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Clearfield, Inc.（CLFD）与Usio, Inc.（USIO）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是Usio, Inc.的1.5倍（$34.3M vs $22.2M），Clearfield, Inc.净利率更高（-1.8% vs -6.7%，领先4.9%），Usio, Inc.同比增速更快（8.2% vs -3.2%），Usio, Inc.自由现金流更多（$1.1M vs $-2.4M），过去两年Usio, Inc.的营收复合增速更高（3.0% vs -3.5%）
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
Usio, Inc.是总部位于美国得克萨斯州圣安东尼奥的金融科技企业，主打综合电子支付服务，业务涵盖ACH交易处理、信用卡与借记卡收单、为软件平台提供支付便利、预付卡发行，同时还经营文件打印邮寄业务。
CLFD vs USIO — 直观对比
营收规模更大
CLFD
是对方的1.5倍
$22.2M
营收增速更快
USIO
高出11.4%
-3.2%
净利率更高
CLFD
高出4.9%
-6.7%
自由现金流更多
USIO
多$3.5M
$-2.4M
两年增速更快
USIO
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $34.3M | $22.2M |
| 净利润 | $-614.0K | $-1.5M |
| 毛利率 | 33.2% | 21.9% |
| 营业利润率 | -5.3% | -5.7% |
| 净利率 | -1.8% | -6.7% |
| 营收同比 | -3.2% | 8.2% |
| 净利润同比 | 67.8% | -337.8% |
| 每股收益（稀释后） | $-0.04 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CLFDUSIO
| Q4 25 | $34.3M | $22.2M | ||
| Q3 25 | $23.4M | $21.2M | ||
| Q2 25 | $49.9M | $20.0M | ||
| Q1 25 | $47.2M | $22.0M | ||
| Q4 24 | $29.7M | $20.6M | ||
| Q3 24 | $5.6M | $21.3M | ||
| Q2 24 | $48.8M | $20.1M | ||
| Q1 24 | $36.9M | $21.0M |
净利润CLFDUSIO
| Q4 25 | $-614.0K | $-1.5M | ||
| Q3 25 | $-9.1M | $-415.1K | ||
| Q2 25 | $1.6M | $-366.7K | ||
| Q1 25 | $1.3M | $-235.0K | ||
| Q4 24 | $-1.9M | $628.9K | ||
| Q3 24 | — | $2.9M | ||
| Q2 24 | $-447.0K | $75.5K | ||
| Q1 24 | $-5.9M | $-250.2K |
毛利率CLFDUSIO
| Q4 25 | 33.2% | 21.9% | ||
| Q3 25 | 53.2% | 23.0% | ||
| Q2 25 | 30.5% | 25.8% | ||
| Q1 25 | 30.1% | 21.9% | ||
| Q4 24 | 29.2% | 24.6% | ||
| Q3 24 | — | 23.0% | ||
| Q2 24 | 21.9% | 23.9% | ||
| Q1 24 | 7.7% | 23.1% |
营业利润率CLFDUSIO
| Q4 25 | -5.3% | -5.7% | ||
| Q3 25 | 10.3% | -2.2% | ||
| Q2 25 | 3.0% | -2.0% | ||
| Q1 25 | 0.6% | -1.1% | ||
| Q4 24 | -6.9% | -2.9% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | -4.7% | -1.0% | ||
| Q1 24 | -26.4% | -1.3% |
净利率CLFDUSIO
| Q4 25 | -1.8% | -6.7% | ||
| Q3 25 | -38.8% | -2.0% | ||
| Q2 25 | 3.2% | -1.8% | ||
| Q1 25 | 2.8% | -1.1% | ||
| Q4 24 | -6.4% | 3.1% | ||
| Q3 24 | — | 13.4% | ||
| Q2 24 | -0.9% | 0.4% | ||
| Q1 24 | -16.0% | -1.2% |
每股收益（稀释后）CLFDUSIO
| Q4 25 | $-0.04 | $-0.05 | ||
| Q3 25 | $-0.65 | $-0.02 | ||
| Q2 25 | $0.11 | $-0.01 | ||
| Q1 25 | $0.09 | $-0.01 | ||
| Q4 24 | $-0.13 | $0.03 | ||
| Q3 24 | — | $0.10 | ||
| Q2 24 | $-0.04 | $0.00 | ||
| Q1 24 | $-0.40 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $7.4M |
| 总债务越低越好 | — | $1.4M |
| 股东权益账面价值 | $249.7M | $17.9M |
| 总资产 | $268.1M | $134.9M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资CLFDUSIO
| Q4 25 | $96.4M | $7.4M | ||
| Q3 25 | $106.0M | $7.7M | ||
| Q2 25 | $117.2M | $8.1M | ||
