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Cincinnati Financial（CINF）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
Cincinnati Financial的季度营收约是罗布乐思的2.0倍（$2.8B vs $1.4B），Cincinnati Financial净利率更高（9.6% vs -22.3%，领先31.9%），罗布乐思同比增速更快（43.2% vs -1.7%），过去两年罗布乐思的营收复合增速更高（32.9% vs 5.2%）
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
CINF vs RBLX — 直观对比
营收规模更大
CINF
是对方的2.0倍
$1.4B
营收增速更快
RBLX
高出44.9%
-1.7%
净利率更高
CINF
高出31.9%
-22.3%
两年增速更快
RBLX
近两年复合增速
5.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $1.4B |
| 净利润 | $274.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | — | -25.3% |
| 净利率 | 9.6% | -22.3% |
| 营收同比 | -1.7% | 43.2% |
| 净利润同比 | — | -43.9% |
| 每股收益（稀释后） | — | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINFRBLX
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $1.4B | ||
| Q3 25 | $3.7B | $1.4B | ||
| Q2 25 | $3.2B | $1.1B | ||
| Q1 25 | $2.6B | $1.0B | ||
| Q4 24 | $2.5B | $988.2M | ||
| Q3 24 | $3.3B | $919.0M | ||
| Q2 24 | $2.5B | $893.5M |
净利润CINFRBLX
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $-316.0M | ||
| Q3 25 | $1.1B | $-255.6M | ||
| Q2 25 | $685.0M | $-278.4M | ||
| Q1 25 | $-90.0M | $-215.1M | ||
| Q4 24 | $405.0M | $-219.6M | ||
| Q3 24 | $820.0M | $-239.3M | ||
| Q2 24 | $312.0M | $-205.9M |
毛利率CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% |
营业利润率CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | -25.3% | ||
| Q3 25 | 37.9% | -21.8% | ||
| Q2 25 | 26.3% | -29.8% | ||
| Q1 25 | -5.0% | -24.6% | ||
| Q4 24 | 18.9% | -24.7% | ||
| Q3 24 | 31.3% | -30.4% | ||
| Q2 24 | 15.2% | -26.6% |
净利率CINFRBLX
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | -22.3% | ||
| Q3 25 | 30.1% | -18.8% | ||
| Q2 25 | 21.1% | -25.8% | ||
| Q1 25 | -3.5% | -20.8% | ||
| Q4 24 | 16.0% | -22.2% | ||
| Q3 24 | 24.7% | -26.0% | ||
| Q2 24 | 12.3% | -23.0% |
每股收益（稀释后）CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $-0.44 | ||
| Q3 25 | $7.11 | $-0.37 | ||
| Q2 25 | $4.34 | $-0.41 | ||
| Q1 25 | $-0.57 | $-0.32 | ||
| Q4 24 | $2.57 | $-0.32 | ||
| Q3 24 | $5.20 | $-0.37 | ||
| Q2 24 | $1.98 | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $3.1B |
| 总债务越低越好 | $816.0M | $1.2B |
| 股东权益账面价值 | $15.7B | $394.5M |
| 总资产 | $41.2B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.05× | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资CINFRBLX
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $3.1B | ||
| Q3 25 | $1.6B | $2.9B | ||
| Q2 25 | $1.1B | $2.6B | ||
| Q1 25 | $1.1B | $2.7B | ||
| Q4 24 | $1.3B | $2.4B | ||
| Q3 24 | $1.8B | $2.3B | ||
| Q2 24 | $771.0M | $2.4B |
总债务CINFRBLX
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $1.2B | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $859.0M | — | ||
| Q1 25 | $853.0M | — | ||
| Q4 24 | $850.0M | $1.2B | ||
| Q3 24 | $849.0M | — | ||
| Q2 24 | $849.0M | — |
股东权益CINFRBLX
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $394.5M | ||
| Q3 25 | $15.4B | $407.6M | ||
| Q2 25 | $14.3B | $353.2M | ||
| Q1 25 | $13.7B | $310.7M | ||
| Q4 24 | $13.9B | $221.4M | ||
| Q3 24 | $13.8B | $189.9M | ||
| Q2 24 | $12.8B | $121.5M |
总资产CINFRBLX
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $9.6B | ||
| Q3 25 | $40.6B | $8.6B | ||
| Q2 25 | $38.8B | $7.8B | ||
| Q1 25 | $37.3B | $7.5B | ||
| Q4 24 | $36.5B | $7.2B | ||
| Q3 24 | $37.0B | $6.7B | ||
| Q2 24 | $34.8B | $6.5B |
负债/权益比CINFRBLX
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 2.98× | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | 5.48× | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $607.0M | ||
| Q3 25 | $1.1B | $546.2M | ||
| Q2 25 | $741.0M | $199.3M | ||
| Q1 25 | $310.0M | $443.9M | ||
| Q4 24 | $642.0M | $184.5M | ||
| Q3 24 | $912.0M | $247.4M | ||
| Q2 24 | $742.0M | $151.4M |
自由现金流CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | $939.0M | $308.6M | ||
| Q3 25 | $1.1B | $443.6M | ||
| Q2 25 | $737.0M | $176.7M | ||
| Q1 25 | $307.0M | $426.5M | ||
| Q4 24 | $638.0M | $120.6M | ||
| Q3 24 | $906.0M | $218.0M | ||
| Q2 24 | $737.0M | $111.7M |
自由现金流率CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | 30.4% | 21.8% | ||
| Q3 25 | 29.8% | 32.6% | ||
| Q2 25 | 22.7% | 16.3% | ||
| Q1 25 | 12.0% | 41.2% | ||
| Q4 24 | 25.1% | 12.2% | ||
| Q3 24 | 27.3% | 23.7% | ||
| Q2 24 | 29.0% | 12.5% |
资本支出强度CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 21.1% | ||
| Q3 25 | 0.1% | 7.5% | ||
| Q2 25 | 0.1% | 2.1% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.2% | 6.5% | ||
| Q3 24 | 0.2% | 3.2% | ||
| Q2 24 | 0.2% | 4.4% |
现金转化率CINFRBLX
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | — | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.59× | — | ||
| Q3 24 | 1.11× | — | ||
| Q2 24 | 2.38× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
