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Citizens Financial Group（CFG）与铁姆肯公司（TKR）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是铁姆肯公司的1.9倍（$2.2B vs $1.1B），Citizens Financial Group净利率更高（24.5% vs 5.6%，领先18.9%），Citizens Financial Group同比增速更快（8.6% vs 3.5%），过去两年Citizens Financial Group的营收复合增速更高（4.9% vs -3.4%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
铁姆肯公司是全球领先的工程轴承与工业运动产品制造商，总部位于美国俄亥俄州北坎顿市，业务覆盖全球45个国家，可为多个工业领域客户提供高品质的相关产品及适配解决方案。
CFG vs TKR — 直观对比
营收规模更大
CFG
是对方的1.9倍
$1.1B
营收增速更快
CFG
高出5.1%
3.5%
净利率更高
CFG
高出18.9%
5.6%
两年增速更快
CFG
近两年复合增速
-3.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.1B |
| 净利润 | $528.0M | $62.3M |
| 毛利率 | — | 29.3% |
| 营业利润率 | 31.4% | 9.8% |
| 净利率 | 24.5% | 5.6% |
| 营收同比 | 8.6% | 3.5% |
| 净利润同比 | 31.7% | -12.5% |
| 每股收益（稀释后） | $1.12 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGTKR
| Q4 25 | $2.2B | $1.1B | ||
| Q3 25 | $2.1B | $1.2B | ||
| Q2 25 | $2.0B | $1.2B | ||
| Q1 25 | $1.9B | $1.1B | ||
| Q4 24 | $2.0B | $1.1B | ||
| Q3 24 | $1.9B | $1.1B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $2.0B | $1.2B |
净利润CFGTKR
| Q4 25 | $528.0M | $62.3M | ||
| Q3 25 | $494.0M | $69.3M | ||
| Q2 25 | $436.0M | $78.5M | ||
| Q1 25 | $373.0M | $78.3M | ||
| Q4 24 | $401.0M | $71.2M | ||
| Q3 24 | $382.0M | $81.8M | ||
| Q2 24 | $392.0M | $96.2M | ||
| Q1 24 | $334.0M | $103.5M |
毛利率CFGTKR
| Q4 25 | — | 29.3% | ||
| Q3 25 | — | 30.2% | ||
| Q2 25 | — | 30.7% | ||
| Q1 25 | — | 31.5% | ||
| Q4 24 | — | 30.3% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | — | 31.6% | ||
| Q1 24 | — | 33.4% |
营业利润率CFGTKR
| Q4 25 | 31.4% | 9.8% | ||
| Q3 25 | 29.7% | 12.0% | ||
| Q2 25 | 27.2% | 12.6% | ||
| Q1 25 | 24.2% | 12.6% | ||
| Q4 24 | 25.6% | 10.5% | ||
| Q3 24 | 24.7% | 13.0% | ||
| Q2 24 | 24.5% | 14.1% | ||
| Q1 24 | 21.9% | 15.5% |
净利率CFGTKR
| Q4 25 | 24.5% | 5.6% | ||
| Q3 25 | 23.3% | 6.0% | ||
| Q2 25 | 21.4% | 6.7% | ||
| Q1 25 | 19.3% | 6.9% | ||
| Q4 24 | 20.2% | 6.6% | ||
| Q3 24 | 20.1% | 7.3% | ||
| Q2 24 | 20.0% | 8.1% | ||
| Q1 24 | 17.0% | 8.7% |
每股收益（稀释后）CFGTKR
| Q4 25 | $1.12 | $0.89 | ||
| Q3 25 | $1.05 | $0.99 | ||
| Q2 25 | $0.92 | $1.12 | ||
| Q1 25 | $0.77 | $1.11 | ||
| Q4 24 | $0.83 | $1.01 | ||
| Q3 24 | $0.77 | $1.16 | ||
| Q2 24 | $0.78 | $1.36 | ||
| Q1 24 | $0.65 | $1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $364.4M |
| 总债务越低越好 | $11.2B | $1.9B |
| 股东权益账面价值 | $26.3B | $3.2B |
| 总资产 | $226.4B | $6.7B |
| 负债/权益比越低杠杆越低 | 0.43× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资CFGTKR
| Q4 25 | — | $364.4M | ||
