Q3 25 | $1.05 | $0.43 | ||
| Q2 25 | $0.92 | $0.25 | ||
| Q1 25 | $0.77 | $0.56 | ||
| Q4 24 | $0.83 | $0.23 | ||
| Q3 24 | $0.77 | $0.29 | ||
| Q2 24 | $0.78 | $0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1B |
| 总债务越低越好 | — | $18.9B |
| 股东权益账面价值 | $26.2B | $14.9B |
| 总资产 | $227.9B | $45.2B |
| 负债/权益比越低杠杆越低 | — | 1.27× |
8季度趋势，按日历期对齐
现金及短期投资CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $294.0M | ||
| Q1 25 | — | $312.0M | ||
| Q4 24 | — | $306.0M | ||
| Q3 24 | — | $542.0M | ||
| Q2 24 | — | $282.0M |
总债务CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | $11.2B | $18.9B | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | $16.5B | ||
| Q3 24 | $13.9B | — | ||
| Q2 24 | $13.1B | — |
股东权益CFGPPL
| Q1 26 | $26.2B | — | ||
| Q4 25 | $26.3B | $14.9B | ||
| Q3 25 | $25.8B | $14.4B | ||
| Q2 25 | $25.2B | $14.3B | ||
| Q1 25 | $24.9B | $14.3B | ||
| Q4 24 | $24.3B | $14.1B | ||
| Q3 24 | $24.9B | $14.1B | ||
| Q2 24 | $23.9B | $14.1B |
总资产CFGPPL
| Q1 26 | $227.9B | — | ||
| Q4 25 | $226.4B | $45.2B | ||
| Q3 25 | $222.7B | $43.9B | ||
| Q2 25 | $218.3B | $42.4B | ||
| Q1 25 | $220.1B | $41.8B | ||
| Q4 24 | $217.5B | $41.1B | ||
| Q3 24 | $219.7B | $40.5B | ||
| Q2 24 | $219.9B | $39.8B |
负债/权益比CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 1.27× | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | 1.17× | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $548.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-614.0M |
| 自由现金流率自由现金流/营收 | — | -26.1% |
| 资本支出强度资本支出/营收 | — | 49.5% |
| 现金转化率经营现金流/净利润 | — | 2.06× |
| 过去12个月自由现金流最近4个季度 | — | $-1.4B |
8季度趋势，按日历期对齐
经营现金流CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $548.0M | ||
| Q3 25 | $1.7B | $966.0M | ||
| Q2 25 | $886.0M | $602.0M | ||
| Q1 25 | $-213.0M | $513.0M | ||
| Q4 24 | $2.0B | $511.0M | ||
| Q3 24 | $130.0M | $781.0M | ||
| Q2 24 | $834.0M | $766.0M |
自由现金流CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | — | $-614.0M | ||
| Q3 25 | — | $-179.0M | ||
| Q2 25 | — | $-328.0M | ||
| Q1 25 | — | $-280.0M | ||
| Q4 24 | — | $-349.0M | ||
| Q3 24 | — | $102.0M | ||
| Q2 24 | — | $96.0M |
自由现金流率CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | — | -26.1% | ||
| Q3 25 | — | -8.0% | ||
| Q2 25 | — | -16.1% | ||
| Q1 25 | — | -11.0% | ||
| Q4 24 | — | -15.9% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 5.1% |
资本支出强度CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | — | 49.5% | ||
| Q3 25 | — | 51.2% | ||
| Q2 25 | — | 45.6% | ||
| Q1 25 | — | 31.2% | ||
| Q4 24 | — | 39.3% | ||
| Q3 24 | — | 32.7% | ||
| Q2 24 | — | 35.8% |
现金转化率CFGPPL
| Q1 26 | — | — | ||
| Q4 25 | 4.19× | 2.06× | ||
| Q3 25 | 3.43× | 3.04× | ||
| Q2 25 | 2.03× | 3.29× | ||
| Q1 25 | -0.57× | 1.24× | ||
| Q4 24 | 4.99× | 2.89× | ||
| Q3 24 | 0.34× | 3.65× | ||
| Q2 24 | 2.13× | 4.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
PPL
| Rhode Island Regulated | $539.0M | 23% |
| Other | $532.0M | 23% |
| Residential | $451.0M | 19% |
| Nonrelated Party | $425.0M | 18% |
| Transmission | $228.0M | 10% |
| Commercial | $117.0M | 5% |
| Wholesale Other | $23.0M | 1% |
| Industrial | $14.0M | 1% |
| Related Party | $13.0M | 1% |
| Wholesale Municipal | $6.0M | 0% |
