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Citizens Financial Group（CFG）与永利度假村（WYNN）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是永利度假村的1.2倍（$2.2B vs $1.9B），Citizens Financial Group净利率更高（24.5% vs 5.4%，领先19.1%），Citizens Financial Group同比增速更快（8.6% vs 1.5%），过去两年Citizens Financial Group的营收复合增速更高（4.9% vs 0.1%）
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
永利度假村是总部位于美国内华达州帕拉代斯的上市企业，专注于高端酒店及博彩度假村的开发与运营。公司2002年由前梦幻度假村董事长兼首席执行官史蒂夫·永利创立，现任首席执行官为克雷格·比林斯，截至2020年已在全球布局6处优质物业。
CFG vs WYNN — 直观对比
营收规模更大
CFG
是对方的1.2倍
$1.9B
营收增速更快
CFG
高出7.1%
1.5%
净利率更高
CFG
高出19.1%
5.4%
两年增速更快
CFG
近两年复合增速
0.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.9B |
| 净利润 | $528.0M | $100.0M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | 14.7% |
| 净利率 | 24.5% | 5.4% |
| 营收同比 | 8.6% | 1.5% |
| 净利润同比 | 31.7% | -63.9% |
| 每股收益（稀释后） | $1.12 | $0.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFGWYNN
| Q4 25 | $2.2B | $1.9B | ||
| Q3 25 | $2.1B | $1.8B | ||
| Q2 25 | $2.0B | $1.7B | ||
| Q1 25 | $1.9B | $1.7B | ||
| Q4 24 | $2.0B | $1.8B | ||
| Q3 24 | $1.9B | $1.7B | ||
| Q2 24 | $2.0B | $1.7B | ||
| Q1 24 | $2.0B | $1.9B |
净利润CFGWYNN
| Q4 25 | $528.0M | $100.0M | ||
| Q3 25 | $494.0M | $88.3M | ||
| Q2 25 | $436.0M | $66.2M | ||
| Q1 25 | $373.0M | $72.7M | ||
| Q4 24 | $401.0M | $277.0M | ||
| Q3 24 | $382.0M | $-32.1M | ||
| Q2 24 | $392.0M | $111.9M | ||
| Q1 24 | $334.0M | $144.2M |
营业利润率CFGWYNN
| Q4 25 | 31.4% | 14.7% | ||
| Q3 25 | 29.7% | 16.9% | ||
| Q2 25 | 27.2% | 15.2% | ||
| Q1 25 | 24.2% | 15.8% | ||
| Q4 24 | 25.6% | 20.0% | ||
| Q3 24 | 24.7% | 7.9% | ||
| Q2 24 | 24.5% | 15.6% | ||
| Q1 24 | 21.9% | 19.5% |
净利率CFGWYNN
| Q4 25 | 24.5% | 5.4% | ||
| Q3 25 | 23.3% | 4.8% | ||
| Q2 25 | 21.4% | 3.8% | ||
| Q1 25 | 19.3% | 4.3% | ||
| Q4 24 | 20.2% | 15.1% | ||
| Q3 24 | 20.1% | -1.9% | ||
| Q2 24 | 20.0% | 6.5% | ||
| Q1 24 | 17.0% | 7.7% |
每股收益（稀释后）CFGWYNN
| Q4 25 | $1.12 | $0.96 | ||
| Q3 25 | $1.05 | $0.85 | ||
| Q2 25 | $0.92 | $0.64 | ||
| Q1 25 | $0.77 | $0.69 | ||
| Q4 24 | $0.83 | $2.43 | ||
| Q3 24 | $0.77 | $-0.29 | ||
| Q2 24 | $0.78 | $0.91 | ||
| Q1 24 | $0.65 | $1.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.5B |
| 总债务越低越好 | $11.2B | $10.5B |
| 股东权益账面价值 | $26.3B | $-275.5M |
| 总资产 | $226.4B | $13.1B |
| 负债/权益比越低杠杆越低 | 0.43× | — |
8季度趋势，按日历期对齐
现金及短期投资CFGWYNN
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $2.0B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B | ||
| Q1 24 | — | $2.4B |
总债务CFGWYNN
| Q4 25 | $11.2B | $10.5B | ||
