vs
Clearfield, Inc.（CLFD）与TRUSTCO BANK CORP N Y（TRST）财务数据对比。点击上方公司名可切换其他公司
TRUSTCO BANK CORP N Y的季度营收约是Clearfield, Inc.的1.4倍（$49.5M vs $34.3M），TRUSTCO BANK CORP N Y净利率更高（32.9% vs -1.8%，领先34.7%），过去两年TRUSTCO BANK CORP N Y的营收复合增速更高（6.8% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
TRUSTCO BANK CORP N Y是一家美国区域性金融控股企业，提供零售及商业银行全品类产品服务，涵盖个人存贷、住房抵押贷款、小微企业融资、财富管理等业务，主要服务纽约、佛罗里达等多个美国州的个人及小微企业客户。
CLFD vs TRST — 直观对比
营收规模更大
TRST
是对方的1.4倍
$34.3M
净利率更高
TRST
高出34.7%
-1.8%
两年增速更快
TRST
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $49.5M |
| 净利润 | $-614.0K | $16.3M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | — |
| 净利率 | -1.8% | 32.9% |
| 营收同比 | -3.2% | — |
| 净利润同比 | 67.8% | 14.1% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDTRST
| Q1 26 | — | $49.5M | ||
| Q4 25 | $34.3M | $48.2M | ||
| Q3 25 | $23.4M | $47.8M | ||
| Q2 25 | $49.9M | $46.6M | ||
| Q1 25 | $47.2M | $45.3M | ||
| Q4 24 | $29.7M | $43.3M | ||
| Q3 24 | $5.6M | $43.6M | ||
| Q2 24 | $48.8M | $43.4M |
净利润CLFDTRST
| Q1 26 | — | $16.3M | ||
| Q4 25 | $-614.0K | $15.6M | ||
| Q3 25 | $-9.1M | $16.3M | ||
| Q2 25 | $1.6M | $15.0M | ||
| Q1 25 | $1.3M | $14.3M | ||
| Q4 24 | $-1.9M | $11.3M | ||
| Q3 24 | — | $12.9M | ||
| Q2 24 | $-447.0K | $12.6M |
毛利率CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
营业利润率CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | -5.3% | 43.7% | ||
| Q3 25 | 10.3% | 44.6% | ||
| Q2 25 | 3.0% | 42.3% | ||
| Q1 25 | 0.6% | 41.3% | ||
| Q4 24 | -6.9% | 34.0% | ||
| Q3 24 | — | 38.8% | ||
| Q2 24 | -4.7% | 37.9% |
净利率CLFDTRST
| Q1 26 | — | 32.9% | ||
| Q4 25 | -1.8% | 32.3% | ||
| Q3 25 | -38.8% | 34.0% | ||
| Q2 25 | 3.2% | 32.3% | ||
| Q1 25 | 2.8% | 31.5% | ||
| Q4 24 | -6.4% | 26.0% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | -0.9% | 28.9% |
每股收益（稀释后）CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | $-0.04 | $0.85 | ||
| Q3 25 | $-0.65 | $0.86 | ||
| Q2 25 | $0.11 | $0.79 | ||
| Q1 25 | $0.09 | $0.75 | ||
| Q4 24 | $-0.13 | $0.59 | ||
| Q3 24 | — | $0.68 | ||
| Q2 24 | $-0.04 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | — |
| 总债务越低越好 | — | $112.9M |
| 股东权益账面价值 | $249.7M | $670.9M |
| 总资产 | $268.1M | $6.5B |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | $96.4M | $730.4M | ||
| Q3 25 | $106.0M | $695.6M | ||
| Q2 25 | $117.2M | $713.6M | ||
| Q1 25 | $112.0M | $756.1M | ||
| Q4 24 | $113.0M | $641.8M | ||
| Q3 24 | $129.0M | $523.0M | ||
| Q2 24 | $123.8M | $536.1M |
总债务CLFDTRST
| Q1 26 | — | $112.9M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
股东权益CLFDTRST
| Q1 26 | — | $670.9M | ||
| Q4 25 | $249.7M | $686.6M | ||
| Q3 25 | $256.2M | $692.0M | ||
| Q2 25 | $264.5M | $692.8M | ||
| Q1 25 | $265.9M | $687.8M | ||
| Q4 24 | $267.4M | $676.3M | ||
| Q3 24 | $275.8M | $669.0M | ||
| Q2 24 | $274.6M | $655.2M |
总资产CLFDTRST
| Q1 26 | — | $6.5B | ||
| Q4 25 | $268.1M | $6.4B | ||
| Q3 25 | $306.2M | $6.3B | ||
| Q2 25 | $314.7M | $6.3B | ||
| Q1 25 | $310.9M | $6.3B | ||
| Q4 24 | $303.2M | $6.2B | ||
| Q3 24 | $315.3M | $6.1B | ||
| Q2 24 | $318.1M | $6.1B |
负债/权益比CLFDTRST
| Q1 26 | — | 0.17× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | — |
| 自由现金流率自由现金流/营收 | -7.1% | — |
| 资本支出强度资本支出/营收 | 2.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | $-1.4M | $57.6M | ||
| Q3 25 | — | $12.8M | ||
| Q2 25 | $7.9M | $27.1M | ||
| Q1 25 | $3.0M | $1.3M | ||
| Q4 24 | $7.2M | $59.4M | ||
| Q3 24 | $22.2M | $16.5M | ||
| Q2 24 | $4.0M | $18.7M |
自由现金流CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | $-2.4M | $45.7M | ||
| Q3 25 | — | $10.0M | ||
| Q2 25 | $7.5M | $24.9M | ||
| Q1 25 | $654.0K | $-3.3M | ||
| Q4 24 | $5.1M | $54.6M | ||
| Q3 24 | $18.2M | $15.6M | ||
| Q2 24 | $2.8M | $17.6M |
自由现金流率CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | -7.1% | 95.0% | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | 15.1% | 53.5% | ||
| Q1 25 | 1.4% | -7.2% | ||
| Q4 24 | 17.1% | 126.0% | ||
| Q3 24 | 323.0% | 35.7% | ||
| Q2 24 | 5.8% | 40.5% |
资本支出强度CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 24.6% | ||
| Q3 25 | 2.0% | 5.9% | ||
| Q2 25 | 0.8% | 4.5% | ||
| Q1 25 | 5.1% | 10.0% | ||
| Q4 24 | 7.0% | 11.3% | ||
| Q3 24 | 71.4% | 2.1% | ||
| Q2 24 | 2.5% | 2.6% |
现金转化率CLFDTRST
| Q1 26 | — | — | ||
| Q4 25 | — | 3.70× | ||
| Q3 25 | — | 0.79× | ||
| Q2 25 | 4.93× | 1.80× | ||
| Q1 25 | 2.30× | 0.09× | ||
| Q4 24 | — | 5.27× | ||
| Q3 24 | — | 1.28× | ||
| Q2 24 | — | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLFD
暂无分部数据
TRST
| Net Interest Income | $44.7M | 90% |
| Noninterest Income | $4.8M | 10% |
