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Clearfield, Inc.（CLFD）与CITIZENS FINANCIAL SERVICES INC（CZFS）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是CITIZENS FINANCIAL SERVICES INC的1.2倍（$34.3M vs $29.6M），CITIZENS FINANCIAL SERVICES INC净利率更高（35.4% vs -1.8%，领先37.2%），CITIZENS FINANCIAL SERVICES INC同比增速更快（13.0% vs -3.2%），CITIZENS FINANCIAL SERVICES INC自由现金流更多（$35.2M vs $-2.4M），过去两年CITIZENS FINANCIAL SERVICES INC的营收复合增速更高（6.9% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
公民金融集团是一家美国银行控股公司，总部位于罗得岛州普罗维登斯。集团旗下拥有公民银行（Citizens Bank, N.A.），业务覆盖美国康涅狄格、特拉华、佛罗里达等十余个州及华盛顿哥伦比亚特区。
CLFD vs CZFS — 直观对比
营收规模更大
CLFD
是对方的1.2倍
$29.6M
营收增速更快
CZFS
高出16.2%
-3.2%
净利率更高
CZFS
高出37.2%
-1.8%
自由现金流更多
CZFS
多$37.7M
$-2.4M
两年增速更快
CZFS
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $29.6M |
| 净利润 | $-614.0K | $10.5M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 44.2% |
| 净利率 | -1.8% | 35.4% |
| 营收同比 | -3.2% | 13.0% |
| 净利润同比 | 67.8% | 31.3% |
| 每股收益（稀释后） | $-0.04 | $2.17 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDCZFS
| Q4 25 | $34.3M | $29.6M | ||
| Q3 25 | $23.4M | $29.0M | ||
| Q2 25 | $49.9M | $27.3M | ||
| Q1 25 | $47.2M | $26.4M | ||
| Q4 24 | $29.7M | $26.2M | ||
| Q3 24 | $5.6M | $25.1M | ||
| Q2 24 | $48.8M | $24.6M | ||
| Q1 24 | $36.9M | $25.9M |
净利润CLFDCZFS
| Q4 25 | $-614.0K | $10.5M | ||
| Q3 25 | $-9.1M | $10.0M | ||
| Q2 25 | $1.6M | $8.5M | ||
| Q1 25 | $1.3M | $7.6M | ||
| Q4 24 | $-1.9M | $8.0M | ||
| Q3 24 | — | $7.5M | ||
| Q2 24 | $-447.0K | $5.3M | ||
| Q1 24 | $-5.9M | $7.0M |
毛利率CLFDCZFS
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDCZFS
| Q4 25 | -5.3% | 44.2% | ||
| Q3 25 | 10.3% | 42.6% | ||
| Q2 25 | 3.0% | 38.1% | ||
| Q1 25 | 0.6% | 35.5% | ||
| Q4 24 | -6.9% | 37.2% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | -4.7% | 25.9% | ||
| Q1 24 | -26.4% | 32.8% |
净利率CLFDCZFS
| Q4 25 | -1.8% | 35.4% | ||
| Q3 25 | -38.8% | 34.5% | ||
| Q2 25 | 3.2% | 31.0% | ||
| Q1 25 | 2.8% | 28.8% | ||
| Q4 24 | -6.4% | 30.5% | ||
| Q3 24 | — | 30.0% | ||
| Q2 24 | -0.9% | 21.4% | ||
| Q1 24 | -16.0% | 27.1% |
每股收益（稀释后）CLFDCZFS
| Q4 25 | $-0.04 | $2.17 | ||
| Q3 25 | $-0.65 | $2.09 | ||
| Q2 25 | $0.11 | $1.76 | ||
| Q1 25 | $0.09 | $1.60 | ||
| Q4 24 | $-0.13 | $1.64 | ||
| Q3 24 | — | $1.57 | ||
| Q2 24 | $-0.04 | $1.10 | ||
| Q1 24 | $-0.40 | $1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $34.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $338.1M |
