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Citizens Financial Group（CFG）与Restaurant Brands International Inc.（QSR）财务数据对比。点击上方公司名可切换其他公司
Restaurant Brands International Inc.的季度营收约是Citizens Financial Group的1.1倍（$2.5B vs $2.2B），Citizens Financial Group净利率更高（24.5% vs 6.3%，领先18.2%），Citizens Financial Group同比增速更快（8.6% vs 7.4%），过去两年Restaurant Brands International Inc.的营收复合增速更高（19.1% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
Restaurant Brands International（简称RBI）是美加合资的跨国快餐控股企业，2014年由汉堡王与加拿大咖啡连锁品牌蒂姆·霍顿斯以125亿美元合并成立，后续先后收购Popeyes、Firehouse Subs两大品牌，现为全球第五大快餐运营商，规模仅次于赛百味、麦当劳、星巴克和百胜餐饮。
CFG vs QSR — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.5B |
| 净利润 | $528.0M | $155.0M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | 25.2% |
| 净利率 | 24.5% | 6.3% |
| 营收同比 | 8.6% | 7.4% |
| 净利润同比 | 31.7% | -57.1% |
| 每股收益（稀释后） | $1.12 | $0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $2.2B | $2.5B | ||
| Q3 25 | $2.1B | $2.4B | ||
| Q2 25 | $2.0B | $2.4B | ||
| Q1 25 | $1.9B | $2.1B | ||
| Q4 24 | $2.0B | $2.3B | ||
| Q3 24 | $1.9B | $2.3B | ||
| Q2 24 | $2.0B | $2.1B | ||
| Q1 24 | $2.0B | $1.7B |
| Q4 25 | $528.0M | $155.0M | ||
| Q3 25 | $494.0M | $436.0M | ||
| Q2 25 | $436.0M | $263.0M | ||
| Q1 25 | $373.0M | $221.0M | ||
| Q4 24 | $401.0M | $361.0M | ||
| Q3 24 | $382.0M | $357.0M | ||
| Q2 24 | $392.0M | $399.0M | ||
| Q1 24 | $334.0M | $328.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 65.2% |
| Q4 25 | 31.4% | 25.2% | ||
| Q3 25 | 29.7% | 27.1% | ||
| Q2 25 | 27.2% | 20.0% | ||
| Q1 25 | 24.2% | 20.6% | ||
| Q4 24 | 25.6% | 27.7% | ||
| Q3 24 | 24.7% | 25.2% | ||
| Q2 24 | 24.5% | 31.9% | ||
| Q1 24 | 21.9% | 31.3% |
| Q4 25 | 24.5% | 6.3% | ||
| Q3 25 | 23.3% | 17.8% | ||
| Q2 25 | 21.4% | 10.9% | ||
| Q1 25 | 19.3% | 10.5% | ||
| Q4 24 | 20.2% | 15.7% | ||
| Q3 24 | 20.1% | 15.6% | ||
| Q2 24 | 20.0% | 19.2% | ||
| Q1 24 | 17.0% | 18.9% |
| Q4 25 | $1.12 | $0.33 | ||
| Q3 25 | $1.05 | $0.96 | ||
| Q2 25 | $0.92 | $0.57 | ||
| Q1 25 | $0.77 | $0.49 | ||
| Q4 24 | $0.83 | $0.79 | ||
| Q3 24 | $0.77 | $0.79 | ||
| Q2 24 | $0.78 | $0.88 | ||
| Q1 24 | $0.65 | $0.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $11.2B | $13.3B |
| 股东权益账面价值 | $26.3B | $3.6B |
| 总资产 | $226.4B | $25.6B |
| 负债/权益比越低杠杆越低 | 0.43× | 3.65× |
8季度趋势，按日历期对齐
| Q4 25 | $11.2B | $13.3B | ||
| Q3 25 | $10.4B | $13.5B | ||
| Q2 25 | $12.5B | $13.6B | ||
| Q1 25 | $12.3B | $13.6B | ||
| Q4 24 | $12.4B | $13.6B | ||
| Q3 24 | $13.9B | $13.7B | ||
| Q2 24 | $13.1B | $13.7B | ||
| Q1 24 | $13.8B | $12.9B |
| Q4 25 | $26.3B | $3.6B | ||
| Q3 25 | $25.8B | $3.4B | ||
| Q2 25 | $25.2B | $3.3B | ||
| Q1 25 | $24.9B | $3.1B | ||
| Q4 24 | $24.3B | $3.1B | ||
| Q3 24 | $24.9B | $3.2B | ||
| Q2 24 | $23.9B | $3.1B | ||
| Q1 24 | $23.8B | $3.0B |
| Q4 25 | $226.4B | $25.6B | ||
| Q3 25 | $222.7B | $25.7B | ||
| Q2 25 | $218.3B | $25.7B | ||
| Q1 25 | $220.1B | $24.9B | ||
| Q4 24 | $217.5B | $24.6B | ||
| Q3 24 | $219.7B | $25.1B | ||
| Q2 24 | $219.9B | $24.8B | ||
| Q1 24 | $220.4B | $23.1B |
| Q4 25 | 0.43× | 3.65× | ||
| Q3 25 | 0.40× | 3.99× | ||
| Q2 25 | 0.50× | 4.10× | ||
| Q1 25 | 0.49× | 4.37× | ||
| Q4 24 | 0.51× | 4.39× | ||
| Q3 24 | 0.56× | 4.22× | ||
| Q2 24 | 0.55× | 4.46× | ||
| Q1 24 | 0.58× | 4.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $555.0M |
| 自由现金流经营现金流 - 资本支出 | — | $453.0M |
| 自由现金流率自由现金流/营收 | — | 18.4% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | 4.19× | 3.58× |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
| Q4 25 | $2.2B | $555.0M | ||
| Q3 25 | $1.7B | $592.0M | ||
| Q2 25 | $886.0M | $449.0M | ||
| Q1 25 | $-213.0M | $118.0M | ||
| Q4 24 | $2.0B | $481.0M | ||
| Q3 24 | $130.0M | $540.0M | ||
| Q2 24 | $834.0M | $334.0M | ||
| Q1 24 | $554.0M | $148.0M |
| Q4 25 | — | $453.0M | ||
| Q3 25 | — | $531.0M | ||
| Q2 25 | — | $411.0M | ||
| Q1 25 | — | $54.0M | ||
| Q4 24 | — | $404.0M | ||
| Q3 24 | — | $485.0M | ||
| Q2 24 | — | $291.0M | ||
| Q1 24 | — | $122.0M |
| Q4 25 | — | 18.4% | ||
| Q3 25 | — | 21.7% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 17.6% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 14.0% | ||
| Q1 24 | — | 7.0% |
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 1.5% |
| Q4 25 | 4.19× | 3.58× | ||
| Q3 25 | 3.43× | 1.36× | ||
| Q2 25 | 2.03× | 1.71× | ||
| Q1 25 | -0.57× | 0.53× | ||
| Q4 24 | 4.99× | 1.33× | ||
| Q3 24 | 0.34× | 1.51× | ||
| Q2 24 | 2.13× | 0.84× | ||
| Q1 24 | 1.66× | 0.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
QSR
| CA | $1.0B | 41% |
| Other | $330.0M | 13% |
| Advertising | $308.0M | 12% |
| Others | $284.0M | 12% |
| Popeyes Louisiana Kitchen | $195.0M | 8% |
| Burger King | $185.0M | 8% |
| Royalty | $87.0M | 4% |
| Firehouse Subs | $59.0M | 2% |
| Franchisor | $7.0M | 0% |
