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Columbia Financial, Inc.（CLBK）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
Columbia Financial, Inc.的季度营收约是READING INTERNATIONAL INC的1.4倍（$68.8M vs $50.3M），Columbia Financial, Inc.净利率更高（22.8% vs -5.1%，领先27.9%），Columbia Financial, Inc.同比增速更快（29.7% vs -14.2%），Columbia Financial, Inc.自由现金流更多（$58.6M vs $4.1M），过去两年Columbia Financial, Inc.的营收复合增速更高（17.7% vs 5.6%）
哥伦比亚金融公司（CLBK）是一家美国多元化金融服务及银行控股企业，提供财富管理、资产管理、保险、年金、遗产规划在内的全方位金融规划产品与服务，满足客户不同阶段的财务规划需求。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
CLBK vs RDI — 直观对比
营收规模更大
CLBK
是对方的1.4倍
$50.3M
营收增速更快
CLBK
高出43.9%
-14.2%
净利率更高
CLBK
高出27.9%
-5.1%
自由现金流更多
CLBK
多$54.4M
$4.1M
两年增速更快
CLBK
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $68.8M | $50.3M |
| 净利润 | $15.7M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 28.6% | -1.9% |
| 净利率 | 22.8% | -5.1% |
| 营收同比 | 29.7% | -14.2% |
| 净利润同比 | 173.9% | -14.5% |
| 每股收益（稀释后） | $0.15 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLBKRDI
| Q4 25 | $68.8M | $50.3M | ||
| Q3 25 | $67.3M | $52.2M | ||
| Q2 25 | $63.9M | $60.4M | ||
| Q1 25 | $58.8M | $40.2M | ||
| Q4 24 | $46.4M | $58.6M | ||
| Q3 24 | $54.3M | $60.1M | ||
| Q2 24 | $53.3M | $46.8M | ||
| Q1 24 | $49.7M | $45.1M |
净利润CLBKRDI
| Q4 25 | $15.7M | $-2.6M | ||
| Q3 25 | $14.9M | $-4.2M | ||
| Q2 25 | $12.3M | $-2.7M | ||
| Q1 25 | $8.9M | $-4.8M | ||
| Q4 24 | $-21.2M | $-2.2M | ||
| Q3 24 | $6.2M | $-7.0M | ||
| Q2 24 | $4.5M | $-12.8M | ||
| Q1 24 | $-1.2M | $-13.2M |
营业利润率CLBKRDI
| Q4 25 | 28.6% | -1.9% | ||
| Q3 25 | 29.5% | -0.6% | ||
| Q2 25 | 25.8% | 4.8% | ||
| Q1 25 | 20.4% | -17.2% | ||
| Q4 24 | -57.6% | 2.6% | ||
| Q3 24 | 13.5% | -0.6% | ||
| Q2 24 | 9.0% | -16.4% | ||
| Q1 24 | -2.6% | -16.7% |
净利率CLBKRDI
| Q4 25 | 22.8% | -5.1% | ||
| Q3 25 | 22.1% | -8.0% | ||
| Q2 25 | 19.3% | -4.4% | ||
| Q1 25 | 15.1% | -11.8% | ||
| Q4 24 | -45.7% | -3.8% | ||
| Q3 24 | 11.4% | -11.7% | ||
| Q2 24 | 8.5% | -27.4% | ||
| Q1 24 | -2.3% | -29.4% |
每股收益（稀释后）CLBKRDI
| Q4 25 | $0.15 | $-0.11 | ||
| Q3 25 | $0.15 | $-0.18 | ||
| Q2 25 | $0.12 | $-0.12 | ||
| Q1 25 | $0.09 | $-0.21 | ||
| Q4 24 | $-0.20 | $-0.11 | ||
| Q3 24 | $0.06 | $-0.31 | ||
| Q2 24 | $0.04 | $-0.57 | ||
| Q1 24 | $-0.01 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $340.8M | $10.5M |
| 总债务越低越好 | $1.2B | $185.1M |
| 股东权益账面价值 | $1.2B | $-18.2M |
| 总资产 | $11.0B | $434.9M |
| 负债/权益比越低杠杆越低 | 1.02× | — |
8季度趋势，按日历期对齐
现金及短期投资CLBKRDI
| Q4 25 | $340.8M | $10.5M | ||
| Q3 25 | $253.4M | $8.1M | ||
| Q2 25 | $248.2M | $9.1M | ||
