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Cincinnati Financial（CINF）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Cincinnati Financial的季度营收约是Roper Technologies的1.3倍（$2.8B vs $2.1B），Roper Technologies净利率更高（15.8% vs 9.6%，领先6.2%），Roper Technologies同比增速更快（11.3% vs -1.7%），过去两年Roper Technologies的营收复合增速更高（10.5% vs 5.2%）
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
CINF vs ROP — 直观对比
营收规模更大
CINF
是对方的1.3倍
$2.1B
营收增速更快
ROP
高出13.0%
-1.7%
净利率更高
ROP
高出6.2%
9.6%
两年增速更快
ROP
近两年复合增速
5.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $2.1B |
| 净利润 | $274.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | — | 27.2% |
| 净利率 | 9.6% | 15.8% |
| 营收同比 | -1.7% | 11.3% |
| 净利润同比 | — | 53.7% |
| 每股收益（稀释后） | — | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CINFROP
| Q1 26 | $2.8B | $2.1B | ||
| Q4 25 | $3.1B | $2.1B | ||
| Q3 25 | $3.7B | $2.0B | ||
| Q2 25 | $3.2B | $1.9B | ||
| Q1 25 | $2.6B | $1.9B | ||
| Q4 24 | $2.5B | $1.9B | ||
| Q3 24 | $3.3B | $1.8B | ||
| Q2 24 | $2.5B | $1.7B |
净利润CINFROP
| Q1 26 | $274.0M | $331.0M | ||
| Q4 25 | $676.0M | $428.4M | ||
| Q3 25 | $1.1B | $398.5M | ||
| Q2 25 | $685.0M | $378.3M | ||
| Q1 25 | $-90.0M | $331.1M | ||
| Q4 24 | $405.0M | $462.3M | ||
| Q3 24 | $820.0M | $367.9M | ||
| Q2 24 | $312.0M | $337.1M |
毛利率CINFROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率CINFROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 27.2% | 28.6% | ||
| Q3 25 | 37.9% | 28.4% | ||
| Q2 25 | 26.3% | 28.2% | ||
| Q1 25 | -5.0% | 27.9% | ||
| Q4 24 | 18.9% | 28.0% | ||
| Q3 24 | 31.3% | 28.1% | ||
| Q2 24 | 15.2% | 28.8% |
净利率CINFROP
| Q1 26 | 9.6% | 15.8% | ||
| Q4 25 | 21.9% | 20.8% | ||
| Q3 25 | 30.1% | 19.8% | ||
| Q2 25 | 21.1% | 19.5% | ||
| Q1 25 | -3.5% | 17.6% | ||
| Q4 24 | 16.0% | 24.6% | ||
| Q3 24 | 24.7% | 20.8% | ||
| Q2 24 | 12.3% | 19.6% |
每股收益（稀释后）CINFROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $4.29 | $3.97 | ||
| Q3 25 | $7.11 | $3.68 | ||
| Q2 25 | $4.34 | $3.49 | ||
| Q1 25 | $-0.57 | $3.06 | ||
| Q4 24 | $2.57 | $4.29 | ||
| Q3 24 | $5.20 | $3.40 | ||
| Q2 24 | $1.98 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $382.9M |
| 总债务越低越好 | $816.0M | $9.7B |
| 股东权益账面价值 | $15.7B | $18.8B |
| 总资产 | $41.2B | $34.6B |
| 负债/权益比越低杠杆越低 | 0.05× | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资CINFROP
| Q1 26 | $1.2B | $382.9M | ||
| Q4 25 | $148.0M | $297.4M | ||
| Q3 25 | $1.6B | $320.0M | ||
| Q2 25 | $1.1B | $242.4M | ||
| Q1 25 | $1.1B | $372.8M | ||
| Q4 24 | $1.3B | $188.2M | ||
| Q3 24 | $1.8B | $269.6M | ||
| Q2 24 | $771.0M | $251.5M |
总债务CINFROP
| Q1 26 | $816.0M | $9.7B | ||
| Q4 25 | $861.0M | $9.3B | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $859.0M | — | ||
| Q1 25 | $853.0M | — | ||
| Q4 24 | $850.0M | $7.6B | ||
| Q3 24 | $849.0M | — | ||
| Q2 24 | $849.0M | — |
股东权益CINFROP
| Q1 26 | $15.7B | $18.8B | ||
| Q4 25 | $15.9B | $19.9B | ||
| Q3 25 | $15.4B | $20.0B | ||
| Q2 25 | $14.3B | $19.6B | ||
| Q1 25 | $13.7B | $19.2B | ||
| Q4 24 | $13.9B | $18.9B | ||
| Q3 24 | $13.8B | $18.5B | ||
| Q2 24 | $12.8B | $18.1B |
总资产CINFROP
| Q1 26 | $41.2B | $34.6B | ||
| Q4 25 | $41.0B | $34.6B | ||
| Q3 25 | $40.6B | $34.6B | ||
| Q2 25 | $38.8B | $33.2B | ||
| Q1 25 | $37.3B | $31.4B | ||
| Q4 24 | $36.5B | $31.3B | ||
| Q3 24 | $37.0B | $31.6B | ||
| Q2 24 | $34.8B | $29.8B |
负债/权益比CINFROP
| Q1 26 | 0.05× | 0.52× | ||
| Q4 25 | 0.05× | 0.47× | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | 0.40× | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CINFROP
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $738.0M | ||
| Q3 25 | $1.1B | $869.5M | ||
| Q2 25 | $741.0M | $404.1M | ||
| Q1 25 | $310.0M | $528.7M | ||
| Q4 24 | $642.0M | $722.2M | ||
| Q3 24 | $912.0M | $755.4M | ||
| Q2 24 | $742.0M | $384.1M |
自由现金流CINFROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | $939.0M | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $737.0M | — | ||
| Q1 25 | $307.0M | — | ||
| Q4 24 | $638.0M | — | ||
| Q3 24 | $906.0M | — | ||
| Q2 24 | $737.0M | — |
自由现金流率CINFROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | 30.4% | — | ||
| Q3 25 | 29.8% | — | ||
| Q2 25 | 22.7% | — | ||
| Q1 25 | 12.0% | — | ||
| Q4 24 | 25.1% | — | ||
| Q3 24 | 27.3% | — | ||
| Q2 24 | 29.0% | — |
资本支出强度CINFROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.2% | — |
现金转化率CINFROP
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | 1.72× | ||
| Q3 25 | 0.99× | 2.18× | ||
| Q2 25 | 1.08× | 1.07× | ||
| Q1 25 | — | 1.60× | ||
| Q4 24 | 1.59× | 1.56× | ||
| Q3 24 | 1.11× | 2.05× | ||
| Q2 24 | 2.38× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
