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Clearfield, Inc.（CLFD）与合众银行（FSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Clearfield, Inc.的1.3倍（$45.1M vs $34.3M），合众银行净利率更高（41.3% vs -1.8%，领先43.1%），过去两年合众银行的营收复合增速更高（21.3% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
合众银行是总部设在美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的银行。它旗下核心运营实体为美国银行全国协会，以US Bank品牌开展业务，提供银行、投资、抵押等金融服务。
CLFD vs FSBC — 直观对比
营收规模更大
FSBC
是对方的1.3倍
$34.3M
净利率更高
FSBC
高出43.1%
-1.8%
两年增速更快
FSBC
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $45.1M |
| 净利润 | $-614.0K | $18.6M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | — |
| 净利率 | -1.8% | 41.3% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 67.8% | 42.0% |
| 每股收益（稀释后） | $-0.04 | $0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDFSBC
| Q1 26 | — | $45.1M | ||
| Q4 25 | $34.3M | $43.5M | ||
| Q3 25 | $23.4M | $41.3M | ||
| Q2 25 | $49.9M | $38.3M | ||
| Q1 25 | $47.2M | $35.3M | ||
| Q4 24 | $29.7M | $35.2M | ||
| Q3 24 | $5.6M | $31.8M | ||
| Q2 24 | $48.8M | $30.7M |
净利润CLFDFSBC
| Q1 26 | — | $18.6M | ||
| Q4 25 | $-614.0K | $17.6M | ||
| Q3 25 | $-9.1M | $16.3M | ||
| Q2 25 | $1.6M | $14.5M | ||
| Q1 25 | $1.3M | $13.1M | ||
| Q4 24 | $-1.9M | $13.3M | ||
| Q3 24 | — | $10.9M | ||
| Q2 24 | $-447.0K | $10.8M |
毛利率CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
营业利润率CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 52.9% | ||
| Q3 25 | 10.3% | 53.8% | ||
| Q2 25 | 3.0% | 52.4% | ||
| Q1 25 | 0.6% | 52.0% | ||
| Q4 24 | -6.9% | 55.1% | ||
| Q3 24 | — | 48.0% | ||
| Q2 24 | -4.7% | 49.4% |
净利率CLFDFSBC
| Q1 26 | — | 41.3% | ||
| Q4 25 | -1.8% | 40.6% | ||
| Q3 25 | -38.8% | 39.6% | ||
| Q2 25 | 3.2% | 37.9% | ||
| Q1 25 | 2.8% | 37.1% | ||
| Q4 24 | -6.4% | 37.9% | ||
| Q3 24 | — | 34.4% | ||
| Q2 24 | -0.9% | 35.2% |
每股收益（稀释后）CLFDFSBC
| Q1 26 | — | $0.87 | ||
| Q4 25 | $-0.04 | $0.83 | ||
| Q3 25 | $-0.65 | $0.77 | ||
| Q2 25 | $0.11 | $0.68 | ||
| Q1 25 | $0.09 | $0.62 | ||
| Q4 24 | $-0.13 | $0.61 | ||
| Q3 24 | — | $0.52 | ||
| Q2 24 | $-0.04 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $644.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $458.5M |
| 总资产 | $268.1M | $5.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDFSBC
| Q1 26 | — | $644.4M | ||
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — |
总债务CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
股东权益CLFDFSBC
| Q1 26 | — | $458.5M | ||
| Q4 25 | $249.7M | $445.8M | ||
| Q3 25 | $256.2M | $431.3M | ||
| Q2 25 | $264.5M | $416.7M | ||
| Q1 25 | $265.9M | $406.5M | ||
| Q4 24 | $267.4M | $396.6M | ||
| Q3 24 | $275.8M | $389.9M | ||
| Q2 24 | $274.6M | $380.5M |
总资产CLFDFSBC
| Q1 26 | — | $5.0B | ||
| Q4 25 | $268.1M | $4.8B | ||
| Q3 25 | $306.2M | $4.6B | ||
| Q2 25 | $314.7M | $4.4B | ||
| Q1 25 | $310.9M | $4.2B | ||
| Q4 24 | $303.2M | $4.1B | ||
| Q3 24 | $315.3M | $3.9B | ||
| Q2 24 | $318.1M | $3.6B |
负债/权益比CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | — |
| 自由现金流率自由现金流/营收 | -7.1% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | $-1.4M | $72.6M | ||
| Q3 25 | — | $18.8M | ||
| Q2 25 | $7.9M | $17.8M | ||
| Q1 25 | $3.0M | $15.5M | ||
| Q4 24 | $7.2M | $51.8M | ||
| Q3 24 | $22.2M | $17.5M | ||
| Q2 24 | $4.0M | $16.0M |
自由现金流CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | $-2.4M | $71.4M | ||
| Q3 25 | — | $18.6M | ||
| Q2 25 | $7.5M | $17.5M | ||
| Q1 25 | $654.0K | $15.4M | ||
| Q4 24 | $5.1M | $51.2M | ||
| Q3 24 | $18.2M | $17.3M | ||
| Q2 24 | $2.8M | $15.8M |
自由现金流率CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | -7.1% | 164.3% | ||
| Q3 25 | — | 45.0% | ||
| Q2 25 | 15.1% | 45.8% | ||
| Q1 25 | 1.4% | 43.5% | ||
| Q4 24 | 17.1% | 145.5% | ||
| Q3 24 | 323.0% | 54.5% | ||
| Q2 24 | 5.8% | 51.6% |
资本支出强度CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 2.8% | ||
| Q3 25 | 2.0% | 0.5% | ||
| Q2 25 | 0.8% | 0.6% | ||
| Q1 25 | 5.1% | 0.3% | ||
| Q4 24 | 7.0% | 1.8% | ||
| Q3 24 | 71.4% | 0.7% | ||
| Q2 24 | 2.5% | 0.7% |
现金转化率CLFDFSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | 4.93× | 1.23× | ||
| Q1 25 | 2.30× | 1.18× | ||
| Q4 24 | — | 3.89× | ||
| Q3 24 | — | 1.60× | ||
| Q2 24 | — | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLFD
暂无分部数据
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
