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香颂国际控股（CHSN）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是香颂国际控股的1.6倍（$14.0M vs $8.7M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -12.1%，领先21.9%），香颂国际控股同比增速更快（15.2% vs 10.4%）
香颂国际控股是一家主营高端烘焙连锁业务的食品企业，核心市场位于中国内地，产品线涵盖新鲜面包、手工糕点、定制庆典蛋糕、特色饮品，同时向合作零售网点供应冷冻烘焙产品，服务追求高品质饮食的中等收入消费群体。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
CHSN vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.6倍
$8.7M
营收增速更快
CHSN
高出4.8%
10.4%
净利率更高
RVSB
高出21.9%
-12.1%
损益表 — Q2 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.7M | $14.0M |
| 净利润 | $-1.0M | $1.4M |
| 毛利率 | 44.5% | — |
| 营业利润率 | -13.7% | 12.4% |
| 净利率 | -12.1% | 9.8% |
| 营收同比 | 15.2% | 10.4% |
| 净利润同比 | -4579.7% | 11.8% |
| 每股收益（稀释后） | $-2.87 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHSNRVSB
| Q4 25 | — | $14.0M | ||
| Q3 25 | — | $13.6M | ||
| Q2 25 | $8.7M | $13.3M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $12.7M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | $7.5M | $12.2M | ||
| Q1 24 | — | $9.0M |
净利润CHSNRVSB
| Q4 25 | — | $1.4M | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | $-1.0M | $1.2M | ||
| Q1 25 | — | $1.1M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.6M | ||
| Q2 24 | $23.4K | $966.0K | ||
| Q1 24 | — | $-3.0M |
毛利率CHSNRVSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 44.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 41.5% | — | ||
| Q1 24 | — | — |
营业利润率CHSNRVSB
| Q4 25 | — | 12.4% | ||
| Q3 25 | — | 10.2% | ||
| Q2 25 | -13.7% | 11.7% | ||
| Q1 25 | — | 11.3% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | -7.4% | 10.0% | ||
| Q1 24 | — | -47.5% |
净利率CHSNRVSB
| Q4 25 | — | 9.8% | ||
| Q3 25 | — | 8.1% | ||
| Q2 25 | -12.1% | 9.2% | ||
| Q1 25 | — | 8.9% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 12.2% | ||
| Q2 24 | 0.3% | 7.9% | ||
| Q1 24 | — | -34.7% |
每股收益（稀释后）CHSNRVSB
| Q4 25 | — | $0.07 | ||
| Q3 25 | — | $0.05 | ||
| Q2 25 | $-2.87 | $0.06 | ||
| Q1 25 | — | $0.05 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | — | $0.07 | ||
| Q2 24 | $0.15 | $0.05 | ||
| Q1 24 | — | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $22.1M | $28.6M |
| 总债务越低越好 | $4.5M | — |
| 股东权益账面价值 | $24.5M | $164.2M |
| 总资产 | $51.6M | $1.5B |
| 负债/权益比越低杠杆越低 | 0.18× | — |
8季度趋势，按日历期对齐
现金及短期投资CHSNRVSB
| Q4 25 | — | $28.6M | ||
| Q3 25 | — | $32.8M | ||
| Q2 25 | $22.1M | $34.2M | ||
| Q1 25 | — | $29.4M | ||
| Q4 24 | — | $25.3M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | $4.1M | $27.8M | ||
| Q1 24 | — | $23.6M |
总债务CHSNRVSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CHSNRVSB
| Q4 25 | — | $164.2M | ||
| Q3 25 | — | $163.5M | ||
| Q2 25 | $24.5M | $162.0M | ||
| Q1 25 | — | $160.0M | ||
| Q4 24 | — | $158.3M | ||
| Q3 24 | — | $160.8M | ||
| Q2 24 | $12.1M | $155.9M | ||
| Q1 24 | — | $155.6M |
总资产CHSNRVSB
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $51.6M | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | $38.7M | $1.5B | ||
| Q1 24 | — | $1.5B |
负债/权益比CHSNRVSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-390.3K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-736.0K |
| 自由现金流率自由现金流/营收 | — | -5.2% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流CHSNRVSB
| Q4 25 | — | $-506.0K | ||
| Q3 25 | — | $16.8M | ||
| Q2 25 | $-390.3K | $-697.0K | ||
| Q1 25 | — | $8.3M | ||
| Q4 24 | — | $2.2M | ||
| Q3 24 | — | $764.0K | ||
| Q2 24 | $806.1K | $5.4M | ||
| Q1 24 | — | $12.8M |
自由现金流CHSNRVSB
| Q4 25 | — | $-736.0K | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $-773.0K | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | $771.9K | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率CHSNRVSB
| Q4 25 | — | -5.2% | ||
| Q3 25 | — | 120.1% | ||
| Q2 25 | — | -5.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | 10.2% | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度CHSNRVSB
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | 0.5% | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率CHSNRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | 34.43× | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
