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Clearfield, Inc.（CLFD）与ISABELLA BANK CORP（ISBA）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是ISABELLA BANK CORP的1.6倍（$34.3M vs $21.2M），ISABELLA BANK CORP净利率更高（22.2% vs -1.8%，领先23.9%），ISABELLA BANK CORP同比增速更快（14.3% vs -3.2%），ISABELLA BANK CORP自由现金流更多（$23.3M vs $-2.4M），过去两年ISABELLA BANK CORP的营收复合增速更高（12.6% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
菲律宾群岛银行是菲律宾的全能型银行，同时也是菲律宾乃至整个东南亚历史最悠久的银行。按资产规模计算，它是菲律宾第四大银行；按市值计算则位列第二，是菲律宾盈利能力最强的银行之一。
CLFD vs ISBA — 直观对比
营收规模更大
CLFD
是对方的1.6倍
$21.2M
营收增速更快
ISBA
高出17.5%
-3.2%
净利率更高
ISBA
高出23.9%
-1.8%
自由现金流更多
ISBA
多$25.8M
$-2.4M
两年增速更快
ISBA
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $21.2M |
| 净利润 | $-614.0K | $4.7M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 32.2% |
| 净利率 | -1.8% | 22.2% |
| 营收同比 | -3.2% | 14.3% |
| 净利润同比 | 67.8% | 17.4% |
| 每股收益（稀释后） | $-0.04 | $0.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDISBA
| Q4 25 | $34.3M | $21.2M | ||
| Q3 25 | $23.4M | $20.5M | ||
| Q2 25 | $49.9M | $18.8M | ||
| Q1 25 | $47.2M | $18.1M | ||
| Q4 24 | $29.7M | $18.5M | ||
| Q3 24 | $5.6M | $18.0M | ||
| Q2 24 | $48.8M | $17.2M | ||
| Q1 24 | $36.9M | $16.7M |
净利润CLFDISBA
| Q4 25 | $-614.0K | $4.7M | ||
| Q3 25 | $-9.1M | $5.2M | ||
| Q2 25 | $1.6M | $5.0M | ||
| Q1 25 | $1.3M | $3.9M | ||
| Q4 24 | $-1.9M | $4.0M | ||
| Q3 24 | — | $3.3M | ||
| Q2 24 | $-447.0K | $3.5M | ||
| Q1 24 | $-5.9M | $3.1M |
毛利率CLFDISBA
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDISBA
| Q4 25 | -5.3% | 32.2% | ||
| Q3 25 | 10.3% | 30.7% | ||
| Q2 25 | 3.0% | 32.8% | ||
| Q1 25 | 0.6% | 26.9% | ||
| Q4 24 | -6.9% | 26.0% | ||
| Q3 24 | — | 21.3% | ||
| Q2 24 | -4.7% | 23.9% | ||
| Q1 24 | -26.4% | 21.8% |
净利率CLFDISBA
| Q4 25 | -1.8% | 22.2% | ||
| Q3 25 | -38.8% | 25.6% | ||
| Q2 25 | 3.2% | 26.7% | ||
| Q1 25 | 2.8% | 21.9% | ||
| Q4 24 | -6.4% | 21.6% | ||
| Q3 24 | — | 18.2% | ||
| Q2 24 | -0.9% | 20.3% | ||
| Q1 24 | -16.0% | 18.7% |
每股收益（稀释后）CLFDISBA
| Q4 25 | $-0.04 | $0.64 | ||
| Q3 25 | $-0.65 | $0.71 | ||
| Q2 25 | $0.11 | $0.68 | ||
| Q1 25 | $0.09 | $0.53 | ||
| Q4 24 | $-0.13 | $0.54 | ||
| Q3 24 | — | $0.44 | ||
| Q2 24 | $-0.04 | $0.46 | ||
| Q1 24 | $-0.40 | $0.42 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $26.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $231.4M |
| 总资产 | $268.1M | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDISBA
