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Clearfield, Inc.（CLFD）与USCB FINANCIAL HOLDINGS, INC.（USCB）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是USCB FINANCIAL HOLDINGS, INC.的1.5倍（$34.3M vs $22.2M），USCB FINANCIAL HOLDINGS, INC.净利率更高（6.1% vs -1.8%，领先7.9%），USCB FINANCIAL HOLDINGS, INC.同比增速更快（14.7% vs -3.2%），USCB FINANCIAL HOLDINGS, INC.自由现金流更多（$42.5M vs $-2.4M），过去两年USCB FINANCIAL HOLDINGS, INC.的营收复合增速更高（12.3% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
USCB金融控股公司是一家总部位于美国的银行控股企业，提供全面的零售与商业银行业务，包括存款产品、个人及企业贷款、财富管理及数字银行服务，主要服务个人消费者、中小微企业及当地企业客户，主打个性化服务与社区导向的金融支持。
CLFD vs USCB — 直观对比
营收规模更大
CLFD
是对方的1.5倍
$22.2M
营收增速更快
USCB
高出17.9%
-3.2%
净利率更高
USCB
高出7.9%
-1.8%
自由现金流更多
USCB
多$44.9M
$-2.4M
两年增速更快
USCB
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $22.2M |
| 净利润 | $-614.0K | $1.4M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 14.7% |
| 净利率 | -1.8% | 6.1% |
| 营收同比 | -3.2% | 14.7% |
| 净利润同比 | 67.8% | -80.3% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDUSCB
| Q4 25 | $34.3M | $22.2M | ||
| Q3 25 | $23.4M | $25.0M | ||
| Q2 25 | $49.9M | $24.4M | ||
| Q1 25 | $47.2M | $22.8M | ||
| Q4 24 | $29.7M | $23.0M | ||
| Q3 24 | $5.6M | $21.5M | ||
| Q2 24 | $48.8M | $20.5M | ||
| Q1 24 | $36.9M | $17.6M |
净利润CLFDUSCB
| Q4 25 | $-614.0K | $1.4M | ||
| Q3 25 | $-9.1M | $8.9M | ||
| Q2 25 | $1.6M | $8.1M | ||
| Q1 25 | $1.3M | $7.7M | ||
| Q4 24 | $-1.9M | $6.9M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | $-447.0K | $6.2M | ||
| Q1 24 | $-5.9M | $4.6M |
毛利率CLFDUSCB
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
营业利润率CLFDUSCB
| Q4 25 | -5.3% | 14.7% | ||
| Q3 25 | 10.3% | 47.3% | ||
| Q2 25 | 3.0% | 44.0% | ||
| Q1 25 | 0.6% | 44.2% | ||
| Q4 24 | -6.9% | 39.6% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | -4.7% | 39.8% | ||
| Q1 24 | -26.4% | 34.3% |
净利率CLFDUSCB
| Q4 25 | -1.8% | 6.1% | ||
| Q3 25 | -38.8% | 35.8% | ||
| Q2 25 | 3.2% | 33.4% | ||
| Q1 25 | 2.8% | 33.5% | ||
| Q4 24 | -6.4% | 30.0% | ||
| Q3 24 | — | 32.3% | ||
| Q2 24 | -0.9% | 30.3% | ||
| Q1 24 | -16.0% | 26.2% |
每股收益（稀释后）CLFDUSCB
| Q4 25 | $-0.04 | — | ||
| Q3 25 | $-0.65 | $0.45 | ||
| Q2 25 | $0.11 | — | ||
| Q1 25 | $0.09 | — | ||
| Q4 24 | $-0.13 | — | ||
| Q3 24 | — | $0.35 | ||
| Q2 24 | $-0.04 | — | ||
| Q1 24 | $-0.40 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $38.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $217.2M |
