vs
Clearfield, Inc.(CLFD)与WEST BANCORPORATION INC(WTBA)财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是WEST BANCORPORATION INC的1.3倍($34.3M vs $26.9M),WEST BANCORPORATION INC净利率更高(39.2% vs -1.8%,领先41.0%),WEST BANCORPORATION INC同比增速更快(16.6% vs -3.2%),WEST BANCORPORATION INC自由现金流更多($12.4M vs $-2.4M),过去两年WEST BANCORPORATION INC的营收复合增速更高(17.3% vs -3.5%)
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市,是一家专注于光纤产品研发生产的企业,其产品主要应用于光纤通信网络建设领域,为通信基础设施部署提供相关硬件支撑。
West Bancorporation Inc.是总部位于美国中西部的区域性金融控股公司,主要服务爱荷华州、明尼苏达州两地市场,面向不同群体提供多元化个人及商业银行服务,包括存款账户、按揭贷款、企业信贷、财富管理等专业解决方案,覆盖个人客户、中小企业及本地机构客户。
CLFD vs WTBA — 直观对比
营收规模更大
CLFD
是对方的1.3倍
$26.9M
营收增速更快
WTBA
高出19.8%
-3.2%
净利率更高
WTBA
高出41.0%
-1.8%
自由现金流更多
WTBA
多$14.8M
$-2.4M
两年增速更快
WTBA
近两年复合增速
-3.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $34.3M | $26.9M |
| 净利润 | $-614.0K | $10.6M |
| 毛利率 | 33.2% | — |
| 营业利润率 | -5.3% | 50.0% |
| 净利率 | -1.8% | 39.2% |
| 营收同比 | -3.2% | 16.6% |
| 净利润同比 | 67.8% | 34.8% |
| 每股收益(稀释后) | $-0.04 | $0.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
CLFD
WTBA
| Q1 26 | — | $26.9M | ||
| Q4 25 | $34.3M | $24.2M | ||
| Q3 25 | $23.4M | $25.0M | ||
| Q2 25 | $49.9M | $23.8M | ||
| Q1 25 | $47.2M | $23.1M | ||
| Q4 24 | $29.7M | $20.9M | ||
| Q3 24 | $5.6M | $20.3M | ||
| Q2 24 | $48.8M | $19.6M |
净利润
CLFD
WTBA
| Q1 26 | — | $10.6M | ||
| Q4 25 | $-614.0K | $7.4M | ||
| Q3 25 | $-9.1M | $9.3M | ||
| Q2 25 | $1.6M | $8.0M | ||
| Q1 25 | $1.3M | $7.8M | ||
| Q4 24 | $-1.9M | $7.1M | ||
| Q3 24 | — | $6.0M | ||
| Q2 24 | $-447.0K | $5.2M |
毛利率
CLFD
WTBA
| Q1 26 | — | — | ||
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — |
营业利润率
CLFD
WTBA
| Q1 26 | — | 50.0% | ||
| Q4 25 | -5.3% | 39.6% | ||
| Q3 25 | 10.3% | 45.8% | ||
| Q2 25 | 3.0% | 43.4% | ||
| Q1 25 | 0.6% | 43.4% | ||
| Q4 24 | -6.9% | 30.9% | ||
| Q3 24 | — | 36.6% | ||
| Q2 24 | -4.7% | 32.6% |
净利率
CLFD
WTBA
| Q1 26 | — | 39.2% | ||
| Q4 25 | -1.8% | 30.7% | ||
| Q3 25 | -38.8% | 37.3% | ||
| Q2 25 | 3.2% | 33.5% | ||
| Q1 25 | 2.8% | 34.0% | ||
| Q4 24 | -6.4% | 34.0% | ||
| Q3 24 | — | 29.3% | ||
| Q2 24 | -0.9% | 26.5% |
每股收益(稀释后)
CLFD
WTBA
| Q1 26 | — | $0.61 | ||
| Q4 25 | $-0.04 | $0.44 | ||
| Q3 25 | $-0.65 | $0.55 | ||
| Q2 25 | $0.11 | $0.47 | ||
| Q1 25 | $0.09 | $0.46 | ||
| Q4 24 | $-0.13 | $0.41 | ||
| Q3 24 | — | $0.35 | ||
| Q2 24 | $-0.04 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $96.4M | $362.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $249.7M | $270.7M |
