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CULLEN/FROST BANKERS, INC.（CFR）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
CULLEN/FROST BANKERS, INC.的季度营收约是Revolve Group, Inc.的1.8倍（$580.9M vs $324.4M），CULLEN/FROST BANKERS, INC.净利率更高（28.6% vs 5.7%，领先22.9%），Revolve Group, Inc.同比增速更快（10.4% vs 8.3%），CULLEN/FROST BANKERS, INC.自由现金流更多（$127.3M vs $-13.3M），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs 7.6%）
Frost Bank是总部位于美国圣安东尼奥的德克萨斯州特许银行，为银行控股公司卡伦/弗罗斯特银行家集团的核心子公司。其在得克萨斯州共设有200家营业网点、1750台自动柜员机，按总资产规模统计位列全美前60大银行之列。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
CFR vs RVLV — 直观对比
营收规模更大
CFR
是对方的1.8倍
$324.4M
营收增速更快
RVLV
高出2.1%
8.3%
净利率更高
CFR
高出22.9%
5.7%
自由现金流更多
CFR
多$140.6M
$-13.3M
两年增速更快
RVLV
近两年复合增速
7.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $580.9M | $324.4M |
| 净利润 | $166.3M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 34.1% | 6.3% |
| 净利率 | 28.6% | 5.7% |
| 营收同比 | 8.3% | 10.4% |
| 净利润同比 | 7.4% | 50.4% |
| 每股收益（稀释后） | $2.56 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CFRRVLV
| Q4 25 | $580.9M | $324.4M | ||
| Q3 25 | $567.3M | $295.6M | ||
| Q2 25 | $546.9M | $309.0M | ||
| Q1 25 | $540.2M | $296.7M | ||
| Q4 24 | $536.3M | $293.7M | ||
| Q3 24 | $518.0M | $283.1M | ||
| Q2 24 | $507.9M | $282.5M | ||
| Q1 24 | $501.4M | $270.6M |
净利润CFRRVLV
| Q4 25 | $166.3M | $18.6M | ||
| Q3 25 | $174.4M | $21.2M | ||
| Q2 25 | $157.0M | $10.2M | ||
| Q1 25 | $150.9M | $11.8M | ||
| Q4 24 | $154.9M | $12.3M | ||
| Q3 24 | $146.5M | $11.0M | ||
| Q2 24 | $145.5M | $15.4M | ||
| Q1 24 | $135.7M | $10.9M |
毛利率CFRRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率CFRRVLV
| Q4 25 | 34.1% | 6.3% | ||
| Q3 25 | 36.7% | 7.1% | ||
| Q2 25 | 34.1% | 5.8% | ||
| Q1 25 | 33.2% | 5.0% | ||
| Q4 24 | 34.3% | 3.9% | ||
| Q3 24 | 33.8% | 5.0% | ||
| Q2 24 | 34.5% | 5.8% | ||
| Q1 24 | 32.2% | 3.4% |
净利率CFRRVLV
| Q4 25 | 28.6% | 5.7% | ||
| Q3 25 | 30.7% | 7.2% | ||
| Q2 25 | 28.7% | 3.3% | ||
| Q1 25 | 27.9% | 4.0% | ||
| Q4 24 | 28.9% | 4.2% | ||
| Q3 24 | 28.3% | 3.9% | ||
| Q2 24 | 28.6% | 5.4% | ||
| Q1 24 | 27.1% | 4.0% |
每股收益（稀释后）CFRRVLV
| Q4 25 | $2.56 | $0.27 | ||
| Q3 25 | $2.67 | $0.29 | ||
| Q2 25 | $2.39 | $0.14 | ||
| Q1 25 | $2.30 | $0.16 | ||
| Q4 24 | $2.36 | $0.18 | ||
| Q3 24 | $2.24 | $0.15 | ||
| Q2 24 | $2.21 | $0.21 | ||
| Q1 24 | $2.06 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.6B | $512.5M |
