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Clearfield, Inc.（CLFD）与Ally金融（SPFI）财务数据对比。点击上方公司名可切换其他公司
Ally金融的季度营收约是Clearfield, Inc.的1.6倍（$54.1M vs $34.3M），Ally金融净利率更高（26.9% vs -1.8%，领先28.7%），过去两年Ally金融的营收复合增速更高（5.6% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
Ally金融是一家注册于特拉华州的美国银行控股公司，总部位于密歇根州底特律市的Ally底特律中心。该公司提供多元金融服务，涵盖汽车融资、直营网络银行、企业贷款、车辆保险、按揭贷款，以及分期销售、租赁协议等相关融资服务。
CLFD vs SPFI — 直观对比
营收规模更大
SPFI
是对方的1.6倍
$34.3M
净利率更高
SPFI
高出28.7%
-1.8%
两年增速更快
SPFI
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $54.1M |
| 净利润 | $-614.0K | $14.5M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | — |
| 净利率 | -1.8% | 26.9% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 67.8% | 18.3% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDSPFI
| Q1 26 | — | $54.1M | ||
| Q4 25 | $34.3M | $53.9M | ||
| Q3 25 | $23.4M | $54.2M | ||
| Q2 25 | $49.9M | $54.7M | ||
| Q1 25 | $47.2M | $49.2M | ||
| Q4 24 | $29.7M | $51.9M | ||
| Q3 24 | $5.6M | $47.9M | ||
| Q2 24 | $48.8M | $48.6M |
净利润CLFDSPFI
| Q1 26 | — | $14.5M | ||
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $-9.1M | $16.3M | ||
| Q2 25 | $1.6M | $14.6M | ||
| Q1 25 | $1.3M | $12.3M | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | — | $11.2M | ||
| Q2 24 | $-447.0K | $11.1M |
毛利率CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
营业利润率CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 35.4% | ||
| Q3 25 | 10.3% | 38.1% | ||
| Q2 25 | 3.0% | 34.1% | ||
| Q1 25 | 0.6% | 31.9% | ||
| Q4 24 | -6.9% | 39.9% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | -4.7% | 29.3% |
净利率CLFDSPFI
| Q1 26 | — | 26.9% | ||
| Q4 25 | -1.8% | — | ||
| Q3 25 | -38.8% | 30.1% | ||
| Q2 25 | 3.2% | 26.7% | ||
| Q1 25 | 2.8% | 25.0% | ||
| Q4 24 | -6.4% | — | ||
| Q3 24 | — | 23.4% | ||
| Q2 24 | -0.9% | 22.9% |
每股收益（稀释后）CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | $-0.04 | $0.90 | ||
| Q3 25 | $-0.65 | $0.96 | ||
| Q2 25 | $0.11 | $0.86 | ||
| Q1 25 | $0.09 | $0.72 | ||
| Q4 24 | $-0.13 | $0.96 | ||
| Q3 24 | — | $0.66 | ||
| Q2 24 | $-0.04 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $722.0M |
| 总债务越低越好 | — | $3.0K |
| 股东权益账面价值 | $249.7M | $504.9M |
| 总资产 | $268.1M | $4.6B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CLFDSPFI
| Q1 26 | — | $722.0M | ||
| Q4 25 | $96.4M | $552.4M | ||
| Q3 25 | $106.0M | $635.0M | ||
| Q2 25 | $117.2M | $470.5M | ||
| Q1 25 | $112.0M | $536.3M | ||
| Q4 24 | $113.0M | $359.1M | ||
| Q3 24 | $129.0M | $471.2M | ||
| Q2 24 | $123.8M | $298.0M |
总债务CLFDSPFI
| Q1 26 | — | $3.0K | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
股东权益CLFDSPFI
| Q1 26 | — | $504.9M | ||
| Q4 25 | $249.7M | $493.8M | ||
| Q3 25 | $256.2M | $477.8M | ||
| Q2 25 | $264.5M | $454.1M | ||
| Q1 25 | $265.9M | $443.7M | ||
| Q4 24 | $267.4M | $438.9M | ||
| Q3 24 | $275.8M | $443.1M | ||
| Q2 24 | $274.6M | $418.0M |
总资产CLFDSPFI
| Q1 26 | — | $4.6B | ||
| Q4 25 | $268.1M | $4.5B | ||
| Q3 25 | $306.2M | $4.5B | ||
| Q2 25 | $314.7M | $4.4B | ||
| Q1 25 | $310.9M | $4.4B | ||
| Q4 24 | $303.2M | $4.2B | ||
| Q3 24 | $315.3M | $4.3B | ||
| Q2 24 | $318.1M | $4.2B |
负债/权益比CLFDSPFI
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | — |
| 自由现金流率自由现金流/营收 | -7.1% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | $-1.4M | $77.5M | ||
| Q3 25 | — | $24.2M | ||
| Q2 25 | $7.9M | $14.7M | ||
| Q1 25 | $3.0M | $26.1M | ||
| Q4 24 | $7.2M | $59.4M | ||
| Q3 24 | $22.2M | $17.9M | ||
| Q2 24 | $4.0M | $18.2M |
自由现金流CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | $-2.4M | $71.8M | ||
| Q3 25 | — | $22.5M | ||
| Q2 25 | $7.5M | $13.0M | ||
| Q1 25 | $654.0K | $25.0M | ||
| Q4 24 | $5.1M | $56.0M | ||
| Q3 24 | $18.2M | $17.1M | ||
| Q2 24 | $2.8M | $17.1M |
自由现金流率CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | -7.1% | 133.3% | ||
| Q3 25 | — | 41.5% | ||
| Q2 25 | 15.1% | 23.8% | ||
| Q1 25 | 1.4% | 50.8% | ||
| Q4 24 | 17.1% | 108.0% | ||
| Q3 24 | 323.0% | 35.7% | ||
| Q2 24 | 5.8% | 35.2% |
资本支出强度CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 10.5% | ||
| Q3 25 | 2.0% | 3.2% | ||
| Q2 25 | 0.8% | 3.2% | ||
| Q1 25 | 5.1% | 2.3% | ||
| Q4 24 | 7.0% | 6.5% | ||
| Q3 24 | 71.4% | 1.6% | ||
| Q2 24 | 2.5% | 2.2% |
现金转化率CLFDSPFI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | 4.93× | 1.01× | ||
| Q1 25 | 2.30× | 2.12× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.59× | ||
| Q2 24 | — | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLFD
暂无分部数据
SPFI
| Net Interest Income | $42.9M | 79% |
| Noninterest Income | $11.3M | 21% |