| 总资产 | $268.1M | $4.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
CLFD
WTBA
| Q1 26 | — | $362.0M | ||
| Q4 25 | $96.4M | $471.1M | ||
| Q3 25 | $106.0M | $232.9M | ||
| Q2 25 | $117.2M | $345.2M | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | $243.5M | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — |
总债务
CLFD
WTBA
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — |
股东权益
CLFD
WTBA
| Q1 26 | — | $270.7M | ||
| Q4 25 | $249.7M | $266.0M | ||
| Q3 25 | $256.2M | $255.1M | ||
| Q2 25 | $264.5M | $240.9M | ||
| Q1 25 | $265.9M | $237.9M | ||
| Q4 24 | $267.4M | $227.9M | ||
| Q3 24 | $275.8M | $235.4M | ||
| Q2 24 | $274.6M | $223.9M |
总资产
CLFD
WTBA
| Q1 26 | — | $4.0B | ||
| Q4 25 | $268.1M | $4.1B | ||
| Q3 25 | $306.2M | $4.0B | ||
| Q2 25 | $314.7M | $4.1B | ||
| Q1 25 | $310.9M | $4.0B | ||
| Q4 24 | $303.2M | $4.0B | ||
| Q3 24 | $315.3M | $4.0B | ||
| Q2 24 | $318.1M | $4.0B |
负债/权益比
CLFD
WTBA
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $-1.4M | $12.9M |
| 自由现金流经营现金流 - 资本支出 | $-2.4M | $12.4M |
| 自由现金流率自由现金流/营收 | -7.1% | 46.0% |
| 资本支出强度资本支出/营收 | 2.9% | 1.8% |
| 现金转化率经营现金流/净利润 | — | 1.22× |
| 过去12个月自由现金流最近4个季度 | — | $79.1M |
8季度趋势,按日历期对齐
经营现金流
CLFD
WTBA
| Q1 26 | — | $12.9M | ||
| Q4 25 | $-1.4M | $46.5M | ||
| Q3 25 | — | $11.4M | ||
| Q2 25 | $7.9M | $13.5M | ||
| Q1 25 | $3.0M | $9.7M | ||
| Q4 24 | $7.2M | $39.8M | ||
| Q3 24 | $22.2M | $12.9M | ||
| Q2 24 | $4.0M | $10.0M |
自由现金流
CLFD
WTBA
| Q1 26 | — | $12.4M | ||
| Q4 25 | $-2.4M | $43.2M | ||
| Q3 25 | — | $10.8M | ||
| Q2 25 | $7.5M | $12.8M | ||
| Q1 25 | $654.0K | $8.3M | ||
| Q4 24 | $5.1M | $13.7M | ||
| Q3 24 | $18.2M | $7.0M | ||
| Q2 24 | $2.8M | $2.7M |
自由现金流率
CLFD
WTBA
| Q1 26 | — | 46.0% | ||
| Q4 25 | -7.1% | 178.3% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | 15.1% | 53.6% | ||
| Q1 25 | 1.4% | 35.7% | ||
| Q4 24 | 17.1% | 65.6% | ||
| Q3 24 | 323.0% | 34.2% | ||
| Q2 24 | 5.8% | 14.0% |
资本支出强度
CLFD
WTBA
| Q1 26 | — | 1.8% | ||
| Q4 25 | 2.9% | 13.7% | ||
| Q3 25 | 2.0% | 2.6% | ||
| Q2 25 | 0.8% | 3.2% | ||
| Q1 25 | 5.1% | 6.5% | ||
| Q4 24 | 7.0% | 125.3% | ||
| Q3 24 | 71.4% | 29.4% | ||
| Q2 24 | 2.5% | 37.1% |
现金转化率
CLFD
WTBA
| Q1 26 | — | 1.22× | ||
| Q4 25 | — | 6.26× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | 4.93× | 1.70× | ||
| Q1 25 | 2.30× | 1.24× | ||
| Q4 24 | — | 5.61× | ||
| Q3 24 | — | 2.17× | ||
| Q2 24 | — | 1.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图