vs
Citizens Financial Group（CFG）与Primo Brands Corp（PRMB）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是Primo Brands Corp的1.4倍（$2.2B vs $1.6B），Citizens Financial Group净利率更高（24.5% vs -0.8%，领先25.3%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
Primo Brands Corp是一家美加合资饮用水企业，主营多规格桶装水、饮水机、自助补水设备及净水家电，总部位于美国佛罗里达州坦帕市，服务覆盖美国、加拿大、欧洲及以色列的住宅与商业客户。
CFG vs PRMB — 直观对比
营收规模更大
CFG
是对方的1.4倍
$1.6B
净利率更高
CFG
高出25.3%
-0.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.6B |
| 净利润 | $528.0M | $-13.0M |
| 毛利率 | — | 27.7% |
| 营业利润率 | 31.4% | 1.2% |
| 净利率 | 24.5% | -0.8% |
| 营收同比 | 8.6% | — |
| 净利润同比 | 31.7% | — |
| 每股收益（稀释后） | $1.12 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGPRMB
| Q4 25 | $2.2B | $1.6B | ||
| Q3 25 | $2.1B | $1.8B | ||
| Q2 25 | $2.0B | $1.7B | ||
| Q1 25 | $1.9B | $1.6B | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $1.9B | $0 | ||
| Q2 24 | $2.0B | $1.3B | ||
| Q1 24 | $2.0B | $1.1B |
净利润CFGPRMB
| Q4 25 | $528.0M | $-13.0M | ||
| Q3 25 | $494.0M | $16.8M | ||
| Q2 25 | $436.0M | $27.6M | ||
| Q1 25 | $373.0M | $28.7M | ||
| Q4 24 | $401.0M | — | ||
| Q3 24 | $382.0M | $-2.0K | ||
| Q2 24 | $392.0M | $54.5M | ||
| Q1 24 | $334.0M | $33.5M |
毛利率CFGPRMB
| Q4 25 | — | 27.7% | ||
| Q3 25 | — | 29.9% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 32.7% | ||
| Q1 24 | — | 30.4% |
营业利润率CFGPRMB
| Q4 25 | 31.4% | 1.2% | ||
| Q3 25 | 29.7% | 8.3% | ||
| Q2 25 | 27.2% | 6.5% | ||
| Q1 25 | 24.2% | 9.5% | ||
| Q4 24 | 25.6% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 24.5% | 12.1% | ||
| Q1 24 | 21.9% | 11.0% |
净利率CFGPRMB
| Q4 25 | 24.5% | -0.8% | ||
| Q3 25 | 23.3% | 1.0% | ||
| Q2 25 | 21.4% | 1.6% | ||
| Q1 25 | 19.3% | 1.8% | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 20.1% | — | ||
| Q2 24 | 20.0% | 4.1% | ||
| Q1 24 | 17.0% | 2.9% |
每股收益（稀释后）CFGPRMB
| Q4 25 | $1.12 | $-0.03 | ||
| Q3 25 | $1.05 | $0.04 | ||
| Q2 25 | $0.92 | $0.07 | ||
| Q1 25 | $0.77 | $0.08 | ||
| Q4 24 | $0.83 | — | ||
| Q3 24 | $0.77 | $-20.00 | ||
| Q2 24 | $0.78 | $0.25 | ||
| Q1 24 | $0.65 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $376.7M |
| 总债务越低越好 | $11.2B | $5.2B |
| 股东权益账面价值 | $26.3B | $3.0B |
| 总资产 | $226.4B | $10.6B |
| 负债/权益比越低杠杆越低 | 0.43× | 1.72× |
8季度趋势，按日历期对齐
现金及短期投资CFGPRMB
| Q4 25 | — | $376.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务CFGPRMB
| Q4 25 | $11.2B | $5.2B | ||
| Q3 25 | $10.4B | $5.1B | ||
| Q2 25 | $12.5B | $5.1B | ||
| Q1 25 | $12.3B | $5.0B | ||
| Q4 24 | $12.4B | — | ||
| Q3 24 | $13.9B | — | ||
| Q2 24 | $13.1B | — | ||
| Q1 24 | $13.8B | — |
股东权益CFGPRMB
| Q4 25 | $26.3B | $3.0B | ||
| Q3 25 | $25.8B | $3.2B | ||
| Q2 25 | $25.2B | $3.2B | ||
| Q1 25 | $24.9B | $3.3B | ||
| Q4 24 | $24.3B | — | ||
| Q3 24 | $24.9B | $-2.0K | ||
| Q2 24 | $23.9B | $-296.8M | ||
| Q1 24 | $23.8B | $-349.8M |
总资产CFGPRMB
| Q4 25 | $226.4B | $10.6B | ||
| Q3 25 | $222.7B | $11.0B | ||
| Q2 25 | $218.3B | $11.0B | ||
| Q1 25 | $220.1B | $11.0B | ||
| Q4 24 | $217.5B | — | ||
| Q3 24 | $219.7B | $0 | ||
| Q2 24 | $219.9B | — | ||
| Q1 24 | $220.4B | — |
负债/权益比CFGPRMB
| Q4 25 | 0.43× | 1.72× | ||
| Q3 25 | 0.40× | 1.61× | ||
| Q2 25 | 0.50× | 1.57× | ||
| Q1 25 | 0.49× | 1.51× | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — | ||
| Q1 24 | 0.58× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $203.1M |
| 自由现金流经营现金流 - 资本支出 | — | $57.3M |
| 自由现金流率自由现金流/营收 | — | 3.7% |
| 资本支出强度资本支出/营收 | — | 9.4% |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | $302.9M |
8季度趋势，按日历期对齐
经营现金流CFGPRMB
| Q4 25 | $2.2B | $203.1M | ||
| Q3 25 | $1.7B | $283.4M | ||
| Q2 25 | $886.0M | $155.0M | ||
| Q1 25 | $-213.0M | $38.8M | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $130.0M | $0 | ||
| Q2 24 | $834.0M | $102.5M | ||
| Q1 24 | $554.0M | $6.0M |
自由现金流CFGPRMB
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $167.7M | ||
| Q2 25 | — | $101.1M | ||
| Q1 25 | — | $-23.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $61.4M | ||
| Q1 24 | — | $-17.5M |
自由现金流率CFGPRMB
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | -1.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | -1.5% |
资本支出强度CFGPRMB
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 6.6% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 3.1% | ||
| Q1 24 | — | 2.1% |
现金转化率CFGPRMB
| Q4 25 | 4.19× | — | ||
| Q3 25 | 3.43× | 16.87× | ||
| Q2 25 | 2.03× | 5.62× | ||
| Q1 25 | -0.57× | 1.35× | ||
| Q4 24 | 4.99× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 2.13× | 1.88× | ||
| Q1 24 | 1.66× | 0.18× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
PRMB
| Regional Spring Water | $765.1M | 49% |
| Purified Water | $484.5M | 31% |
| Other | $188.4M | 12% |
| Premium Water | $90.3M | 6% |
| Other Water | $25.8M | 2% |