| Q3 25 | — | $449.1M | ||
| Q2 25 | — | $419.3M | ||
| Q1 25 | — | $376.1M | ||
| Q4 24 | — | $373.2M | ||
| Q3 24 | — | $412.7M | ||
| Q2 24 | — | $469.9M | ||
| Q1 24 | — | $421.9M |
总债务CFGTKR
| Q4 25 | $11.2B | $1.9B | ||
| Q3 25 | $10.4B | $2.1B | ||
| Q2 25 | $12.5B | $2.2B | ||
| Q1 25 | $12.3B | $2.1B | ||
| Q4 24 | $12.4B | $2.1B | ||
| Q3 24 | $13.9B | $2.2B | ||
| Q2 24 | $13.1B | $2.1B | ||
| Q1 24 | $13.8B | $2.2B |
股东权益CFGTKR
| Q4 25 | $26.3B | $3.2B | ||
| Q3 25 | $25.8B | $3.1B | ||
| Q2 25 | $25.2B | $3.1B | ||
| Q1 25 | $24.9B | $2.9B | ||
| Q4 24 | $24.3B | $2.8B | ||
| Q3 24 | $24.9B | $2.9B | ||
| Q2 24 | $23.9B | $2.8B | ||
| Q1 24 | $23.8B | $2.6B |
总资产CFGTKR
| Q4 25 | $226.4B | $6.7B | ||
| Q3 25 | $222.7B | $6.8B | ||
| Q2 25 | $218.3B | $6.8B | ||
| Q1 25 | $220.1B | $6.6B | ||
| Q4 24 | $217.5B | $6.4B | ||
| Q3 24 | $219.7B | $6.8B | ||
| Q2 24 | $219.9B | $6.6B | ||
| Q1 24 | $220.4B | $6.5B |
负债/权益比CFGTKR
| Q4 25 | 0.43× | 0.60× | ||
| Q3 25 | 0.40× | 0.67× | ||
| Q2 25 | 0.50× | 0.70× | ||
| Q1 25 | 0.49× | 0.73× | ||
| Q4 24 | 0.51× | 0.73× | ||
| Q3 24 | 0.56× | 0.75× | ||
| Q2 24 | 0.55× | 0.77× | ||
| Q1 24 | 0.58× | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $183.3M |
| 自由现金流经营现金流 - 资本支出 | — | $140.7M |
| 自由现金流率自由现金流/营收 | — | 12.7% |
| 资本支出强度资本支出/营收 | — | 3.8% |
| 现金转化率经营现金流/净利润 | 4.19× | 2.94× |
| 过去12个月自由现金流最近4个季度 | — | $406.1M |
8季度趋势，按日历期对齐
经营现金流CFGTKR
| Q4 25 | $2.2B | $183.3M | ||
| Q3 25 | $1.7B | $201.1M | ||
| Q2 25 | $886.0M | $111.3M | ||
| Q1 25 | $-213.0M | $58.6M | ||
| Q4 24 | $2.0B | $178.6M | ||
| Q3 24 | $130.0M | $123.2M | ||
| Q2 24 | $834.0M | $124.6M | ||
| Q1 24 | $554.0M | $49.3M |
自由现金流CFGTKR
| Q4 25 | — | $140.7M | ||
| Q3 25 | — | $163.8M | ||
| Q2 25 | — | $78.2M | ||
| Q1 25 | — | $23.4M | ||
| Q4 24 | — | $125.0M | ||
| Q3 24 | — | $88.2M | ||
| Q2 24 | — | $87.3M | ||
| Q1 24 | — | $5.2M |
自由现金流率CFGTKR
| Q4 25 | — | 12.7% | ||
| Q3 25 | — | 14.2% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 11.6% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 0.4% |
资本支出强度CFGTKR
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 3.2% | ||
| Q1 24 | — | 3.7% |
现金转化率CFGTKR
| Q4 25 | 4.19× | 2.94× | ||
| Q3 25 | 3.43× | 2.90× | ||
| Q2 25 | 2.03× | 1.42× | ||
| Q1 25 | -0.57× | 0.75× | ||
| Q4 24 | 4.99× | 2.51× | ||
| Q3 24 | 0.34× | 1.51× | ||
| Q2 24 | 2.13× | 1.30× | ||
| Q1 24 | 1.66× | 0.48× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
TKR
| Industrial Motion | $574.1M | 52% |
| Other | $536.9M | 48% |
