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Clearfield, Inc.（CLFD）与UNITY BANCORP INC（UNTY）财务数据对比。点击上方公司名可切换其他公司
UNITY BANCORP INC的季度营收约是Clearfield, Inc.的1.0倍（$35.3M vs $34.3M），UNITY BANCORP INC净利率更高（43.9% vs -1.8%，领先45.7%），UNITY BANCORP INC同比增速更快（24.2% vs -3.2%），UNITY BANCORP INC自由现金流更多（$44.3M vs $-2.4M），过去两年UNITY BANCORP INC的营收复合增速更高（17.5% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
Unity Bancorp Inc是总部位于美国新泽西州的金融控股公司，旗下运营Unity Bank，面向新泽西州及宾夕法尼亚州东部的本地社区，提供商业贷款、存款账户、抵押贷款、个人银行等全系列商业及零售银行服务，核心服务客群为中小企业和个人消费者。
CLFD vs UNTY — 直观对比
营收规模更大
UNTY
是对方的1.0倍
$34.3M
营收增速更快
UNTY
高出27.4%
-3.2%
净利率更高
UNTY
高出45.7%
-1.8%
自由现金流更多
UNTY
多$46.8M
$-2.4M
两年增速更快
UNTY
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $35.3M |
| 净利润 | $-614.0K | $15.5M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 55.8% |
| 净利率 | -1.8% | 43.9% |
| 营收同比 | -3.2% | 24.2% |
| 净利润同比 | 67.8% | 34.5% |
| 每股收益（稀释后） | $-0.04 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDUNTY
| Q4 25 | $34.3M | $35.3M | ||
| Q3 25 | $23.4M | $32.8M | ||
| Q2 25 | $49.9M | $34.4M | ||
| Q1 25 | $47.2M | $29.4M | ||
| Q4 24 | $29.7M | $28.4M | ||
| Q3 24 | $5.6M | $27.7M | ||
| Q2 24 | $48.8M | $25.5M | ||
| Q1 24 | $36.9M | $25.6M |
净利润CLFDUNTY
| Q4 25 | $-614.0K | $15.5M | ||
| Q3 25 | $-9.1M | $14.4M | ||
| Q2 25 | $1.6M | $16.5M | ||
| Q1 25 | $1.3M | $11.6M | ||
| Q4 24 | $-1.9M | $11.5M | ||
| Q3 24 | — | $10.9M | ||
| Q2 24 | $-447.0K | $9.5M | ||
| Q1 24 | $-5.9M | $9.6M |
毛利率CLFDUNTY
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDUNTY
| Q4 25 | -5.3% | 55.8% | ||
| Q3 25 | 10.3% | 57.5% | ||
| Q2 25 | 3.0% | 62.6% | ||
| Q1 25 | 0.6% | 52.6% | ||
| Q4 24 | -6.9% | 51.0% | ||
| Q3 24 | — | 52.7% | ||
| Q2 24 | -4.7% | 49.3% | ||
| Q1 24 | -26.4% | 50.0% |
净利率CLFDUNTY
| Q4 25 | -1.8% | 43.9% | ||
| Q3 25 | -38.8% | 43.8% | ||
| Q2 25 | 3.2% | 48.0% | ||
| Q1 25 | 2.8% | 39.5% | ||
| Q4 24 | -6.4% | 40.5% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | -0.9% | 37.1% | ||
| Q1 24 | -16.0% | 37.5% |
每股收益（稀释后）CLFDUNTY
| Q4 25 | $-0.04 | $1.52 | ||
| Q3 25 | $-0.65 | $1.41 | ||
| Q2 25 | $0.11 | $1.61 | ||
| Q1 25 | $0.09 | $1.13 | ||
| Q4 24 | $-0.13 | $1.13 | ||
| Q3 24 | — | $1.07 | ||
| Q2 24 | $-0.04 | $0.92 | ||
| Q1 24 | $-0.40 | $0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $345.6M |
| 总资产 | $268.1M | $3.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDUNTY
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — | ||
| Q1 24 | $142.9M | — |
总债务CLFDUNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
股东权益CLFDUNTY
| Q4 25 | $249.7M | $345.6M | ||
| Q3 25 | $256.2M | $334.0M | ||
| Q2 25 | $264.5M | $319.8M | ||
| Q1 25 | $265.9M | $306.1M | ||
| Q4 24 | $267.4M | $295.6M | ||
| Q3 24 | $275.8M | $284.3M | ||
| Q2 24 | $274.6M | $273.4M | ||
| Q1 24 | $279.2M | $266.8M |
总资产CLFDUNTY
| Q4 25 | $268.1M | $3.0B | ||
| Q3 25 | $306.2M | $2.9B | ||
| Q2 25 | $314.7M | $2.9B | ||
| Q1 25 | $310.9M | $2.8B | ||
| Q4 24 | $303.2M | $2.7B | ||
| Q3 24 | $315.3M | $2.6B | ||
| Q2 24 | $318.1M | $2.6B | ||
| Q1 24 | $315.4M | $2.6B |
负债/权益比CLFDUNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $44.9M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $44.3M |
| 自由现金流率自由现金流/营收 | -7.1% | 125.7% |
| 资本支出强度资本支出/营收 | 2.9% | 1.6% |
| 现金转化率经营现金流/净利润 | — | 2.90× |
| 过去12个月自由现金流最近4个季度 | — | $81.7M |
8季度趋势，按日历期对齐
经营现金流CLFDUNTY
| Q4 25 | $-1.4M | $44.9M | ||
| Q3 25 | — | $45.5M | ||
| Q2 25 | $7.9M | $-25.3M | ||
| Q1 25 | $3.0M | $17.9M | ||
| Q4 24 | $7.2M | $48.0M | ||
| Q3 24 | $22.2M | $17.7M | ||
| Q2 24 | $4.0M | $-8.4M | ||
| Q1 24 | $-5.7M | $15.8M |
自由现金流CLFDUNTY
| Q4 25 | $-2.4M | $44.3M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | $7.5M | $-25.5M | ||
| Q1 25 | $654.0K | $17.6M | ||
| Q4 24 | $5.1M | $47.3M | ||
| Q3 24 | $18.2M | $17.5M | ||
| Q2 24 | $2.8M | $-8.6M | ||
| Q1 24 | $-7.7M | $15.7M |
自由现金流率CLFDUNTY
| Q4 25 | -7.1% | 125.7% | ||
| Q3 25 | — | 138.1% | ||
| Q2 25 | 15.1% | -74.2% | ||
| Q1 25 | 1.4% | 59.9% | ||
| Q4 24 | 17.1% | 166.5% | ||
| Q3 24 | 323.0% | 63.3% | ||
| Q2 24 | 5.8% | -33.7% | ||
| Q1 24 | -20.8% | 61.4% |
资本支出强度CLFDUNTY
| Q4 25 | 2.9% | 1.6% | ||
| Q3 25 | 2.0% | 0.7% | ||
| Q2 25 | 0.8% | 0.5% | ||
| Q1 25 | 5.1% | 1.0% | ||
| Q4 24 | 7.0% | 2.4% | ||
| Q3 24 | 71.4% | 0.5% | ||
| Q2 24 | 2.5% | 0.5% | ||
| Q1 24 | 5.3% | 0.3% |
现金转化率CLFDUNTY
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | 4.93× | -1.54× | ||
| Q1 25 | 2.30× | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