| Q1 25 | $256.1M | $5.9M | ||
| Q4 24 | $289.2M | $12.4M | ||
| Q3 24 | $283.5M | $10.1M | ||
| Q2 24 | $391.1M | $9.3M | ||
| Q1 24 | $373.5M | $7.5M |
总债务CLBKRDI
| Q4 25 | $1.2B | $185.1M | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | $202.7M | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益CLBKRDI
| Q4 25 | $1.2B | $-18.2M | ||
| Q3 25 | $1.1B | $-12.1M | ||
| Q2 25 | $1.1B | $-7.7M | ||
| Q1 25 | $1.1B | $-8.1M | ||
| Q4 24 | $1.1B | $-4.4M | ||
| Q3 24 | $1.1B | $1.6M | ||
| Q2 24 | $1.0B | $6.5M | ||
| Q1 24 | $1.0B | $18.0M |
总资产CLBKRDI
| Q4 25 | $11.0B | $434.9M | ||
| Q3 25 | $10.9B | $435.2M | ||
| Q2 25 | $10.7B | $438.1M | ||
| Q1 25 | $10.6B | $441.0M | ||
| Q4 24 | $10.5B | $471.0M | ||
| Q3 24 | $10.7B | $495.7M | ||
| Q2 24 | $10.8B | $494.9M | ||
| Q1 24 | $10.6B | $494.9M |
负债/权益比CLBKRDI
| Q4 25 | 1.02× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.00× | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 1.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $68.4M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $58.6M | $4.1M |
| 自由现金流率自由现金流/营收 | 85.1% | 8.2% |
| 资本支出强度资本支出/营收 | 14.3% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.36× | — |
| 过去12个月自由现金流最近4个季度 | $95.1M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流CLBKRDI
| Q4 25 | $68.4M | $4.3M | ||
| Q3 25 | $31.0M | $295.0K | ||
| Q2 25 | $14.6M | $1.6M | ||
| Q1 25 | $-1.6M | $-7.7M | ||
| Q4 24 | $33.3M | $8.0M | ||
| Q3 24 | $-28.3M | $1.3M | ||
| Q2 24 | $18.6M | $-10.4M | ||
| Q1 24 | $14.1M | $-2.8M |
自由现金流CLBKRDI
| Q4 25 | $58.6M | $4.1M | ||
| Q3 25 | $28.1M | $-246.0K | ||
| Q2 25 | $12.9M | $1.2M | ||
| Q1 25 | $-4.5M | $-8.0M | ||
| Q4 24 | $25.9M | $7.0M | ||
| Q3 24 | $-31.1M | $-1.1M | ||
| Q2 24 | $17.2M | $-10.6M | ||
| Q1 24 | $12.5M | $-4.7M |
自由现金流率CLBKRDI
| Q4 25 | 85.1% | 8.2% | ||
| Q3 25 | 41.8% | -0.5% | ||
| Q2 25 | 20.2% | 1.9% | ||
| Q1 25 | -7.6% | -19.8% | ||
| Q4 24 | 55.7% | 12.0% | ||
| Q3 24 | -57.3% | -1.8% | ||
| Q2 24 | 32.3% | -22.7% | ||
| Q1 24 | 25.1% | -10.4% |
资本支出强度CLBKRDI
| Q4 25 | 14.3% | 0.3% | ||
| Q3 25 | 4.2% | 1.0% | ||
| Q2 25 | 2.7% | 0.6% | ||
| Q1 25 | 4.9% | 0.6% | ||
| Q4 24 | 16.0% | 1.7% | ||
| Q3 24 | 5.1% | 4.0% | ||
| Q2 24 | 2.6% | 0.5% | ||
| Q1 24 | 3.4% | 4.3% |
现金转化率CLBKRDI
| Q4 25 | 4.36× | — | ||
| Q3 25 | 2.08× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | -0.18× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -4.57× | — | ||
| Q2 24 | 4.09× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLBK
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