| Q1 25 | $112.0M | $8.7M | ||
| Q4 24 | $113.0M | $8.1M | ||
| Q3 24 | $129.0M | $8.4M | ||
| Q2 24 | $123.8M | $7.2M | ||
| Q1 24 | $142.9M | $7.1M |
总债务CLFDUSIO
| Q4 25 | — | $1.4M | ||
| Q3 25 | — | $836.7K | ||
| Q2 25 | — | $647.1K | ||
| Q1 25 | — | $683.3K | ||
| Q4 24 | — | $719.4K | ||
| Q3 24 | $2.2M | $562.9K | ||
| Q2 24 | $2.1M | $597.2K | ||
| Q1 24 | — | $630.9K |
股东权益CLFDUSIO
| Q4 25 | $249.7M | $17.9M | ||
| Q3 25 | $256.2M | $18.7M | ||
| Q2 25 | $264.5M | $18.7M | ||
| Q1 25 | $265.9M | $19.0M | ||
| Q4 24 | $267.4M | $19.2M | ||
| Q3 24 | $275.8M | $18.9M | ||
| Q2 24 | $274.6M | $15.7M | ||
| Q1 24 | $279.2M | $15.3M |
总资产CLFDUSIO
| Q4 25 | $268.1M | $134.9M | ||
| Q3 25 | $306.2M | $99.4M | ||
| Q2 25 | $314.7M | $108.4M | ||
| Q1 25 | $310.9M | $109.6M | ||
| Q4 24 | $303.2M | $107.2M | ||
| Q3 24 | $315.3M | $114.6M | ||
| Q2 24 | $318.1M | $108.8M | ||
| Q1 24 | $315.4M | $99.1M |
负债/权益比CLFDUSIO
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | 0.01× | 0.03× | ||
| Q2 24 | 0.01× | 0.04× | ||
| Q1 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $1.5M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $1.1M |
| 自由现金流率自由现金流/营收 | -7.1% | 4.8% |
| 资本支出强度资本支出/营收 | 2.9% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $1.7M |
8季度趋势，按日历期对齐
经营现金流CLFDUSIO
| Q4 25 | $-1.4M | $1.5M | ||
| Q3 25 | — | $303.8K | ||
| Q2 25 | $7.9M | $-263.9K | ||
| Q1 25 | $3.0M | $1.4M | ||
| Q4 24 | $7.2M | $2.9M | ||
| Q3 24 | $22.2M | $1.4M | ||
| Q2 24 | $4.0M | $369.1K | ||
| Q1 24 | $-5.7M | $88.7K |
自由现金流CLFDUSIO
| Q4 25 | $-2.4M | $1.1M | ||
| Q3 25 | — | $85.2K | ||
| Q2 25 | $7.5M | $-503.2K | ||
| Q1 25 | $654.0K | $1.1M | ||
| Q4 24 | $5.1M | $2.7M | ||
| Q3 24 | $18.2M | $1.4M | ||
| Q2 24 | $2.8M | $246.3K | ||
| Q1 24 | $-7.7M | $-88.1K |
自由现金流率CLFDUSIO
| Q4 25 | -7.1% | 4.8% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | 15.1% | -2.5% | ||
| Q1 25 | 1.4% | 4.8% | ||
| Q4 24 | 17.1% | 13.1% | ||
| Q3 24 | 323.0% | 6.4% | ||
| Q2 24 | 5.8% | 1.2% | ||
| Q1 24 | -20.8% | -0.4% |
资本支出强度CLFDUSIO
| Q4 25 | 2.9% | 2.0% | ||
| Q3 25 | 2.0% | 1.0% | ||
| Q2 25 | 0.8% | 1.2% | ||
| Q1 25 | 5.1% | 1.4% | ||
| Q4 24 | 7.0% | 1.0% | ||
| Q3 24 | 71.4% | 0.3% | ||
| Q2 24 | 2.5% | 0.6% | ||
| Q1 24 | 5.3% | 0.8% |
现金转化率CLFDUSIO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 4.93× | — | ||
| Q1 25 | 2.30× | — | ||
| Q4 24 | — | 4.61× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 4.89× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CLFD
暂无分部数据
USIO
| Credit Card Revenue | $7.7M | 35% |
| ACH And Complementary Service Revenue | $6.1M | 28% |
| Output Solutions | $5.4M | 24% |
| Prepaid Card Services Revenue | $2.6M | 12% |