| Q4 25 | $96.4M | $26.0M | ||
| Q3 25 | $106.0M | $161.3M | ||
| Q2 25 | $117.2M | $108.6M | ||
| Q1 25 | $112.0M | $69.2M | ||
| Q4 24 | $113.0M | $24.5M | ||
| Q3 24 | $129.0M | $27.4M | ||
| Q2 24 | $123.8M | $23.6M | ||
| Q1 24 | $142.9M | $25.2M |
总债务CLFDISBA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
股东权益CLFDISBA
| Q4 25 | $249.7M | $231.4M | ||
| Q3 25 | $256.2M | $227.4M | ||
| Q2 25 | $264.5M | $220.5M | ||
| Q1 25 | $265.9M | $215.6M | ||
| Q4 24 | $267.4M | $210.3M | ||
| Q3 24 | $275.8M | $213.0M | ||
| Q2 24 | $274.6M | $202.2M | ||
| Q1 24 | $279.2M | $200.7M |
总资产CLFDISBA
| Q4 25 | $268.1M | $2.2B | ||
| Q3 25 | $306.2M | $2.3B | ||
| Q2 25 | $314.7M | $2.2B | ||
| Q1 25 | $310.9M | $2.1B | ||
| Q4 24 | $303.2M | $2.1B | ||
| Q3 24 | $315.3M | $2.1B | ||
| Q2 24 | $318.1M | $2.1B | ||
| Q1 24 | $315.4M | $2.1B |
负债/权益比CLFDISBA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $26.8M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $23.3M |
| 自由现金流率自由现金流/营收 | -7.1% | 110.2% |
| 资本支出强度资本支出/营收 | 2.9% | 16.4% |
| 现金转化率经营现金流/净利润 | — | 5.72× |
| 过去12个月自由现金流最近4个季度 | — | $36.0M |
8季度趋势，按日历期对齐
经营现金流CLFDISBA
| Q4 25 | $-1.4M | $26.8M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | $7.9M | $7.8M | ||
| Q1 25 | $3.0M | $4.7M | ||
| Q4 24 | $7.2M | $19.6M | ||
| Q3 24 | $22.2M | $3.6M | ||
| Q2 24 | $4.0M | $5.5M | ||
| Q1 24 | $-5.7M | $3.4M |
自由现金流CLFDISBA
| Q4 25 | $-2.4M | $23.3M | ||
| Q3 25 | — | $1.7M | ||
| Q2 25 | $7.5M | $7.2M | ||
| Q1 25 | $654.0K | $3.7M | ||
| Q4 24 | $5.1M | $17.5M | ||
| Q3 24 | $18.2M | $3.2M | ||
| Q2 24 | $2.8M | $5.1M | ||
| Q1 24 | $-7.7M | $2.6M |
自由现金流率CLFDISBA
| Q4 25 | -7.1% | 110.2% | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | 15.1% | 38.5% | ||
| Q1 25 | 1.4% | 20.6% | ||
| Q4 24 | 17.1% | 94.6% | ||
| Q3 24 | 323.0% | 17.7% | ||
| Q2 24 | 5.8% | 29.8% | ||
| Q1 24 | -20.8% | 15.7% |
资本支出强度CLFDISBA
| Q4 25 | 2.9% | 16.4% | ||
| Q3 25 | 2.0% | 5.0% | ||
| Q2 25 | 0.8% | 3.2% | ||
| Q1 25 | 5.1% | 5.5% | ||
| Q4 24 | 7.0% | 11.4% | ||
| Q3 24 | 71.4% | 2.0% | ||
| Q2 24 | 2.5% | 2.4% | ||
| Q1 24 | 5.3% | 4.9% |
现金转化率CLFDISBA
| Q4 25 | — | 5.72× | ||
| Q3 25 | — | 0.52× | ||
| Q2 25 | 4.93× | 1.56× | ||
| Q1 25 | 2.30× | 1.19× | ||
| Q4 24 | — | 4.91× | ||
| Q3 24 | — | 1.08× | ||
| Q2 24 | — | 1.59× | ||
| Q1 24 | — | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
