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Chewy, Inc.（CHWY）与Unum Group（UNM）财务数据对比。点击上方公司名可切换其他公司
Unum Group的季度营收约是Chewy, Inc.的1.1倍（$3.4B vs $3.1B），Unum Group净利率更高（6.9% vs 1.9%，领先5.0%），Unum Group同比增速更快（8.5% vs 8.3%），过去两年Chewy, Inc.的营收复合增速更高（4.6% vs 1.9%）
Chewy Inc.是总部位于美国佛罗里达州普兰泰申的宠物用品线上零售商，主营宠物食品及各类宠物相关产品，2019年于纽约证券交易所挂牌上市，股票代码CHWY，是北美知名的宠物电商平台，为宠物主提供丰富可靠的一站式宠物消费选购服务。
Unum Group是美国财富500强保险企业，总部位于田纳西州查塔努加，前身为1848年成立的联合相互保险公司，1999年合并后曾用名UnumProvident至2007年。集团现设四大业务板块，覆盖美、英、波兰市场，旗下承保主体包括保罗里维尔人寿保险、普罗维登斯人伤意外险公司等。
CHWY vs UNM — 直观对比
营收规模更大
UNM
是对方的1.1倍
$3.1B
营收增速更快
UNM
高出0.2%
8.3%
净利率更高
UNM
高出5.0%
1.9%
两年增速更快
CHWY
近两年复合增速
1.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.1B | $3.4B |
| 净利润 | $59.2M | $232.0M |
| 毛利率 | 29.8% | — |
| 营业利润率 | 2.1% | — |
| 净利率 | 1.9% | 6.9% |
| 营收同比 | 8.3% | 8.5% |
| 净利润同比 | 1405.6% | 22.7% |
| 每股收益（稀释后） | $0.14 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CHWYUNM
| Q1 26 | — | $3.4B | ||
| Q4 25 | $3.1B | $3.2B | ||
| Q3 25 | $3.1B | $3.4B | ||
| Q2 25 | $3.1B | $3.4B | ||
| Q1 25 | $3.2B | $3.1B | ||
| Q4 24 | $2.9B | $3.2B | ||
| Q3 24 | $2.9B | $3.2B | ||
| Q2 24 | $2.9B | $3.2B |
净利润CHWYUNM
| Q1 26 | — | $232.0M | ||
| Q4 25 | $59.2M | $174.1M | ||
| Q3 25 | $62.0M | $39.7M | ||
| Q2 25 | $62.4M | $335.6M | ||
| Q1 25 | $22.8M | $189.1M | ||
| Q4 24 | $3.9M | $348.7M | ||
| Q3 24 | $299.1M | $645.7M | ||
| Q2 24 | $66.9M | $389.5M |
毛利率CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | 29.8% | — | ||
| Q3 25 | 30.4% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 28.5% | — | ||
| Q4 24 | 29.3% | — | ||
| Q3 24 | 29.5% | — | ||
| Q2 24 | 29.7% | — |
营业利润率CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 6.7% | ||
| Q3 25 | 2.2% | 1.6% | ||
| Q2 25 | 2.5% | 12.4% | ||
| Q1 25 | -0.3% | 7.9% | ||
| Q4 24 | 0.9% | 13.8% | ||
| Q3 24 | 1.1% | 15.6% | ||
| Q2 24 | 2.2% | 15.3% |
净利率CHWYUNM
| Q1 26 | — | 6.9% | ||
| Q4 25 | 1.9% | 5.4% | ||
| Q3 25 | 2.0% | 1.2% | ||
| Q2 25 | 2.0% | 10.0% | ||
| Q1 25 | 0.7% | 6.1% | ||
| Q4 24 | 0.1% | 10.8% | ||
| Q3 24 | 10.5% | 20.1% | ||
| Q2 24 | 2.3% | 12.0% |
每股收益（稀释后）CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | $0.14 | $1.06 | ||
| Q3 25 | $0.14 | $0.23 | ||
| Q2 25 | $0.15 | $1.92 | ||
| Q1 25 | $0.07 | $1.06 | ||
| Q4 24 | $0.01 | $1.91 | ||
| Q3 24 | $0.68 | $3.46 | ||
| Q2 24 | $0.15 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $701.5M | $2.1M |
| 总债务越低越好 | — | $3.8M |
| 股东权益账面价值 | $469.4M | $10.9M |
| 总资产 | $3.3B | $62.7M |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资CHWYUNM
| Q1 26 | — | $2.1M | ||
