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CULLEN/FROST BANKERS, INC.（CFR）与MYR GROUP INC.（MYRG）财务数据对比。点击上方公司名可切换其他公司
MYR GROUP INC.的季度营收约是CULLEN/FROST BANKERS, INC.的1.7倍（$973.5M vs $580.9M），CULLEN/FROST BANKERS, INC.净利率更高（28.6% vs 3.8%，领先24.9%），MYR GROUP INC.同比增速更快（17.3% vs 8.3%），CULLEN/FROST BANKERS, INC.自由现金流更多（$127.3M vs $84.9M），过去两年MYR GROUP INC.的营收复合增速更高（9.3% vs 7.6%）
Frost Bank是总部位于美国圣安东尼奥的德克萨斯州特许银行，为银行控股公司卡伦/弗罗斯特银行家集团的核心子公司。其在得克萨斯州共设有200家营业网点、1750台自动柜员机，按总资产规模统计位列全美前60大银行之列。
MYR集团是美国知名电气建设服务提供商，业务覆盖输配电线路、变电站、工商业建筑及可再生能源领域的电气施工，旗下拥有12家电气建设子公司，在北美电力基建赛道拥有深厚的技术积累与项目交付能力。
CFR vs MYRG — 直观对比
营收规模更大
MYRG
是对方的1.7倍
$580.9M
营收增速更快
MYRG
高出9.0%
8.3%
净利率更高
CFR
高出24.9%
3.8%
自由现金流更多
CFR
多$42.4M
$84.9M
两年增速更快
MYRG
近两年复合增速
7.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $580.9M | $973.5M |
| 净利润 | $166.3M | $36.5M |
| 毛利率 | — | 11.4% |
| 营业利润率 | 34.1% | 4.8% |
| 净利率 | 28.6% | 3.8% |
| 营收同比 | 8.3% | 17.3% |
| 净利润同比 | 7.4% | 129.1% |
| 每股收益（稀释后） | $2.56 | $2.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFRMYRG
| Q4 25 | $580.9M | $973.5M | ||
| Q3 25 | $567.3M | $950.4M | ||
| Q2 25 | $546.9M | $900.3M | ||
| Q1 25 | $540.2M | $833.6M | ||
| Q4 24 | $536.3M | $829.8M | ||
| Q3 24 | $518.0M | $888.0M | ||
| Q2 24 | $507.9M | $828.9M | ||
| Q1 24 | $501.4M | $815.6M |
净利润CFRMYRG
| Q4 25 | $166.3M | $36.5M | ||
| Q3 25 | $174.4M | $32.1M | ||
| Q2 25 | $157.0M | $26.5M | ||
| Q1 25 | $150.9M | $23.3M | ||
| Q4 24 | $154.9M | $16.0M | ||
| Q3 24 | $146.5M | $10.6M | ||
| Q2 24 | $145.5M | $-15.3M | ||
| Q1 24 | $135.7M | $18.9M |
毛利率CFRMYRG
| Q4 25 | — | 11.4% | ||
| Q3 25 | — | 11.8% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | — | 10.4% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 10.6% |
营业利润率CFRMYRG
| Q4 25 | 34.1% | 4.8% | ||
| Q3 25 | 36.7% | 4.9% | ||
| Q2 25 | 34.1% | 4.4% | ||
| Q1 25 | 33.2% | 4.1% | ||
| Q4 24 | 34.3% | 3.6% | ||
| Q3 24 | 33.8% | 2.3% | ||
| Q2 24 | 34.5% | -2.5% | ||
| Q1 24 | 32.2% | 3.0% |
净利率CFRMYRG
| Q4 25 | 28.6% | 3.8% | ||
| Q3 25 | 30.7% | 3.4% | ||
| Q2 25 | 28.7% | 2.9% | ||
| Q1 25 | 27.9% | 2.8% | ||
| Q4 24 | 28.9% | 1.9% | ||
| Q3 24 | 28.3% | 1.2% | ||
| Q2 24 | 28.6% | -1.8% | ||
| Q1 24 | 27.1% | 2.3% |
每股收益（稀释后）CFRMYRG
| Q4 25 | $2.56 | $2.33 | ||
| Q3 25 | $2.67 | $2.05 | ||
| Q2 25 | $2.39 | $1.70 | ||
| Q1 25 | $2.30 | $1.45 | ||
| Q4 24 | $2.36 | $0.97 | ||
| Q3 24 | $2.24 | $0.65 | ||
| Q2 24 | $2.21 | $-0.91 | ||
| Q1 24 | $2.06 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $150.2M |
| 总债务越低越好 | — | $59.0M |
| 股东权益账面价值 | $4.6B | $660.4M |
| 总资产 | $53.0B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资CFRMYRG
| Q4 25 | — | $150.2M | ||
| Q3 25 | — | $76.2M | ||
