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Citizens Financial Group（CFG）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是RXO, Inc.的1.5倍（$2.2B vs $1.5B），Citizens Financial Group净利率更高（24.5% vs -3.1%，领先27.6%），Citizens Financial Group同比增速更快（8.6% vs -11.9%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs 4.9%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
CFG vs RXO — 直观对比
营收规模更大
CFG
是对方的1.5倍
$1.5B
营收增速更快
CFG
高出20.5%
-11.9%
净利率更高
CFG
高出27.6%
-3.1%
两年增速更快
RXO
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.5B |
| 净利润 | $528.0M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | -2.9% |
| 净利率 | 24.5% | -3.1% |
| 营收同比 | 8.6% | -11.9% |
| 净利润同比 | 31.7% | -84.0% |
| 每股收益（稀释后） | $1.12 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGRXO
| Q4 25 | $2.2B | $1.5B | ||
| Q3 25 | $2.1B | $1.4B | ||
| Q2 25 | $2.0B | $1.4B | ||
| Q1 25 | $1.9B | $1.4B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $1.9B | $1.0B | ||
| Q2 24 | $2.0B | $930.0M | ||
| Q1 24 | $2.0B | $913.0M |
净利润CFGRXO
| Q4 25 | $528.0M | $-46.0M | ||
| Q3 25 | $494.0M | $-14.0M | ||
| Q2 25 | $436.0M | $-9.0M | ||
| Q1 25 | $373.0M | $-31.0M | ||
| Q4 24 | $401.0M | $-25.0M | ||
| Q3 24 | $382.0M | $-243.0M | ||
| Q2 24 | $392.0M | $-7.0M | ||
| Q1 24 | $334.0M | $-15.0M |
营业利润率CFGRXO
| Q4 25 | 31.4% | -2.9% | ||
| Q3 25 | 29.7% | -0.5% | ||
| Q2 25 | 27.2% | — | ||
| Q1 25 | 24.2% | -2.1% | ||
| Q4 24 | 25.6% | -1.4% | ||
| Q3 24 | 24.7% | -1.9% | ||
| Q2 24 | 24.5% | — | ||
| Q1 24 | 21.9% | -1.3% |
净利率CFGRXO
| Q4 25 | 24.5% | -3.1% | ||
| Q3 25 | 23.3% | -1.0% | ||
| Q2 25 | 21.4% | -0.6% | ||
| Q1 25 | 19.3% | -2.2% | ||
| Q4 24 | 20.2% | -1.5% | ||
| Q3 24 | 20.1% | -23.4% | ||
| Q2 24 | 20.0% | -0.8% | ||
| Q1 24 | 17.0% | -1.6% |
每股收益（稀释后）CFGRXO
| Q4 25 | $1.12 | $-0.28 | ||
| Q3 25 | $1.05 | $-0.08 | ||
| Q2 25 | $0.92 | $-0.05 | ||
| Q1 25 | $0.77 | $-0.18 | ||
| Q4 24 | $0.83 | $-0.17 | ||
| Q3 24 | $0.77 | $-1.81 | ||
| Q2 24 | $0.78 | $-0.06 | ||
| Q1 24 | $0.65 | $-0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $17.0M |
| 总债务越低越好 | $11.2B | $387.0M |
| 股东权益账面价值 | $26.3B | $1.5B |
| 总资产 | $226.4B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资CFGRXO
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $55.0M | ||
| Q2 24 | — | $7.0M | ||
| Q1 24 | — | $7.0M |
总债务CFGRXO
| Q4 25 | $11.2B | $387.0M | ||
| Q3 25 | $10.4B | $387.0M | ||
| Q2 25 | $12.5B | $387.0M | ||
| Q1 25 | $12.3B | $387.0M | ||
| Q4 24 | $12.4B | $351.0M | ||
| Q3 24 | $13.9B | $352.0M | ||
| Q2 24 | $13.1B | $370.0M | ||
| Q1 24 | $13.8B | $351.0M |
股东权益CFGRXO
| Q4 25 | $26.3B | $1.5B | ||
| Q3 25 | $25.8B | $1.6B | ||
| Q2 25 | $25.2B | $1.6B | ||
| Q1 25 | $24.9B | $1.6B | ||
| Q4 24 | $24.3B | $1.6B | ||
| Q3 24 | $24.9B | $1.7B | ||
| Q2 24 | $23.9B | $579.0M | ||
| Q1 24 | $23.8B | $582.0M |
总资产CFGRXO
| Q4 25 | $226.4B | $3.3B | ||
| Q3 25 | $222.7B | $3.2B | ||
| Q2 25 | $218.3B | $3.2B | ||
| Q1 25 | $220.1B | $3.3B | ||
| Q4 24 | $217.5B | $3.4B | ||
| Q3 24 | $219.7B | $3.4B | ||
| Q2 24 | $219.9B | $1.8B | ||
| Q1 24 | $220.4B | $1.8B |
负债/权益比CFGRXO
| Q4 25 | 0.43× | 0.25× | ||
| Q3 25 | 0.40× | 0.24× | ||
| Q2 25 | 0.50× | 0.24× | ||
| Q1 25 | 0.49× | 0.24× | ||
| Q4 24 | 0.51× | 0.22× | ||
| Q3 24 | 0.56× | 0.21× | ||
| Q2 24 | 0.55× | 0.64× | ||
| Q1 24 | 0.58× | 0.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | 4.19× | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流CFGRXO
| Q4 25 | $2.2B | $7.0M | ||
| Q3 25 | $1.7B | $23.0M | ||
| Q2 25 | $886.0M | $23.0M | ||
| Q1 25 | $-213.0M | $-2.0M | ||
| Q4 24 | $2.0B | $-7.0M | ||
| Q3 24 | $130.0M | $-7.0M | ||
| Q2 24 | $834.0M | $-5.0M | ||
| Q1 24 | $554.0M | $7.0M |
自由现金流CFGRXO
| Q4 25 | — | $-9.0M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | — | $-19.0M | ||
| Q3 24 | — | $-18.0M | ||
| Q2 24 | — | $-16.0M | ||
| Q1 24 | — | $-4.0M |
自由现金流率CFGRXO
| Q4 25 | — | -0.6% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -1.7% | ||
| Q1 24 | — | -0.4% |
资本支出强度CFGRXO
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 1.2% |
现金转化率CFGRXO
| Q4 25 | 4.19× | — | ||
| Q3 25 | 3.43× | — | ||
| Q2 25 | 2.03× | — | ||
| Q1 25 | -0.57× | — | ||
| Q4 24 | 4.99× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 2.13× | — | ||
| Q1 24 | 1.66× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
