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Columbia Financial, Inc.（CLBK）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
Columbia Financial, Inc.的季度营收约是PDF SOLUTIONS INC的1.1倍（$68.8M vs $62.4M），Columbia Financial, Inc.净利率更高（22.8% vs -0.1%，领先22.9%），Columbia Financial, Inc.同比增速更快（29.7% vs 24.6%），Columbia Financial, Inc.自由现金流更多（$58.6M vs $7.5M），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 17.7%）
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
CLBK vs PDFS — 直观对比
营收规模更大
CLBK
是对方的1.1倍
$62.4M
营收增速更快
CLBK
高出5.1%
24.6%
净利率更高
CLBK
高出22.9%
-0.1%
自由现金流更多
CLBK
多$51.0M
$7.5M
两年增速更快
PDFS
近两年复合增速
17.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $68.8M | $62.4M |
| 净利润 | $15.7M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | 28.6% | 5.5% |
| 净利率 | 22.8% | -0.1% |
| 营收同比 | 29.7% | 24.6% |
| 净利润同比 | 173.9% | -108.9% |
| 每股收益（稀释后） | $0.15 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLBKPDFS
| Q4 25 | $68.8M | $62.4M | ||
| Q3 25 | $67.3M | $57.1M | ||
| Q2 25 | $63.9M | $51.7M | ||
| Q1 25 | $58.8M | $47.8M | ||
| Q4 24 | $46.4M | $50.1M | ||
| Q3 24 | $54.3M | $46.4M | ||
| Q2 24 | $53.3M | $41.7M | ||
| Q1 24 | $49.7M | $41.3M |
净利润CLBKPDFS
| Q4 25 | $15.7M | $-48.0K | ||
| Q3 25 | $14.9M | $1.3M | ||
| Q2 25 | $12.3M | $1.1M | ||
| Q1 25 | $8.9M | $-3.0M | ||
| Q4 24 | $-21.2M | $539.0K | ||
| Q3 24 | $6.2M | $2.2M | ||
| Q2 24 | $4.5M | $1.7M | ||
| Q1 24 | $-1.2M | $-393.0K |
毛利率CLBKPDFS
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 67.3% |
营业利润率CLBKPDFS
| Q4 25 | 28.6% | 5.5% | ||
| Q3 25 | 29.5% | 8.5% | ||
| Q2 25 | 25.8% | 2.2% | ||
| Q1 25 | 20.4% | -7.4% | ||
| Q4 24 | -57.6% | 1.0% | ||
| Q3 24 | 13.5% | 4.6% | ||
| Q2 24 | 9.0% | 0.6% | ||
| Q1 24 | -2.6% | -4.7% |
净利率CLBKPDFS
| Q4 25 | 22.8% | -0.1% | ||
| Q3 25 | 22.1% | 2.3% | ||
| Q2 25 | 19.3% | 2.2% | ||
| Q1 25 | 15.1% | -6.3% | ||
| Q4 24 | -45.7% | 1.1% | ||
| Q3 24 | 11.4% | 4.8% | ||
| Q2 24 | 8.5% | 4.1% | ||
| Q1 24 | -2.3% | -1.0% |
每股收益（稀释后）CLBKPDFS
| Q4 25 | $0.15 | $0.00 | ||
| Q3 25 | $0.15 | $0.03 | ||
| Q2 25 | $0.12 | $0.03 | ||
| Q1 25 | $0.09 | $-0.08 | ||
| Q4 24 | $-0.20 | $0.01 | ||
| Q3 24 | $0.06 | $0.06 | ||
| Q2 24 | $0.04 | $0.04 | ||
| Q1 24 | $-0.01 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $340.8M | $42.2M |
| 总债务越低越好 | $1.2B | $67.0M |
| 股东权益账面价值 | $1.2B | $271.0M |
| 总资产 | $11.0B | $418.7M |
| 负债/权益比越低杠杆越低 | 1.02× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资CLBKPDFS
| Q4 25 | $340.8M | $42.2M | ||
| Q3 25 | $253.4M | $35.9M | ||
| Q2 25 | $248.2M | $40.4M | ||
| Q1 25 | $256.1M | $54.1M | ||