| Q3 25 | $10.4B | $10.6B | ||
| Q2 25 | $12.5B | $10.5B | ||
| Q1 25 | $12.3B | $10.6B | ||
| Q4 24 | $12.4B | $10.5B | ||
| Q3 24 | $13.9B | $11.8B | ||
| Q2 24 | $13.1B | $11.0B | ||
| Q1 24 | $13.8B | $11.2B |
股东权益CFGWYNN
| Q4 25 | $26.3B | $-275.5M | ||
| Q3 25 | $25.8B | $-370.0M | ||
| Q2 25 | $25.2B | $-441.5M | ||
| Q1 25 | $24.9B | $-360.7M | ||
| Q4 24 | $24.3B | $-224.2M | ||
| Q3 24 | $24.9B | $-281.4M | ||
| Q2 24 | $23.9B | $-109.8M | ||
| Q1 24 | $23.8B | $-137.0M |
总资产CFGWYNN
| Q4 25 | $226.4B | $13.1B | ||
| Q3 25 | $222.7B | $12.8B | ||
| Q2 25 | $218.3B | $12.7B | ||
| Q1 25 | $220.1B | $12.7B | ||
| Q4 24 | $217.5B | $13.0B | ||
| Q3 24 | $219.7B | $14.1B | ||
| Q2 24 | $219.9B | $13.3B | ||
| Q1 24 | $220.4B | $13.5B |
负债/权益比CFGWYNN
| Q4 25 | 0.43× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — | ||
| Q1 24 | 0.58× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.2B | $478.0M |
| 自由现金流经营现金流 - 资本支出 | — | $306.8M |
| 自由现金流率自由现金流/营收 | — | 16.4% |
| 资本支出强度资本支出/营收 | — | 9.2% |
| 现金转化率经营现金流/净利润 | 4.19× | 4.78× |
| 过去12个月自由现金流最近4个季度 | — | $692.2M |
8季度趋势，按日历期对齐
经营现金流CFGWYNN
| Q4 25 | $2.2B | $478.0M | ||
| Q3 25 | $1.7B | $335.8M | ||
| Q2 25 | $886.0M | $405.1M | ||
| Q1 25 | $-213.0M | $133.8M | ||
| Q4 24 | $2.0B | $479.0M | ||
| Q3 24 | $130.0M | $279.3M | ||
| Q2 24 | $834.0M | $352.8M | ||
| Q1 24 | $554.0M | $315.1M |
自由现金流CFGWYNN
| Q4 25 | — | $306.8M | ||
| Q3 25 | — | $171.8M | ||
| Q2 25 | — | $239.8M | ||
| Q1 25 | — | $-26.2M | ||
| Q4 24 | — | $351.8M | ||
| Q3 24 | — | $178.0M | ||
| Q2 24 | — | $259.1M | ||
| Q1 24 | — | $217.4M |
自由现金流率CFGWYNN
| Q4 25 | — | 16.4% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | -1.5% | ||
| Q4 24 | — | 19.1% | ||
| Q3 24 | — | 10.5% | ||
| Q2 24 | — | 15.0% | ||
| Q1 24 | — | 11.7% |
资本支出强度CFGWYNN
| Q4 25 | — | 9.2% | ||
| Q3 25 | — | 8.9% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 9.4% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 6.0% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 5.2% |
现金转化率CFGWYNN
| Q4 25 | 4.19× | 4.78× | ||
| Q3 25 | 3.43× | 3.80× | ||
| Q2 25 | 2.03× | 6.12× | ||
| Q1 25 | -0.57× | 1.84× | ||
| Q4 24 | 4.99× | 1.73× | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 2.13× | 3.15× | ||
| Q1 24 | 1.66× | 2.18× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFG
暂无分部数据
WYNN
| Casino | $1.1B | 61% |
| Occupancy | $305.1M | 16% |
| Food And Beverage | $264.9M | 14% |
| Entertainment Retail And Other | $152.6M | 8% |