| 总资产 | $268.1M | $3.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDCZFS
| Q4 25 | $96.4M | $34.3M | ||
| Q3 25 | $106.0M | $31.1M | ||
| Q2 25 | $117.2M | $49.5M | ||
| Q1 25 | $112.0M | $36.8M | ||
| Q4 24 | $113.0M | $42.2M | ||
| Q3 24 | $129.0M | $36.8M | ||
| Q2 24 | $123.8M | $38.4M | ||
| Q1 24 | $142.9M | $29.6M |
总债务CLFDCZFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
股东权益CLFDCZFS
| Q4 25 | $249.7M | $338.1M | ||
| Q3 25 | $256.2M | $327.7M | ||
| Q2 25 | $264.5M | $313.7M | ||
| Q1 25 | $265.9M | $308.3M | ||
| Q4 24 | $267.4M | $299.7M | ||
| Q3 24 | $275.8M | $298.7M | ||
| Q2 24 | $274.6M | $286.5M | ||
| Q1 24 | $279.2M | $282.7M |
总资产CLFDCZFS
| Q4 25 | $268.1M | $3.1B | ||
| Q3 25 | $306.2M | $3.1B | ||
| Q2 25 | $314.7M | $3.0B | ||
| Q1 25 | $310.9M | $3.0B | ||
| Q4 24 | $303.2M | $3.0B | ||
| Q3 24 | $315.3M | $3.0B | ||
| Q2 24 | $318.1M | $2.9B | ||
| Q1 24 | $315.4M | $2.9B |
负债/权益比CLFDCZFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $36.5M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $35.2M |
| 自由现金流率自由现金流/营收 | -7.1% | 119.0% |
| 资本支出强度资本支出/营收 | 2.9% | 4.4% |
| 现金转化率经营现金流/净利润 | — | 3.49× |
| 过去12个月自由现金流最近4个季度 | — | $53.8M |
8季度趋势，按日历期对齐
经营现金流CLFDCZFS
| Q4 25 | $-1.4M | $36.5M | ||
| Q3 25 | — | $2.9M | ||
| Q2 25 | $7.9M | $6.0M | ||
| Q1 25 | $3.0M | $10.9M | ||
| Q4 24 | $7.2M | $33.2M | ||
| Q3 24 | $22.2M | $6.2M | ||
| Q2 24 | $4.0M | $3.0M | ||
| Q1 24 | $-5.7M | $13.5M |
自由现金流CLFDCZFS
| Q4 25 | $-2.4M | $35.2M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | $7.5M | $5.5M | ||
| Q1 25 | $654.0K | $10.4M | ||
| Q4 24 | $5.1M | $31.9M | ||
| Q3 24 | $18.2M | $5.6M | ||
| Q2 24 | $2.8M | $2.9M | ||
| Q1 24 | $-7.7M | $13.4M |
自由现金流率CLFDCZFS
| Q4 25 | -7.1% | 119.0% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | 15.1% | 20.1% | ||
| Q1 25 | 1.4% | 39.2% | ||
| Q4 24 | 17.1% | 121.6% | ||
| Q3 24 | 323.0% | 22.3% | ||
| Q2 24 | 5.8% | 11.8% | ||
| Q1 24 | -20.8% | 51.5% |
资本支出强度CLFDCZFS
| Q4 25 | 2.9% | 4.4% | ||
| Q3 25 | 2.0% | 0.5% | ||
| Q2 25 | 0.8% | 1.8% | ||
| Q1 25 | 5.1% | 2.2% | ||
| Q4 24 | 7.0% | 5.0% | ||
| Q3 24 | 71.4% | 2.5% | ||
| Q2 24 | 2.5% | 0.5% | ||
| Q1 24 | 5.3% | 0.4% |
现金转化率CLFDCZFS
| Q4 25 | — | 3.49× | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | 4.93× | 0.71× | ||
| Q1 25 | 2.30× | 1.44× | ||
| Q4 24 | — | 4.16× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | 0.57× | ||
| Q1 24 | — | 1.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
