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Columbia Financial, Inc.（CLBK）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
Columbia Financial, Inc.的季度营收约是牛津地产的1.0倍（$68.8M vs $66.7M），牛津地产净利率更高（47.8% vs 22.8%，领先25.0%），Columbia Financial, Inc.同比增速更快（29.7% vs -13.1%），过去两年Columbia Financial, Inc.的营收复合增速更高（17.7% vs -6.0%）
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
CLBK vs IIPR — 直观对比
营收规模更大
CLBK
是对方的1.0倍
$66.7M
营收增速更快
CLBK
高出42.9%
-13.1%
净利率更高
IIPR
高出25.0%
22.8%
两年增速更快
CLBK
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $68.8M | $66.7M |
| 净利润 | $15.7M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 28.6% | 47.8% |
| 净利率 | 22.8% | 47.8% |
| 营收同比 | 29.7% | -13.1% |
| 净利润同比 | 173.9% | -20.4% |
| 每股收益（稀释后） | $0.15 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLBKIIPR
| Q4 25 | $68.8M | $66.7M | ||
| Q3 25 | $67.3M | $64.7M | ||
| Q2 25 | $63.9M | $62.9M | ||
| Q1 25 | $58.8M | $71.7M | ||
| Q4 24 | $46.4M | $76.7M | ||
| Q3 24 | $54.3M | $76.5M | ||
| Q2 24 | $53.3M | $79.8M | ||
| Q1 24 | $49.7M | $75.5M |
净利润CLBKIIPR
| Q4 25 | $15.7M | $31.8M | ||
| Q3 25 | $14.9M | $29.3M | ||
| Q2 25 | $12.3M | $26.0M | ||
| Q1 25 | $8.9M | $31.1M | ||
| Q4 24 | $-21.2M | $40.0M | ||
| Q3 24 | $6.2M | $40.2M | ||
| Q2 24 | $4.5M | $42.0M | ||
| Q1 24 | $-1.2M | $39.4M |
营业利润率CLBKIIPR
| Q4 25 | 28.6% | 47.8% | ||
| Q3 25 | 29.5% | 45.5% | ||
| Q2 25 | 25.8% | 45.9% | ||
| Q1 25 | 20.4% | 47.4% | ||
| Q4 24 | -57.6% | 54.7% | ||
| Q3 24 | 13.5% | 54.8% | ||
| Q2 24 | 9.0% | 53.1% | ||
| Q1 24 | -2.6% | 55.7% |
净利率CLBKIIPR
| Q4 25 | 22.8% | 47.8% | ||
| Q3 25 | 22.1% | 45.3% | ||
| Q2 25 | 19.3% | 41.4% | ||
| Q1 25 | 15.1% | 43.3% | ||
| Q4 24 | -45.7% | 52.2% | ||
| Q3 24 | 11.4% | 52.6% | ||
| Q2 24 | 8.5% | 52.6% | ||
| Q1 24 | -2.3% | 52.3% |
每股收益（稀释后）CLBKIIPR
| Q4 25 | $0.15 | $1.07 | ||
| Q3 25 | $0.15 | $0.97 | ||
| Q2 25 | $0.12 | $0.86 | ||
| Q1 25 | $0.09 | $1.03 | ||
| Q4 24 | $-0.20 | $1.35 | ||
| Q3 24 | $0.06 | $1.37 | ||
| Q2 24 | $0.04 | $1.44 | ||
| Q1 24 | $-0.01 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $340.8M | $47.6M |
| 总债务越低越好 | $1.2B | $393.7M |
| 股东权益账面价值 | $1.2B | $1.8B |
| 总资产 | $11.0B | $2.4B |
| 负债/权益比越低杠杆越低 | 1.02× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资CLBKIIPR
| Q4 25 | $340.8M | $47.6M | ||
| Q3 25 | $253.4M | $41.9M | ||
| Q2 25 | $248.2M | $104.9M | ||
| Q1 25 | $256.1M | $133.3M | ||
| Q4 24 | $289.2M | $151.2M | ||
| Q3 24 | $283.5M | $172.4M | ||
| Q2 24 | $391.1M | $160.9M | ||
| Q1 24 | $373.5M | $173.5M |
总债务CLBKIIPR
| Q4 25 | $1.2B | $393.7M | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益CLBKIIPR
| Q4 25 | $1.2B | $1.8B | ||
| Q3 25 | $1.1B | $1.9B | ||
| Q2 25 | $1.1B | $1.9B | ||
| Q1 25 | $1.1B | $1.9B | ||
| Q4 24 | $1.1B | $1.9B | ||
| Q3 24 | $1.1B | $1.9B | ||
| Q2 24 | $1.0B | $1.9B | ||
| Q1 24 | $1.0B | $2.0B |
总资产CLBKIIPR
| Q4 25 | $11.0B | $2.4B | ||
| Q3 25 | $10.9B | $2.3B | ||
| Q2 25 | $10.7B | $2.3B | ||
| Q1 25 | $10.6B | $2.4B | ||
| Q4 24 | $10.5B | $2.4B | ||
| Q3 24 | $10.7B | $2.4B | ||
| Q2 24 | $10.8B | $2.4B | ||
| Q1 24 | $10.6B | $2.4B |
负债/权益比CLBKIIPR
| Q4 25 | 1.02× | 0.21× | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 1.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $68.4M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $58.6M | — |
| 自由现金流率自由现金流/营收 | 85.1% | — |
| 资本支出强度资本支出/营收 | 14.3% | — |
| 现金转化率经营现金流/净利润 | 4.36× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $95.1M | — |
8季度趋势，按日历期对齐
经营现金流CLBKIIPR
| Q4 25 | $68.4M | $198.2M | ||
| Q3 25 | $31.0M | $45.6M | ||
| Q2 25 | $14.6M | $48.4M | ||
| Q1 25 | $-1.6M | $54.2M | ||
| Q4 24 | $33.3M | $258.4M | ||
| Q3 24 | $-28.3M | $64.9M | ||
| Q2 24 | $18.6M | $64.2M | ||
| Q1 24 | $14.1M | $71.6M |
自由现金流CLBKIIPR
| Q4 25 | $58.6M | — | ||
| Q3 25 | $28.1M | — | ||
| Q2 25 | $12.9M | — | ||
| Q1 25 | $-4.5M | — | ||
| Q4 24 | $25.9M | — | ||
| Q3 24 | $-31.1M | — | ||
| Q2 24 | $17.2M | — | ||
| Q1 24 | $12.5M | — |
自由现金流率CLBKIIPR
| Q4 25 | 85.1% | — | ||
| Q3 25 | 41.8% | — | ||
| Q2 25 | 20.2% | — | ||
| Q1 25 | -7.6% | — | ||
| Q4 24 | 55.7% | — | ||
| Q3 24 | -57.3% | — | ||
| Q2 24 | 32.3% | — | ||
| Q1 24 | 25.1% | — |
资本支出强度CLBKIIPR
| Q4 25 | 14.3% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 2.7% | — | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | 16.0% | — | ||
| Q3 24 | 5.1% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 3.4% | — |
现金转化率CLBKIIPR
| Q4 25 | 4.36× | 6.22× | ||
| Q3 25 | 2.08× | 1.56× | ||
| Q2 25 | 1.19× | 1.86× | ||
| Q1 25 | -0.18× | 1.75× | ||
| Q4 24 | — | 6.46× | ||
| Q3 24 | -4.57× | 1.61× | ||
| Q2 24 | 4.09× | 1.53× | ||
| Q1 24 | — | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
