vs
Core AI Holdings, Inc.（CHAI）与Catalyst Bancorp, Inc.（CLST）财务数据对比。点击上方公司名可切换其他公司
Core AI Holdings, Inc.的季度营收约是Catalyst Bancorp, Inc.的1.4倍（$3.7M vs $2.7M），Catalyst Bancorp, Inc.净利率更高（17.2% vs -145.7%，领先162.9%）
Inflection AI公司是一家美国科技企业，成立于2022年，总部位于加利福尼亚州帕洛阿尔托，属于公益公司类型。该公司主营机器学习与生成式人工智能相关的硬件及应用开发，在生成式AI领域开展业务布局。
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
CHAI vs CLST — 直观对比
营收规模更大
CHAI
是对方的1.4倍
$2.7M
净利率更高
CLST
高出162.9%
-145.7%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.7M | $2.7M |
| 净利润 | $-5.4M | $456.0K |
| 毛利率 | 20.1% | — |
| 营业利润率 | -135.2% | 20.8% |
| 净利率 | -145.7% | 17.2% |
| 营收同比 | — | 1.4% |
| 净利润同比 | — | -27.2% |
| 每股收益（稀释后） | $-1.74 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHAICLST
| Q4 25 | — | $2.7M | ||
| Q3 25 | $3.7M | $2.8M | ||
| Q2 25 | — | $2.8M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $2.1M |
净利润CHAICLST
| Q4 25 | — | $456.0K | ||
| Q3 25 | $-5.4M | $489.0K | ||
| Q2 25 | — | $521.0K | ||
| Q1 25 | — | $586.0K | ||
| Q4 24 | — | $626.0K | ||
| Q3 24 | — | $447.0K | ||
| Q2 24 | — | $527.0K | ||
| Q1 24 | — | $-4.7M |
毛利率CHAICLST
| Q4 25 | — | — | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率CHAICLST
| Q4 25 | — | 20.8% | ||
| Q3 25 | -135.2% | 21.7% | ||
| Q2 25 | — | 22.5% | ||
| Q1 25 | — | 24.7% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | — | 17.6% | ||
| Q2 24 | — | 23.0% | ||
| Q1 24 | — | -284.6% |
净利率CHAICLST
| Q4 25 | — | 17.2% | ||
| Q3 25 | -145.7% | 17.7% | ||
| Q2 25 | — | 18.5% | ||
| Q1 25 | — | 20.1% | ||
| Q4 24 | — | 25.3% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 18.7% | ||
| Q1 24 | — | -224.0% |
每股收益（稀释后）CHAICLST
| Q4 25 | — | $0.13 | ||
| Q3 25 | $-1.74 | $0.13 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.13 | ||
| Q3 24 | — | $0.11 | ||
| Q2 24 | — | $0.13 | ||
| Q1 24 | — | $-1.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5M | $25.2M |
| 总债务越低越好 | — | $14.7M |
| 股东权益账面价值 | $15.4M | $81.7M |
| 总资产 | $20.2M | $282.9M |
| 负债/权益比越低杠杆越低 | — | 0.18× |
8季度趋势，按日历期对齐
现金及短期投资CHAICLST
| Q4 25 | — | $25.2M | ||
| Q3 25 | $3.5M | $37.3M | ||
| Q2 25 | — | $40.1M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $44.3M | ||
| Q3 24 | — | $45.8M | ||
| Q2 24 | — | $75.5M | ||
| Q1 24 | — | $76.0M |
总债务CHAICLST
| Q4 25 | — | $14.7M | ||
| Q3 25 | — | $14.7M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $9.6M | ||
| Q3 24 | — | $29.5M | ||
| Q2 24 | — | $30.3M | ||
| Q1 24 | — | $29.4M |
股东权益CHAICLST
| Q4 25 | — | $81.7M | ||
| Q3 25 | $15.4M | $81.6M | ||
| Q2 25 | — | $80.8M | ||
| Q1 25 | — | $80.6M | ||
| Q4 24 | — | $80.2M | ||
| Q3 24 | — | $81.7M | ||
| Q2 24 | — | $81.0M | ||
| Q1 24 | — | $81.3M |
总资产CHAICLST
| Q4 25 | — | $282.9M | ||
| Q3 25 | $20.2M | $283.8M | ||
| Q2 25 | — | $273.8M | ||
| Q1 25 | — | $271.6M | ||
| Q4 24 | — | $276.7M | ||
| Q3 24 | — | $280.6M | ||
| Q2 24 | — | $295.3M | ||
| Q1 24 | — | $282.0M |
负债/权益比CHAICLST
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.36× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.3M |
| 自由现金流经营现金流 - 资本支出 | — | $3.1M |
| 自由现金流率自由现金流/营收 | — | 116.8% |
| 资本支出强度资本支出/营收 | — | 7.1% |
| 现金转化率经营现金流/净利润 | — | 7.21× |
| 过去12个月自由现金流最近4个季度 | — | $5.4M |
8季度趋势，按日历期对齐
经营现金流CHAICLST
| Q4 25 | — | $3.3M | ||
| Q3 25 | — | $912.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $427.0K | ||
| Q4 24 | — | $3.2M | ||
| Q3 24 | — | $896.0K | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $247.0K |
自由现金流CHAICLST
| Q4 25 | — | $3.1M | ||
| Q3 25 | — | $827.0K | ||
| Q2 25 | — | $1.1M | ||
| Q1 25 | — | $361.0K | ||
| Q4 24 | — | $2.7M | ||
| Q3 24 | — | $771.0K | ||
| Q2 24 | — | $1.2M | ||
| Q1 24 | — | $223.0K |
自由现金流率CHAICLST
| Q4 25 | — | 116.8% | ||
| Q3 25 | — | 29.9% | ||
| Q2 25 | — | 39.7% | ||
| Q1 25 | — | 12.4% | ||
| Q4 24 | — | 110.9% | ||
| Q3 24 | — | 24.5% | ||
| Q2 24 | — | 41.5% | ||
| Q1 24 | — | 10.7% |
资本支出强度CHAICLST
| Q4 25 | — | 7.1% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | 1.1% |
现金转化率CHAICLST
| Q4 25 | — | 7.21× | ||
| Q3 25 | — | 1.87× | ||
| Q2 25 | — | 2.21× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 5.07× | ||
| Q3 24 | — | 2.00× | ||
| Q2 24 | — | 2.64× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