| Q4 25 | $701.5M | — | ||
| Q3 25 | $591.8M | — | ||
| Q2 25 | $616.4M | — | ||
| Q1 25 | $596.7M | — | ||
| Q4 24 | $507.5M | — | ||
| Q3 24 | $695.0M | — | ||
| Q2 24 | $1.1B | — |
总债务CHWYUNM
| Q1 26 | — | $3.8M | ||
| Q4 25 | — | $3.8B | ||
| Q3 25 | — | $3.5B | ||
| Q2 25 | — | $3.5B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | — | $3.5B | ||
| Q3 24 | — | $3.5B | ||
| Q2 24 | — | $3.5B |
股东权益CHWYUNM
| Q1 26 | — | $10.9M | ||
| Q4 25 | $469.4M | $11.1B | ||
| Q3 25 | $389.9M | $10.9B | ||
| Q2 25 | $375.6M | $11.3B | ||
| Q1 25 | $261.5M | $11.2B | ||
| Q4 24 | $223.4M | $11.0B | ||
| Q3 24 | $486.7M | $11.0B | ||
| Q2 24 | $642.9M | $10.5B |
总资产CHWYUNM
| Q1 26 | — | $62.7M | ||
| Q4 25 | $3.3B | $63.5B | ||
| Q3 25 | $3.1B | $63.7B | ||
| Q2 25 | $3.1B | $62.8B | ||
| Q1 25 | $3.0B | $62.5B | ||
| Q4 24 | $3.0B | $62.0B | ||
| Q3 24 | $3.1B | $64.1B | ||
| Q2 24 | $3.2B | $62.0B |
负债/权益比CHWYUNM
| Q1 26 | — | 0.35× | ||
| Q4 25 | — | 0.34× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $207.9M | — |
| 自由现金流经营现金流 - 资本支出 | $175.8M | — |
| 自由现金流率自由现金流/营收 | 5.6% | — |
| 资本支出强度资本支出/营收 | 1.0% | — |
| 现金转化率经营现金流/净利润 | 3.51× | — |
| 过去12个月自由现金流最近4个季度 | $487.0M | — |
8季度趋势，按日历期对齐
经营现金流CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | $207.9M | $357.9M | ||
| Q3 25 | $133.9M | $-371.8M | ||
| Q2 25 | $86.4M | $348.0M | ||
| Q1 25 | $207.5M | $353.6M | ||
| Q4 24 | $183.5M | $485.8M | ||
| Q3 24 | $123.4M | $390.0M | ||
| Q2 24 | $81.9M | $339.1M |
自由现金流CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | $175.8M | $320.1M | ||
| Q3 25 | $105.9M | $-402.6M | ||
| Q2 25 | $48.7M | $320.1M | ||
| Q1 25 | $156.6M | $317.8M | ||
| Q4 24 | $151.8M | $453.8M | ||
| Q3 24 | $91.5M | $352.3M | ||
| Q2 24 | $52.6M | $311.4M |
自由现金流率CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | 9.9% | ||
| Q3 25 | 3.4% | -11.9% | ||
| Q2 25 | 1.6% | 9.5% | ||
| Q1 25 | 4.8% | 10.3% | ||
| Q4 24 | 5.3% | 14.0% | ||
| Q3 24 | 3.2% | 11.0% | ||
| Q2 24 | 1.8% | 9.6% |
资本支出强度CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 1.2% | ||
| Q3 25 | 0.9% | 0.9% | ||
| Q2 25 | 1.2% | 0.8% | ||
| Q1 25 | 1.6% | 1.2% | ||
| Q4 24 | 1.1% | 1.0% | ||
| Q3 24 | 1.1% | 1.2% | ||
| Q2 24 | 1.0% | 0.9% |
现金转化率CHWYUNM
| Q1 26 | — | — | ||
| Q4 25 | 3.51× | 2.06× | ||
| Q3 25 | 2.16× | -9.37× | ||
| Q2 25 | 1.38× | 1.04× | ||
| Q1 25 | 9.10× | 1.87× | ||
| Q4 24 | 46.66× | 1.39× | ||
| Q3 24 | 0.41× | 0.60× | ||
| Q2 24 | 1.22× | 0.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CHWY
暂无分部数据
UNM
| Premium Income | $2.8B | 83% |
| Other | $561.2M | 17% |