| Q4 24 | $289.2M | $114.9M | ||
| Q3 24 | $283.5M | $120.2M | ||
| Q2 24 | $391.1M | $117.9M | ||
| Q1 24 | $373.5M | $122.9M |
总债务CLBKPDFS
| Q4 25 | $1.2B | $67.0M | ||
| Q3 25 | $1.3B | $67.6M | ||
| Q2 25 | $1.3B | $68.1M | ||
| Q1 25 | $1.1B | $68.7M | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益CLBKPDFS
| Q4 25 | $1.2B | $271.0M | ||
| Q3 25 | $1.1B | $264.4M | ||
| Q2 25 | $1.1B | $257.5M | ||
| Q1 25 | $1.1B | $249.0M | ||
| Q4 24 | $1.1B | $246.0M | ||
| Q3 24 | $1.1B | $240.5M | ||
| Q2 24 | $1.0B | $232.2M | ||
| Q1 24 | $1.0B | $225.4M |
总资产CLBKPDFS
| Q4 25 | $11.0B | $418.7M | ||
| Q3 25 | $10.9B | $406.4M | ||
| Q2 25 | $10.7B | $391.1M | ||
| Q1 25 | $10.6B | $390.0M | ||
| Q4 24 | $10.5B | $315.3M | ||
| Q3 24 | $10.7B | $307.4M | ||
| Q2 24 | $10.8B | $298.0M | ||
| Q1 24 | $10.6B | $286.8M |
负债/权益比CLBKPDFS
| Q4 25 | 1.02× | 0.25× | ||
| Q3 25 | 1.11× | 0.26× | ||
| Q2 25 | 1.14× | 0.26× | ||
| Q1 25 | 1.01× | 0.28× | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 1.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $68.4M | $17.3M |
| 自由现金流经营现金流 - 资本支出 | $58.6M | $7.5M |
| 自由现金流率自由现金流/营收 | 85.1% | 12.1% |
| 资本支出强度资本支出/营收 | 14.3% | 15.7% |
| 现金转化率经营现金流/净利润 | 4.36× | — |
| 过去12个月自由现金流最近4个季度 | $95.1M | $-8.6M |
8季度趋势，按日历期对齐
经营现金流CLBKPDFS
| Q4 25 | $68.4M | $17.3M | ||
| Q3 25 | $31.0M | $3.3M | ||
| Q2 25 | $14.6M | $-5.2M | ||
| Q1 25 | $-1.6M | $8.6M | ||
| Q4 24 | $33.3M | $1.6M | ||
| Q3 24 | $-28.3M | $9.3M | ||
| Q2 24 | $18.6M | $684.0K | ||
| Q1 24 | $14.1M | $-1.9M |
自由现金流CLBKPDFS
| Q4 25 | $58.6M | $7.5M | ||
| Q3 25 | $28.1M | $-2.9M | ||
| Q2 25 | $12.9M | $-13.8M | ||
| Q1 25 | $-4.5M | $535.0K | ||
| Q4 24 | $25.9M | $-4.0M | ||
| Q3 24 | $-31.1M | $5.1M | ||
| Q2 24 | $17.2M | $-4.6M | ||
| Q1 24 | $12.5M | $-3.9M |
自由现金流率CLBKPDFS
| Q4 25 | 85.1% | 12.1% | ||
| Q3 25 | 41.8% | -5.1% | ||
| Q2 25 | 20.2% | -26.6% | ||
| Q1 25 | -7.6% | 1.1% | ||
| Q4 24 | 55.7% | -8.0% | ||
| Q3 24 | -57.3% | 11.0% | ||
| Q2 24 | 32.3% | -11.1% | ||
| Q1 24 | 25.1% | -9.4% |
资本支出强度CLBKPDFS
| Q4 25 | 14.3% | 15.7% | ||
| Q3 25 | 4.2% | 10.8% | ||
| Q2 25 | 2.7% | 16.5% | ||
| Q1 25 | 4.9% | 17.0% | ||
| Q4 24 | 16.0% | 11.3% | ||
| Q3 24 | 5.1% | 9.0% | ||
| Q2 24 | 2.6% | 12.8% | ||
| Q1 24 | 3.4% | 4.9% |
现金转化率CLBKPDFS
| Q4 25 | 4.36× | — | ||
| Q3 25 | 2.08× | 2.54× | ||
| Q2 25 | 1.19× | -4.55× | ||
| Q1 25 | -0.18× | — | ||
| Q4 24 | — | 2.98× | ||
| Q3 24 | -4.57× | 4.20× | ||
| Q2 24 | 4.09× | 0.40× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLBK
暂无分部数据
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