| 总资产 | $268.1M | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CLFDUSCB
| Q4 25 | $96.4M | $38.5M | ||
| Q3 25 | $106.0M | $56.8M | ||
| Q2 25 | $117.2M | $54.8M | ||
| Q1 25 | $112.0M | $98.0M | ||
| Q4 24 | $113.0M | $77.0M | ||
| Q3 24 | $129.0M | $38.5M | ||
| Q2 24 | $123.8M | $77.3M | ||
| Q1 24 | $142.9M | $126.5M |
总债务CLFDUSCB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
股东权益CLFDUSCB
| Q4 25 | $249.7M | $217.2M | ||
| Q3 25 | $256.2M | $209.1M | ||
| Q2 25 | $264.5M | $231.6M | ||
| Q1 25 | $265.9M | $225.1M | ||
| Q4 24 | $267.4M | $215.4M | ||
| Q3 24 | $275.8M | $213.9M | ||
| Q2 24 | $274.6M | $201.0M | ||
| Q1 24 | $279.2M | $195.0M |
总资产CLFDUSCB
| Q4 25 | $268.1M | $2.8B | ||
| Q3 25 | $306.2M | $2.8B | ||
| Q2 25 | $314.7M | $2.7B | ||
| Q1 25 | $310.9M | $2.7B | ||
| Q4 24 | $303.2M | $2.6B | ||
| Q3 24 | $315.3M | $2.5B | ||
| Q2 24 | $318.1M | $2.5B | ||
| Q1 24 | $315.4M | $2.5B |
负债/权益比CLFDUSCB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $42.8M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $42.5M |
| 自由现金流率自由现金流/营收 | -7.1% | 191.4% |
| 资本支出强度资本支出/营收 | 2.9% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 31.40× |
| 过去12个月自由现金流最近4个季度 | — | $95.1M |
8季度趋势，按日历期对齐
经营现金流CLFDUSCB
| Q4 25 | $-1.4M | $42.8M | ||
| Q3 25 | — | $20.1M | ||
| Q2 25 | $7.9M | $18.0M | ||
| Q1 25 | $3.0M | $14.6M | ||
| Q4 24 | $7.2M | $34.8M | ||
| Q3 24 | $22.2M | $11.3M | ||
| Q2 24 | $4.0M | $18.3M | ||
| Q1 24 | $-5.7M | $8.1M |
自由现金流CLFDUSCB
| Q4 25 | $-2.4M | $42.5M | ||
| Q3 25 | — | $20.0M | ||
| Q2 25 | $7.5M | $18.0M | ||
| Q1 25 | $654.0K | $14.6M | ||
| Q4 24 | $5.1M | $34.5M | ||
| Q3 24 | $18.2M | $11.2M | ||
| Q2 24 | $2.8M | $18.2M | ||
| Q1 24 | $-7.7M | $8.0M |
自由现金流率CLFDUSCB
| Q4 25 | -7.1% | 191.4% | ||
| Q3 25 | — | 80.3% | ||
| Q2 25 | 15.1% | 73.7% | ||
| Q1 25 | 1.4% | 63.9% | ||
| Q4 24 | 17.1% | 150.2% | ||
| Q3 24 | 323.0% | 52.2% | ||
| Q2 24 | 5.8% | 88.8% | ||
| Q1 24 | -20.8% | 45.4% |
资本支出强度CLFDUSCB
| Q4 25 | 2.9% | 1.4% | ||
| Q3 25 | 2.0% | 0.5% | ||
| Q2 25 | 0.8% | 0.2% | ||
| Q1 25 | 5.1% | 0.2% | ||
| Q4 24 | 7.0% | 1.4% | ||
| Q3 24 | 71.4% | 0.4% | ||
| Q2 24 | 2.5% | 0.4% | ||
| Q1 24 | 5.3% | 0.5% |
现金转化率CLFDUSCB
| Q4 25 | — | 31.40× | ||
| Q3 25 | — | 2.25× | ||
| Q2 25 | 4.93× | 2.22× | ||
| Q1 25 | 2.30× | 1.91× | ||
| Q4 24 | — | 5.05× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 2.95× | ||
| Q1 24 | — | 1.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