| Q2 25 | — | $23.0M | ||
| Q1 25 | — | $10.9M | ||
| Q4 24 | — | $3.5M | ||
| Q3 24 | — | $7.6M | ||
| Q2 24 | — | $1.9M | ||
| Q1 24 | — | $3.9M |
总债务CFRMYRG
| Q4 25 | — | $59.0M | ||
| Q3 25 | — | $72.0M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $87.2M | ||
| Q4 24 | — | $74.4M | ||
| Q3 24 | — | $93.2M | ||
| Q2 24 | — | $45.1M | ||
| Q1 24 | — | $37.9M |
股东权益CFRMYRG
| Q4 25 | $4.6B | $660.4M | ||
| Q3 25 | $4.5B | $617.6M | ||
| Q2 25 | $4.2B | $583.2M | ||
| Q1 25 | $4.1B | $548.7M | ||
| Q4 24 | $3.9B | $600.4M | ||
| Q3 24 | $4.1B | $588.5M | ||
| Q2 24 | $3.7B | $633.3M | ||
| Q1 24 | $3.6B | $663.7M |
总资产CFRMYRG
| Q4 25 | $53.0B | $1.6B | ||
| Q3 25 | $52.5B | $1.6B | ||
| Q2 25 | $51.4B | $1.6B | ||
| Q1 25 | $52.0B | $1.5B | ||
| Q4 24 | $52.5B | $1.6B | ||
| Q3 24 | $51.0B | $1.6B | ||
| Q2 24 | $48.8B | $1.6B | ||
| Q1 24 | $49.5B | $1.6B |
负债/权益比CFRMYRG
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.07× | ||
| Q1 24 | — | 0.06× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $274.0M | $114.8M |
| 自由现金流经营现金流 - 资本支出 | $127.3M | $84.9M |
| 自由现金流率自由现金流/营收 | 21.9% | 8.7% |
| 资本支出强度资本支出/营收 | 25.2% | 3.1% |
| 现金转化率经营现金流/净利润 | 1.65× | 3.14× |
| 过去12个月自由现金流最近4个季度 | $116.4M | $232.2M |
8季度趋势，按日历期对齐
经营现金流CFRMYRG
| Q4 25 | $274.0M | $114.8M | ||
| Q3 25 | $248.6M | $95.6M | ||
| Q2 25 | $140.8M | $32.9M | ||
| Q1 25 | $-296.1M | $83.3M | ||
| Q4 24 | $989.5M | $21.1M | ||
| Q3 24 | $307.2M | $35.6M | ||
| Q2 24 | $129.6M | $22.7M | ||
| Q1 24 | $488.4M | $7.7M |
自由现金流CFRMYRG
| Q4 25 | $127.3M | $84.9M | ||
| Q3 25 | $211.7M | $65.4M | ||
| Q2 25 | $114.5M | $11.6M | ||
| Q1 25 | $-337.1M | $70.2M | ||
| Q4 24 | $861.8M | $8.8M | ||
| Q3 24 | $281.9M | $18.0M | ||
| Q2 24 | $103.0M | $2.5M | ||
| Q1 24 | $450.3M | $-18.1M |
自由现金流率CFRMYRG
| Q4 25 | 21.9% | 8.7% | ||
| Q3 25 | 37.3% | 6.9% | ||
| Q2 25 | 20.9% | 1.3% | ||
| Q1 25 | -62.4% | 8.4% | ||
| Q4 24 | 160.7% | 1.1% | ||
| Q3 24 | 54.4% | 2.0% | ||
| Q2 24 | 20.3% | 0.3% | ||
| Q1 24 | 89.8% | -2.2% |
资本支出强度CFRMYRG
| Q4 25 | 25.2% | 3.1% | ||
| Q3 25 | 6.5% | 3.2% | ||
| Q2 25 | 4.8% | 2.4% | ||
| Q1 25 | 7.6% | 1.6% | ||
| Q4 24 | 23.8% | 1.5% | ||
| Q3 24 | 4.9% | 2.0% | ||
| Q2 24 | 5.2% | 2.4% | ||
| Q1 24 | 7.6% | 3.2% |
现金转化率CFRMYRG
| Q4 25 | 1.65× | 3.14× | ||
| Q3 25 | 1.43× | 2.98× | ||
| Q2 25 | 0.90× | 1.24× | ||
| Q1 25 | -1.96× | 3.57× | ||
| Q4 24 | 6.39× | 1.32× | ||
| Q3 24 | 2.10× | 3.35× | ||
| Q2 24 | 0.89× | — | ||
| Q1 24 | 3.60× | 0.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFR
暂无分部数据
MYRG
| Market Type Electrical Construction | $442.6M | 45% |
| Market Type Transmission | $330.3M | 34% |
| Market Type Distribution | $200.6M | 21% |
