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CHIMERA INVESTMENT CORP（CIM）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是CHIMERA INVESTMENT CORP的1.2倍（$78.6M vs $66.2M），CHIMERA INVESTMENT CORP净利率更高（42.8% vs -178.3%，领先221.1%），CHIMERA INVESTMENT CORP同比增速更快（0.5% vs 0.4%），过去两年CHIMERA INVESTMENT CORP的营收复合增速更高（0.8% vs -1.3%）
Chimera Investment Corp是一家总部位于美国的房地产投资信托，主要投资住宅抵押贷款支持证券、住宅及商业抵押贷款和其他房地产相关金融资产，聚焦为股东创造经风险调整的可持续回报，通过投资组合运营派发定期股息。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
CIM vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.2倍
$66.2M
营收增速更快
CIM
高出0.1%
0.4%
净利率更高
CIM
高出221.1%
-178.3%
两年增速更快
CIM
近两年复合增速
-1.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $66.2M | $78.6M |
| 净利润 | $28.3M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | 42.6% | -182.2% |
| 净利率 | 42.8% | -178.3% |
| 营收同比 | 0.5% | 0.4% |
| 净利润同比 | 119.3% | -3304.1% |
| 每股收益（稀释后） | $0.05 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CIMRPAY
| Q4 25 | $66.2M | $78.6M | ||
| Q3 25 | $65.0M | $77.7M | ||
| Q2 25 | $66.0M | $75.6M | ||
| Q1 25 | $69.2M | $77.3M | ||
| Q4 24 | $65.8M | $78.3M | ||
| Q3 24 | $66.5M | $79.1M | ||
| Q2 24 | $67.3M | $74.9M | ||
| Q1 24 | $65.1M | $80.7M |
净利润CIMRPAY
| Q4 25 | $28.3M | $-140.1M | ||
| Q3 25 | $-580.0K | $-6.4M | ||
| Q2 25 | $35.5M | $-102.3M | ||
| Q1 25 | $167.3M | $-7.9M | ||
| Q4 24 | $-146.5M | $-4.1M | ||
| Q3 24 | $136.5M | $3.2M | ||
| Q2 24 | $56.7M | $-4.1M | ||
| Q1 24 | $129.5M | $-5.2M |
毛利率CIMRPAY
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
营业利润率CIMRPAY
| Q4 25 | 42.6% | -182.2% | ||
| Q3 25 | -0.5% | -3.9% | ||
| Q2 25 | 54.3% | -138.7% | ||
| Q1 25 | — | -4.7% | ||
| Q4 24 | -222.6% | -1.5% | ||
| Q3 24 | — | -0.9% | ||
| Q2 24 | 84.2% | -4.6% | ||
| Q1 24 | — | -3.1% |
净利率CIMRPAY
| Q4 25 | 42.8% | -178.3% | ||
| Q3 25 | -0.9% | -8.3% | ||
| Q2 25 | 53.7% | -135.2% | ||
| Q1 25 | 241.7% | -10.3% | ||
| Q4 24 | -222.6% | -5.3% | ||
| Q3 24 | 205.4% | 4.1% | ||
| Q2 24 | 84.2% | -5.4% | ||
| Q1 24 | 198.8% | -6.5% |
每股收益（稀释后）CIMRPAY
| Q4 25 | $0.05 | $-1.68 | ||
| Q3 25 | $-0.27 | $-0.08 | ||
| Q2 25 | $0.17 | $-1.15 | ||
| Q1 25 | $1.77 | $-0.09 | ||
| Q4 24 | $-2.06 | $-0.04 | ||
| Q3 24 | $1.39 | $0.03 | ||
| Q2 24 | $0.41 | $-0.04 | ||
| Q1 24 | $1.36 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $278.6M | $115.7M |
| 总债务越低越好 | $251.5M | $280.1M |
| 股东权益账面价值 | $2.6B | $484.4M |
| 总资产 | $15.8B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.10× | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资CIMRPAY
| Q4 25 | $278.6M | $115.7M | ||
| Q3 25 | $491.5M | $95.7M | ||
| Q2 25 | $250.2M | $162.6M | ||
| Q1 25 | $253.3M | $165.5M | ||
| Q4 24 | $84.0M | $189.5M | ||
| Q3 24 | $97.3M | $168.7M | ||
| Q2 24 | $162.3M | $147.1M | ||
| Q1 24 | $169.0M | $128.3M |
总债务CIMRPAY
| Q4 25 | $251.5M | $280.1M | ||
| Q3 25 | $251.0M | $279.5M | ||
| Q2 25 | $135.2M | $279.0M | ||
| Q1 25 | $134.9M | $497.6M | ||
| Q4 24 | $134.6M | $496.8M | ||
| Q3 24 | $134.4M | $496.2M | ||
| Q2 24 | $62.4M | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益CIMRPAY
| Q4 25 | $2.6B | $484.4M | ||
| Q3 25 | $2.6B | $616.9M | ||
| Q2 25 | $2.6B | $633.7M | ||
| Q1 25 | $2.6B | $755.7M | ||
| Q4 24 | $2.5B | $761.3M | ||
| Q3 24 | $2.7B | $754.7M | ||
| Q2 24 | $2.6B | $815.4M | ||
| Q1 24 | $2.6B | $813.8M |
总资产CIMRPAY
| Q4 25 | $15.8B | $1.2B | ||
| Q3 25 | $15.1B | $1.3B | ||
| Q2 25 | $14.9B | $1.4B | ||
| Q1 25 | $13.2B | $1.5B | ||
| Q4 24 | $13.1B | $1.6B | ||
| Q3 24 | $13.7B | $1.6B | ||
| Q2 24 | $13.1B | $1.5B | ||
| Q1 24 | $12.5B | $1.5B |
负债/权益比CIMRPAY
| Q4 25 | 0.10× | 0.58× | ||
| Q3 25 | 0.10× | 0.45× | ||
| Q2 25 | 0.05× | 0.44× | ||
| Q1 25 | 0.05× | 0.66× | ||
| Q4 24 | 0.05× | 0.65× | ||
| Q3 24 | 0.05× | 0.66× | ||
| Q2 24 | 0.02× | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-248.9M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | — | $23.2M |
| 自由现金流率自由现金流/营收 | — | 29.6% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | -8.78× | — |
| 过去12个月自由现金流最近4个季度 | — | $90.7M |
8季度趋势，按日历期对齐
经营现金流CIMRPAY
| Q4 25 | $-248.9M | $23.3M | ||
| Q3 25 | $-137.5M | $32.2M | ||
| Q2 25 | $-7.4M | $33.1M | ||
| Q1 25 | $48.8M | $2.5M | ||
| Q4 24 | $205.7M | $34.3M | ||
| Q3 24 | $41.4M | $60.1M | ||
| Q2 24 | $69.0M | $31.0M | ||
| Q1 24 | $57.3M | $24.8M |
自由现金流CIMRPAY
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $32.1M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | $34.0M | ||
| Q3 24 | — | $59.8M | ||
| Q2 24 | — | $30.5M | ||
| Q1 24 | — | $24.7M |
自由现金流率CIMRPAY
| Q4 25 | — | 29.6% | ||
| Q3 25 | — | 41.3% | ||
| Q2 25 | — | 43.6% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 30.6% |
资本支出强度CIMRPAY
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.1% |
现金转化率CIMRPAY
| Q4 25 | -8.78× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.21× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | 18.52× | ||
| Q2 24 | 1.22× | — | ||
| Q1 24 | 0.44× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CIM
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
