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Clearfield, Inc.（CLFD）与KINGSTONE COMPANIES, INC.（KINS）财务数据对比。点击上方公司名可切换其他公司
KINGSTONE COMPANIES, INC.的季度营收约是Clearfield, Inc.的1.6倍（$56.4M vs $34.3M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs -1.8%，领先27.9%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs -3.2%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $-2.4M），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
CLFD vs KINS — 直观对比
营收规模更大
KINS
是对方的1.6倍
$34.3M
营收增速更快
KINS
高出37.2%
-3.2%
净利率更高
KINS
高出27.9%
-1.8%
自由现金流更多
KINS
多$75.5M
$-2.4M
两年增速更快
KINS
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $56.4M |
| 净利润 | $-614.0K | $14.8M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 32.7% |
| 净利率 | -1.8% | 26.2% |
| 营收同比 | -3.2% | 34.0% |
| 净利润同比 | 67.8% | 171.4% |
| 每股收益（稀释后） | $-0.04 | $1.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDKINS
| Q4 25 | $34.3M | $56.4M | ||
| Q3 25 | $23.4M | $55.7M | ||
| Q2 25 | $49.9M | $52.3M | ||
| Q1 25 | $47.2M | $50.5M | ||
| Q4 24 | $29.7M | $42.1M | ||
| Q3 24 | $5.6M | $40.8M | ||
| Q2 24 | $48.8M | $36.5M | ||
| Q1 24 | $36.9M | $35.8M |
净利润CLFDKINS
| Q4 25 | $-614.0K | $14.8M | ||
| Q3 25 | $-9.1M | $10.9M | ||
| Q2 25 | $1.6M | $11.3M | ||
| Q1 25 | $1.3M | $3.9M | ||
| Q4 24 | $-1.9M | $5.4M | ||
| Q3 24 | — | $7.0M | ||
| Q2 24 | $-447.0K | $4.5M | ||
| Q1 24 | $-5.9M | $1.4M |
毛利率CLFDKINS
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDKINS
| Q4 25 | -5.3% | 32.7% | ||
| Q3 25 | 10.3% | 24.6% | ||
| Q2 25 | 3.0% | 27.1% | ||
| Q1 25 | 0.6% | 9.3% | ||
| Q4 24 | -6.9% | 15.9% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | -4.7% | 15.7% | ||
| Q1 24 | -26.4% | 5.0% |
净利率CLFDKINS
| Q4 25 | -1.8% | 26.2% | ||
| Q3 25 | -38.8% | 19.5% | ||
| Q2 25 | 3.2% | 21.5% | ||
| Q1 25 | 2.8% | 7.7% | ||
| Q4 24 | -6.4% | 12.9% | ||
| Q3 24 | — | 17.1% | ||
| Q2 24 | -0.9% | 12.4% | ||
| Q1 24 | -16.0% | 4.0% |
每股收益（稀释后）CLFDKINS
| Q4 25 | $-0.04 | $1.09 | ||
| Q3 25 | $-0.65 | $0.74 | ||
| Q2 25 | $0.11 | $0.78 | ||
| Q1 25 | $0.09 | $0.27 | ||
| Q4 24 | $-0.13 | $0.44 | ||
| Q3 24 | — | $0.55 | ||
| Q2 24 | $-0.04 | $0.37 | ||
| Q1 24 | $-0.40 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | — |
| 总债务越低越好 | — | $4.4M |
| 股东权益账面价值 | $249.7M | $122.7M |
| 总资产 | $268.1M | $453.4M |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资CLFDKINS
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — | ||
| Q1 24 | $142.9M | — |
总债务CLFDKINS
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $2.2M | $17.3M | ||
| Q2 24 | $2.1M | $25.3M | ||
| Q1 24 | — | $25.3M |
股东权益CLFDKINS
| Q4 25 | $249.7M | $122.7M | ||
| Q3 25 | $256.2M | $107.7M | ||
| Q2 25 | $264.5M | $94.9M | ||
| Q1 25 | $265.9M | $82.2M | ||
| Q4 24 | $267.4M | $66.7M | ||
| Q3 24 | $275.8M | $59.7M | ||
| Q2 24 | $274.6M | $40.8M | ||
| Q1 24 | $279.2M | $35.7M |
总资产CLFDKINS
| Q4 25 | $268.1M | $453.4M | ||
| Q3 25 | $306.2M | $428.6M | ||
| Q2 25 | $314.7M | $393.4M | ||
| Q1 25 | $310.9M | $385.4M | ||
| Q4 24 | $303.2M | $374.9M | ||
| Q3 24 | $315.3M | $347.0M | ||
| Q2 24 | $318.1M | $319.8M | ||
| Q1 24 | $315.4M | $318.3M |
负债/权益比CLFDKINS
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | 0.01× | 0.29× | ||
| Q2 24 | 0.01× | 0.62× | ||
| Q1 24 | — | 0.71× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $75.9M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $73.1M |
| 自由现金流率自由现金流/营收 | -7.1% | 129.5% |
| 资本支出强度资本支出/营收 | 2.9% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 5.14× |
| 过去12个月自由现金流最近4个季度 | — | $124.0M |
8季度趋势，按日历期对齐
经营现金流CLFDKINS
| Q4 25 | $-1.4M | $75.9M | ||
| Q3 25 | — | $25.9M | ||
| Q2 25 | $7.9M | $9.3M | ||
| Q1 25 | $3.0M | $17.9M | ||
| Q4 24 | $7.2M | $57.9M | ||
| Q3 24 | $22.2M | $21.7M | ||
| Q2 24 | $4.0M | $7.1M | ||
| Q1 24 | $-5.7M | $6.1M |
自由现金流CLFDKINS
| Q4 25 | $-2.4M | $73.1M | ||
| Q3 25 | — | $25.3M | ||
| Q2 25 | $7.5M | $8.7M | ||
| Q1 25 | $654.0K | $17.0M | ||
| Q4 24 | $5.1M | $55.6M | ||
| Q3 24 | $18.2M | $21.0M | ||
| Q2 24 | $2.8M | $6.6M | ||
| Q1 24 | $-7.7M | $5.6M |
自由现金流率CLFDKINS
| Q4 25 | -7.1% | 129.5% | ||
| Q3 25 | — | 45.4% | ||
| Q2 25 | 15.1% | 16.6% | ||
| Q1 25 | 1.4% | 33.7% | ||
| Q4 24 | 17.1% | 132.1% | ||
| Q3 24 | 323.0% | 51.6% | ||
| Q2 24 | 5.8% | 18.1% | ||
| Q1 24 | -20.8% | 15.5% |
资本支出强度CLFDKINS
| Q4 25 | 2.9% | 5.0% | ||
| Q3 25 | 2.0% | 1.2% | ||
| Q2 25 | 0.8% | 1.1% | ||
| Q1 25 | 5.1% | 1.7% | ||
| Q4 24 | 7.0% | 5.6% | ||
| Q3 24 | 71.4% | 1.7% | ||
| Q2 24 | 2.5% | 1.4% | ||
| Q1 24 | 5.3% | 1.5% |
现金转化率CLFDKINS
| Q4 25 | — | 5.14× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | 4.93× | 0.82× | ||
| Q1 25 | 2.30× | 4.60× | ||
| Q4 24 | — | 10.65× | ||
| Q3 24 | — | 3.12× | ||
| Q2 24 | — | 1.58× | ||
| Q1 24 | — | 4.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