| 总资产 | $53.0B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CFRRVLV
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M | ||
| Q1 24 | — | $273.4M |
股东权益CFRRVLV
| Q4 25 | $4.6B | $512.5M | ||
| Q3 25 | $4.5B | $490.2M | ||
| Q2 25 | $4.2B | $468.6M | ||
| Q1 25 | $4.1B | $453.4M | ||
| Q4 24 | $3.9B | $437.8M | ||
| Q3 24 | $4.1B | $420.8M | ||
| Q2 24 | $3.7B | $405.8M | ||
| Q1 24 | $3.6B | $389.9M |
总资产CFRRVLV
| Q4 25 | $53.0B | $765.0M | ||
| Q3 25 | $52.5B | $751.3M | ||
| Q2 25 | $51.4B | $722.9M | ||
| Q1 25 | $52.0B | $713.9M | ||
| Q4 24 | $52.5B | $665.5M | ||
| Q3 24 | $51.0B | $670.9M | ||
| Q2 24 | $48.8B | $657.8M | ||
| Q1 24 | $49.5B | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $274.0M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $127.3M | $-13.3M |
| 自由现金流率自由现金流/营收 | 21.9% | -4.1% |
| 资本支出强度资本支出/营收 | 25.2% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.65× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $116.4M | $48.0M |
8季度趋势，按日历期对齐
经营现金流CFRRVLV
| Q4 25 | $274.0M | $-10.2M | ||
| Q3 25 | $248.6M | $11.8M | ||
| Q2 25 | $140.8M | $12.6M | ||
| Q1 25 | $-296.1M | $45.1M | ||
| Q4 24 | $989.5M | $3.9M | ||
| Q3 24 | $307.2M | $9.1M | ||
| Q2 24 | $129.6M | $-24.7M | ||
| Q1 24 | $488.4M | $38.4M |
自由现金流CFRRVLV
| Q4 25 | $127.3M | $-13.3M | ||
| Q3 25 | $211.7M | $7.5M | ||
| Q2 25 | $114.5M | $10.4M | ||
| Q1 25 | $-337.1M | $43.4M | ||
| Q4 24 | $861.8M | $2.1M | ||
| Q3 24 | $281.9M | $8.0M | ||
| Q2 24 | $103.0M | $-25.7M | ||
| Q1 24 | $450.3M | $36.7M |
自由现金流率CFRRVLV
| Q4 25 | 21.9% | -4.1% | ||
| Q3 25 | 37.3% | 2.5% | ||
| Q2 25 | 20.9% | 3.4% | ||
| Q1 25 | -62.4% | 14.6% | ||
| Q4 24 | 160.7% | 0.7% | ||
| Q3 24 | 54.4% | 2.8% | ||
| Q2 24 | 20.3% | -9.1% | ||
| Q1 24 | 89.8% | 13.5% |
资本支出强度CFRRVLV
| Q4 25 | 25.2% | 1.0% | ||
| Q3 25 | 6.5% | 1.5% | ||
| Q2 25 | 4.8% | 0.7% | ||
| Q1 25 | 7.6% | 0.6% | ||
| Q4 24 | 23.8% | 0.6% | ||
| Q3 24 | 4.9% | 0.4% | ||
| Q2 24 | 5.2% | 0.4% | ||
| Q1 24 | 7.6% | 0.6% |
现金转化率CFRRVLV
| Q4 25 | 1.65× | -0.55× | ||
| Q3 25 | 1.43× | 0.56× | ||
| Q2 25 | 0.90× | 1.24× | ||
| Q1 25 | -1.96× | 3.82× | ||
| Q4 24 | 6.39× | 0.32× | ||
| Q3 24 | 2.10× | 0.83× | ||
| Q2 24 | 0.89× | -1.60× | ||
| Q1 24 | 3.60× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CFR
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
